Part of our culture is working with speed and accuracy- so whether you're a Realtor working with buyers, or a homebuyer looking to get qualified- we make it our mission to respond quickly, accurately and on time. Always.
Interested in learning more? Contact me today.
Check out these 5 rampant mortgage myths you'll hear these days—We debunk them all! https://www.realtor.com/advice/finance/coronavirus-mortgage-myths-debunked/
#mortgageeducation #spmcmortgage
REALTOR.COM
5 Rampant Mortgage Myths You'll Hear These Days—Completely Debunked
Here's to bidding goodbye to summer and welcoming the much-awaited Fall season!
The first day of Fall traditionally marks the beginning of something great and positive. Happy first day of Fall to you and your family. May this season bring peace and prosperity in your life.
#1stDayOfFall #spmc #onesierra #Fall2020 #sierrapacificmortgage
These recent months have been really difficult on everyone including our own employees. Whether you're struggling with work/life balance, or facing a deeper issue- we respect and appreciate you!
Here's to having a wonderful week, all.
The hard days are what make you stronger.” – Aly Raisman
At Sierra Pacific Mortgage, we believe in taking True Ownership for everything we do. That means when we do a loan for you or your clients, every single person who touches the loan has an equal passion and ownership for their role. It's easy to "pass the buck" or shift responsibility elsewhere in this business. But here, every person who touches your loan owns their role and takes it seriously. #pillarsofsuccess #ONESIERRA #spmc #trueownership
Happy Friday! Have a great weekend everyone.
Happy Monday Friends! I hope you embrace your power today, and set the intention for an incredible week!
"You have power over your mind — not outside events. Realize this, and you will find strength..."
—Marcus Aurelius
Happy Monday! Here is to accomplishing GREAT things this week!
"If you cannot do great things, do small things in a great way." - Napoleon Hill
It's those small steps that lead to greater impact. There are times where you need to take 𝘵𝘩𝘦 𝘯𝘦𝘹𝘵 𝘳𝘪𝘨𝘩𝘵 𝘴𝘵𝘦𝘱 before you climb the mountain and see the greatness in those smaller steps.
#sierracares #sierrapacificmortgage #joinus #onesierra #sierrapillarsofsuccess #mortgagelending #wecare
Check out our 100% mobile solution for mortgage origination: SPM GO. Available on both Android and iPhones, we can accommodate a loan anytime, anywhere. Visit the app stores on Google Play or iPhone and find us by searching “Sierra Pacific Mortgage”
#keepingitmobile #mortgagelending #sierrapacificmortgage #onesierra
10 Tips When Preparing for a Mortgage!
Have you checked your credit and decided the time is right to buy? Check these ten steps then call me, and you’ll be ahead of the game!
https://www.transunion.com/article/tips-when-preparing-for-mortgage
#themoreyouknow #mortgagelending #spmc #sierracares #mortgage #firsttimehomebuyer
TRANSUNION.COM
Tips Before Applying for a Mortgage | TransUnion
One of the first steps in the homebuying process is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to help you determine how much you can afford. Have a look at this article to get started! https://myhome.freddiemac.com/buying/what-can-you-afford.html
MYHOME.FREDDIEMAC.COM
How much house can I afford?
One of the most common questions I hear is: "What kind of mortgage should I get?" Here's a great article to get you started. As always, I'm here to answer any questions! https://www.zillow.com/home-buying-guide/types-of-mortgages/ #buyereducation #spmmortgage #mortgagelending
ZILLOW.COM
What Type of Mortgage Is Best for You? | Zillow
Happy Monday! I wanted to encourage you to take a moment today and think about your dreams and passions and where you want to see yourself in 5 years. The best way to get to that is through consistent small steps, so consider investing just 20 minutes a day towards that dream.
#motivationalmonday #dreambig #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending
What is a DPA? Down payment assistance (DPA) programs help homebuyers with loans or grants that reduce the amount they need to save for a down payment. There are four main types of DPA: Grants, which are essentially gifts that never have to be repaid.
Are you interested in learning more about what downpayment plans you qualify for? Contact us today!
#MortgageGlossary #SierraPacificTerms #SierraPacificMortgage #spm
We always try to educate our customers about their safety when taking out a mortgage. Here are a few tips from the CFPB to keep you safe from scammers. Feel free to share! https://www.youtube.com/watch?v=em6viyrSGCc&feature=emb_logo
YOUTUBE.COM
What homebuyers need to know about mortgage scams — consumerfinance.gov
Young Americans are having their housing preferences shaped by the pandemic, choosing bigger homes and more outdoor space:
https://magazine.realtor/daily-news/2020/10/13/younger-americans-lead-desire-for-bigger-homes-outdoor-space
MAGAZINE.REALTOR
Younger Americans Lead Desire for Bigger Homes, Outdoor Space
It would be an understatment to say 2020 has been a year of challenges! Here's to hoping you have turned these challenges into meaningful lessons. Have a great week, all!
