If you are a homeowner, one of the best investments you can make is in a homeowner's insurance policy. Such a policy protects your home from disasters such as fires, floods, theft, and injuries that occur on your property.
What is collision insurance? This type of extra vehicle insurance coverage ensues that a vehicle is repaired, or replaced, in the event of an accident and is recommended for new or high end vehicles and for clients who do not have savings to cover extra costs if an accident occurs.
Liability insurance for your business pays for potential damages to third parties and extends to defending lawsuits and paying any judgments. Even a lawsuit that has no merit costs money to defend.
Did you know that additional short-term insurance may be needed when trailers are pulled by insured automobiles? While damages caused by a trailer accident may be covered, an additional short-term policy may be needed to protect against physical damages to the trailer.
While installing a home security system increases your home's value, this does not necessarily mean that you need to pay a higher premium for homeowner's insurance. In fact, a home security system can actually lower your monthly premiums by up to 20 percent in some cases.
Umbrella insurance for commercial policies is generally available in $1 million increments up to $10 million and is significantly less expensive than existing property liability or malpractice coverage, for example.