S Walker Groups commitment to our clients includes complete investment planning, professional portfolio management, quarterly financial reports showing you the status of your account, periodic client meetings and telephone calls. Under investment planning we mean quantifying your financial goals, review of your progress towards fulfilling those goals, advising you on your protection levels, financing or refinancing your mortgage, review of your estate plans and the use of trusts as a planning tool to minimize the negative tax effects of an improperly planned estate.