"Challenges are what make life interesting and overcoming them is what makes life meaningful." -Joshua J. Marine
#motivationalmonday #sierrapacificmortgage #quotes #quotesforinspiration
Realtors: As home prices surge and down payments increase, first time home ownership could be threatened; It might make sense to consider rural-zoned areas for your clients and a USDA loan, especially now that there are options to telecommute:
https://magazine.realtor/daily-news/2020/10/13/threats-to-first-time-home-buyers-path-to-ownership
MAGAZINE.REALTOR
Threats to First-Time Home Buyers’ Path to Ownership
When you do a loan with me here at Sierra Pacific Mortgage, it's my goal to make sure you are truly "wowed" by your experience with us. Whether you've been helped by multiple members on my team, or just me, you can rest assured knowing we'll always do our best to make you feel 100% satisfied. That's our WOW experience promise!
#pillarsofsuccess #dotherightthing #wowexperience #spmc #sierrapacificmortgage #ONESIERRA
Happy Thanksgiving from our SPM family to yours! We truly hope you take this year to honor and celebrate each other and your blessings, whether you're with your loved ones in person or together virtually. Have a wonderful day, all! 🥂✨
Closing costs can be confusing and a source of stress for some homebuyers. We are here to help explain any terms or parts of the mortgage transaction you're worried about. Feel free to call or message me anytime, I'm happy to help explain the more technical parts of your home purchase and financing!
#MortgageGlossary #SierraPacificTerms #SierraPacificMortgage #spm #homebuyingmadeeasy #wecare #themoreyouknow #mortgagelending #homehunting
For all my Realtor friends: here are some great tips for promoting your listings. Nextdoor is a great place to share listings because a lot of local homeowners are already there, as a captive audience.
Need more listing tips or help promoting a specific property? I'm here to help!
https://bit.ly/3nCxmEw
BUSINESS.NEXTDOOR.COM
Tips for Real Estate Agents: How to Promote Your Listings on Nextdoor with Posts
We get asked often what the differences are between our mortgage loans. Here's a great article from Realtor.com on some differences. And of course, I am here to answer any questions you have regarding any of these. Call me today! https://www.realtor.com/advice/finance/types-of-mortgages/
REALTOR.COM
6 Types of Home Loans: Which One Is Right for You?
Happy Monday! Here is a little motivation to get you all through the week. Keep pushing for your goals everyone, and remember we are always here to help! :)
“The only time you fail is when you fall down and stay down.”
~Stephen Richards
#motivationmonday #spmc #onesierra
If you're thinking of purchasing a home, be sure to read these debunked myths, including what you need to put down, and what your credit score needs to be. (Hint: it's maybe not as high as you think!) As always, call me with any questions!
#spmc #sierrapacificmortgage #mortgagelending
https://www.redfin.com/blog/home-buying-myths/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+redfin_corporate+%28Redfin+Corporate+Blog%3A+Notes+on+Redfin%2C+technology%2C+real+estate+and+life+at+a+startup.%29
REDFIN.COM
First Time Homebuyer? 6 Home Buying Myths to Look Out For - Redfin
Happy Super Bowl Sunday, friends, clients and business partners! We hope you have a restful, and enjoyable day with your families.
#superbowl #tampabaybuccaneers #kansascitychiefs #SPMC #onesierra
Happy Monday friends and colleagues! Hope you have a week filled with growth and productivity. Cheers! #MotivationMonday #spmc #pillarsofsuccess #amplifyyourimpact
“One can choose to go back toward safety or forward toward growth. Growth must be chosen again and again; fear must be overcome again and again.” —Abraham Maslow
Considering purchasing a home? Now might be a great time. The average mortgage rate for a 30-year fixed loan fell four basis points last week to 2.73%, according to Freddie Mac’s Primary Mortgage Market Survey.
https://www.housingwire.com/articles/mortgage-rates-dip-back-down-to-2-73/
HOUSINGWIRE.COM
Mortgage rates dip back down to 2.73% - HousingWire
Happy Monday friends and clients! Have you ever heard of the 21/90 rule for habits? If you do something for 21 days it helps you build a habit but if you do it for 90 days after that, it becomes a permanent part of your life.
Have a great week!
#sierracares #sierrapacificmortgage #onesierra #sierrapillarsofsuccess #mortgagelending #wecare
Now is a great time to refinance or purchase a home. Curious what payments may be? Download our 100% mobile solution for payment scenarios, mortgage news, FAQs and more. Visit the app stores on Google Play or iPhone and find us by searching “Sierra Pacific Mortgage” 📲 #keepingitmobile #mortgagelending #sierrapacificmortgage #onesierra
