Attempting to run a business without a good cash flow strategy is like trying to sail a ship across the sea without a rudder. https://bit.ly/2IJ6ORE
FINANCIALHOTSPOT.COM
8 Cash Flow Management Tips | www.financialhotspot.com
Here are some of the obstacles homeowners face when refinancing and how you can avoid them: https://bit.ly/2WyS5hl
FOOL.COM
3 Things That May Prevent You From Refinancing a Mortgage | The Ascent
Target-date funds are a popular choice among investors for retirement savings, but like any investment, they have pros and cons that need to be considered. https://bit.ly/2Zui1fK
INVESTOPEDIA.COM
Target-Date Funds: Advantages and Disadvantages
Investors are unique players in the growth process of a business. The level and quality of their involvement can ultimately help determine a company’s success or failure. Here are 5 common types of investors and when to consider them: https://bit.ly/2EA4NpS
STARTUPNATION.COM
5 Types of Investors for Startups
Budgeting is hard, especially when your budget has blind spots. Here's a list of the most commonly forgotten budget categories to help you be more prepared. https://bit.ly/3jrOiwe
FUNDINGCLOUDNINE.COM
38 Commonly Forgotten Budget Categories that can Wreck your Budget
Overpaying for Insurance Affects Retirement, Study Shows
https://www.thebalance.com/overpaying-for-insurance-affects-retirement-5078135
THEBALANCE.COM
Overpaying for Insurance Affects Retirement, Study Shows
Here are some great social security tips - it's not too early to consider them! https://www.forbes.com/sites/tomhager/2020/01/16/social-security-lifehacks/?utm_source=followingimmediate&utm_medium=email&utm_campaign=20200116#59b9d6f41f9e
FORBES.COM
Social Security #LifeHacks
Getting the Most From Your Health Savings Account
https://financialhotspot.com/2020/06/25/getting-the-most-from-your-health-savings-account/
FINANCIALHOTSPOT.COM
Getting the Most From Your Health Savings Account | www.financialhotspot.com
What Happens To The Money Withheld Due To Social Security's Earnings Test?https://www.forbes.com/sites/kotlikoff/2020/09/20/ask-larry-what-happens-to-the-money-withheld-due-to-social-securitys-earnings-test/?ss=taxes#3366c65f2dec
FORBES.COM
Ask Larry: What Happens To The Money Withheld By Social Security’s Earnings Test?
The power of a penny, teaching kids and ourselves about positive leadership and inspiration. https://www.forbes.com/sites/robdube/2020/09/14/what-the-power-of-a-penny-can-teach-our-kids-and-ourselves-about-positive-inspiration-and-leadership/#7344ca5574a1
FORBES.COM
What The Power Of A Penny Can Teach Our Kids And Ourselves About Positive Inspiration And Leadership
Small companies often face difficult financial times and may struggle with cash flow. Here are solutions to the four most pressing small-company financial problems. https://www.inc.com/peter-cohan/four-solutions-to-small-business-money-problems.html
INC.COM
4 Solutions to Small-Business Money Problems
If you’re looking for more of a gradual transition into retirement, or aren't sure you are ready to stop working, you might consider phased retirement where you gradually reduce your workweek hours and responsibilities. https://www.thebalance.com/is-a-phased-retirement-right-for-you-4156625
THEBALANCE.COM
Should You Consider Phased Retirement?
Does your employer offer 401 (k) matching? Here is an article that explains how it works.
https://www.thebalance.com/how-401-k-matching-works-4774537
THEBALANCE.COM
Learn More About How 401(k) Matching Works
Why the increase in your Social Security check could among the smallest ever next year.
https://www.usatoday.com/story/money/2020/09/15/social-security-benefits-checks-could-rise-1-3-next-year/5798699002/
USATODAY.COM
Why the increase in your Social Security check could among the smallest ever next year
Find out how you can get the most with your Health Savings account. https://financialhotspot.com/2020/06/25/getting-the-most-from-your-health-savings-account/ Getting the
FINANCIALHOTSPOT.COM
Getting the Most From Your Health Savings Account | www.financialhotspot.com
Ask the professionals! Talk to your accountant to figure out what the best accounting software solution is for your business.
If you're the type who always ends up with $5 in your account just before payday and has no idea how that happened, you may be in need of some budgeting assistance. https://www.bustle.com/p/21-budgeting-hacks-all-millennials-should-know-15867575
BUSTLE.COM
21 Budgeting Hacks All Millennials Should Know
I know of a non profit in Amarillo that is looking for a part time CFO. Contact me if interested.
I know of a non profit in Amarillo that is looking for a part time CFO. Contact me if interested.
SELENA FOGG CPA
Nonprofit Financial Controller
Early retirement comes in various shapes and sizes and what it looks like to you will determine exactly what you need to do to get there. In general, here are the steps you can take: https://www.businessinsider.com/personal-finance/how-to-retire-early-steps-for-early-retirement
BUSINESSINSIDER.COM
How to retire early so you can work, travel, and relax on your own schedule
New Updates to Our Warning About Social Security Phone Scams
https://blog.ssa.gov/new-updates-to-our-warning-about-social-security-phone-scams/
BLOG.SSA.GOV
New Updates to Our Warning About Social Security Phone Scams
How to avoid these costly mistakes.
https://www.forbes.com/sites/davidrae/2021/01/31/10-costly-401k-rollover-mistakes-to-avoid-now/
FORBES.COM
10 Costly 401(k) Rollover Mistakes To Avoid Now
What is Asynchronous Communication? How can it help your business?
https://www.forbes.com/sites/laurelfarrer/2020/12/10/the-art-of-asynchronous-optimizing-efficiency-in-remote-teams/
FORBES.COM
The Art Of Asynchronous: Optimizing Efficiency In Remote Teams
7 Places to Find Money to Pay Down Your Credit Card Debt https://financialhotspot.com/2020/09/25/7-places-to-find-money-to-pay-down-your-credit-card-debt/
FINANCIALHOTSPOT.COM
7 Places to Find Money to Pay Down Your Credit Card Debt | www.financialhotspot.com
Still waiting for your stimulus check (a.k.a. economic impact payment(s))? Owe taxes?
https://www.forbes.com/sites/ashleaebeling/2021/01/29/irs-should-deliver-full-stimulus-payments-to-those-who-owe-back-taxes-urges-taxpayer-advocate/?ss=personalfinance&sh=5a89277f2c7f
FORBES.COM
IRS Should Deliver Full Stimulus Payments To Those Who Owe Back Taxes, Urges Taxpayer Advocate