We stand with our colleagues, customers and communities in the fight for social justice and the eradication of systemic racism in our communities and places of work. This action is led by listening to our Black colleagues, having meaningful conversations with community leaders, and walking the walk by taking critical steps toward social justice and racial equality across our businesses and the communities those businesses serve. We are also proud to announce a more than $5 million, multi-year, community-level commitment that includes advancing diverse small businesses and entrepreneurs of color, micro-grants to food industry and small business entrepreneurs, diverse leadership training, racial and social equality initiatives, as well as monetary commitments to non-profits. #RespectAddsUp http://spr.ly/6183GRrul Santander US' Commitment Santander US' Commitment Santander US' Commitment Santander US' Commitment Santander US' Commitment Santander US' Commitment Santander US' Commitment

Small businesses are often more susceptible to fraud than larger companies, but yours doesn't have to be with these tips. • Check your employees • Protect your computers and financial accounts • Consider using a “banking-only” computer • Get serious about passwords • Train your staff • Regulate spending authority • Consider fraud insurance See more of the ways you can protect your business from fraud. https://businesshub.santanderbank.com/building-on-your-success/protect-business-fraud/ Fraud Protection Fraud Protection Fraud Protection Fraud Protection Fraud Protection Fraud Protection Fraud Protection Fraud Protection

On Friday, June 19, Santander Bank will be closing its offices, open branches and all operations at noon in observance of Juneteenth, the oldest national commemoration of the end of slavery in the United States. Santander employees are encouraged to use this day as a time to listen to and reflect on what Black Americans are saying, to understand and appreciate what it must be like to suffer discrimination or injustice, to give their time and/or financial support to organizations dedicated to bringing about real change, and to engage in meaningful conversations with their family, friends, and colleagues. At Santander, we have long been committed to building and fostering a diverse and inclusive workplace and helping the communities where we live and work prosper. The issues we are facing today make that commitment even more important. It is this diversity that makes us better and stronger as a company, and will make us better and stronger as a country. #RespectAddsUp

In these troubled times, it is more important than ever to recognize the strength of our diversity. As we celebrate Pride Month, we recognize and honor all-of- the brave pioneers who have paved the way for others. #RespectAddsUp

Your net worth is calculated by adding up the value of every asset you own, including your home, vehicles, investment accounts, and personal possessions and subtracting all liabilities, including mortgages and debt. In summary, your net worth is what you own minus what you owe. Learn more about net worth and other important financial concepts here: http://spr.ly/6189HQ9fF #FinancesFromHome

Credit history, utilization, types of credit, and number of new credit inquiries are all factors that establish your credit score. Scores above 670 range from good to excellent, and scores below are considered fair or poor. Learn more about credit scores and other key financial concepts here: http://spr.ly/6184HSM3k #FinancesFromHome

Wondering if it’s a smart idea to file your own taxes this year? In general, if you have one job and uncomplicated investments, filing your own taxes is relatively straightforward. Read our top five tax tips here: http://spr.ly/6180Hqato

One of the most significant benefits of the Paycheck Protection Program is the possibility for the full amount of the loan to be forgiven. If you took out a PPP loan to help your small business stay afloat during the COVID-19 pandemic, here are some important tips and reminders to help you maximize your PPP loan forgiveness amount: http://spr.ly/6189Hq86X

The Debt Snowball Method is a popular way to pay off debt by prioritizing payments to the debt with the lowest balance. It’s a great approach for those who like short-term wins to stay motivated. Learn how to build your own Debt Snowball here: http://spr.ly/6186HoxfO #FinancesFromHome