You’ll love this week’s happenings - https://mailchi.mp/167497e1f46a/youll-love-this-weeks-happenings
MAILCHI.MP
You’ll love this week’s happenings
Great review from Stephanie... "Working with Tom, and team, was a streamline process. He helped to secure us a great interest rate! He was always readily available to take my calls and emails, great response time! Very impressed and satisfied with this company."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Stephanie
Winning ideas for Fall - https://mailchi.mp/5915c5c38ad5/winning-ideas-for-fall
MAILCHI.MP
Winning ideas for Fall
Great review from Derrick... "They made the refi process simple and as expedited as possible.
The great rate is an absolute blessing!
Thanks guys"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Derrick
Great review from Anuj... "Tom is the best! Not only did he give us a good rate, but the process was so smooth. It was truly one of those experiences where you come out of with a smile on your face. Will recommend Tom and Signature to all my friends!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Anuj
Are any of these on your to do list? - https://mailchi.mp/03d1dfc36ecf/are-any-of-these-on-your-to-do-list
MAILCHI.MP
Are any of these on your to do list?
Great review from Kourtnee... "Great to work with and made it a smooth easy process!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Kourtnee
Put some Boo in your weekend - https://mailchi.mp/f367f0cdc9db/put-some-boo-in-your-weekend
MAILCHI.MP
Put some Boo in your weekend
Thank You Dustin!
Eddie and his team made my home purchase and refinance 3 years later the easiest process I could imagine. I hardly had to do anything, while Eddie got me an amazing rate and saved me tons of money. I highly recommend him.
Dustin Skarupa
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https://buff.ly/34FJoX0
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#loanbros #homeowner #creditrepair #mortgagebanker #mortgageagent #mortgageexpert #broker #financing #mortgageadvisor #loan #mortgageloanofficer #homebuying #realestateinvestor #rates #homeowners #homeownership #mortgagepro #mortgagelenders #reversemortgage #dreamhome #lender #loanofficerlife #mortgageprofessional #firsttimebuyer #realestateinvesting #lending #firsttimehomebuyers #fhaloan #creditscore #realtors
Grossing Up Your Income...What Does It Mean?
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In this episode, we’re going to dig into what grossing up your income is and means. Let’s dig in break it all down.
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Watch the full episode! #loanbros
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Get the inside scoop about homeownership, the mortgage process, and our recent videos by visiting our website
What’s an example of grossing up?
Say you make $1000 a month from foster care income. Foster care income, because it is non-taxable income, is almost always able to be grossed up. If you’re applying for a convention loan, you’d be able to gross up by 25% and if you’re applying for an FHA loan, you’d be able to gross that up by 15%. So, on the loan application, we’d list that income as $1250 or $1150 respectively.
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https://buff.ly/3e9TQZZ
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#loanbros #homeowner #creditrepair #mortgagebanker #mortgageagent #mortgageexpert #broker #financing #mortgageadvisor #loan #mortgageloanofficer #homebuying #realestateinvestor #rates #homeowners #homeownership #mortgagepro #mortgagelenders #reversemortgage #dreamhome #lender #loanofficerlife #mortgageprofessional #firsttimebuyer #realestateinvesting #lending #firsttimehomebuyers #fhaloan #creditscore #realtors
What is grossing up?
You can think of grossing up as extra credit. Now, this isn’t extra money. It doesn’t go into your bank account, but it is an additional amount we can put on paper when it comes to applying for a loan
What’s an example of grossing up?
Say you make $1000 a month from foster care income. Foster care income, because it is non-taxable income, is almost always able to be grossed up. If you’re applying for a convention loan, you’d be able to gross up by 25% and if you’re applying for an FHA loan, you’d be able to gross that up by 15%. So, on the loan application, we’d list that income as $1250 or $1150 respectively.
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https://buff.ly/2TEcO1l
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#loanbros #homeowner #creditrepair #mortgagebanker #mortgageagent #mortgageexpert #broker #financing #mortgageadvisor #loan #mortgageloanofficer #homebuying #realestateinvestor #rates #homeowners #homeownership #mortgagepro #mortgagelenders #reversemortgage #dreamhome #lender #loanofficerlife #mortgageprofessional #firsttimebuyer #realestateinvesting #lending #firsttimehomebuyers #fhaloan #creditscore #realtors
SNEEK PEAK! Be sure to check out our full length podcast coming up. Here is a quick teaser 👀👀
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Grossing Up Your Income...What Does It Mean?
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Have you in the past, or are you currently experiencing issues qualifying because of income. We are constantly trying to solve problems for our clients regarding income verification and qualification. It can be confusing trying to understand what income you can and cannot use to qualify for a home mortgage. In this episode, we’re going to dig into what grossing up your income is and means and how it can sometimes mean the difference of qualifying and not qualifying for a mortgage.
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Stay tuned for the full episode! #loanbros
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Get the inside scoop about homeownership, the mortgage process, and our recent videos - https://buff.ly/3kWLvLT
You’ll love these November Events - https://mailchi.mp/273078ce54f2/youll-love-these-november-events
MAILCHI.MP
You’ll love these November Events
Your guide to fall activities - https://mailchi.mp/1737cf88380b/your-guide-to-fall-activities
MAILCHI.MP
Your guide to fall activities
Great review from Jude... "Many Thanks to Tom for helping us with a good rate/pre approval and finally helping us close on time. We were very happy with their level of service . Tom was very responsive through the whole process"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Jude
Great review from Elizabeth... "Eddie and his team we’re outstanding in every way! Great customer service and attention to detail. I highly recommend them!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Elizabeth
Great review from Ronald... "Great service. They helped use on our purchase loan and again a year later to refi at great lower rate. Good guys."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Ronald
Get a jump on your holiday goals - https://mailchi.mp/271e2f5534b5/get-a-jump-on-your-holiday-goals
MAILCHI.MP
Get a jump on your holiday goals
Great review from Rob... "Fast and Friendly highly recommend"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Rob
Great review from Chris... "Best Experience I've ever had purchasing a home. These guys are top notch."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Chris
Great review from Lisa... "Very helpful on the phones they actually talk to you right away Ivan Angela Macy were great at returning calls thank again"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Lisa
Feast your eyes on these - https://mailchi.mp/e151da3b7bd4/feast-your-eyes-on-these
MAILCHI.MP
Feast your eyes on these
Great review from Jennifer... "A very knowledgeable team to work with. This was my second time global pandemic with this team. Everything was satisfying and efficient especially during a global pandemic! No hassle or gimmicks. Highly recommend using The Mortgage Brothers Team!! Tom was great!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Jennifer
Great review from Matthew... "Eddie and the team were great throughout the process. From pre-approval thru formal approval and closing the entire process went without a problem. Thanks again to Eddie and his team."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Matthew
Great review from ALLI... "TOM IS AMAZING AND WE HAVE WORKED WITH HIM MANY TIMES ! WE HAVE RECOMMENDED TOM TO MULTIPLE FRIENDS FOR THEIR REFI NEEDS. EDDIE WAS VERY HELPFUL WITH THE PROCESS OF OUR REFI AND MADE THE TRANSITION EASY."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by ALLI
Get into the spirit of the season - https://mailchi.mp/330370546ff7/get-into-the-spirit-of-the-season
MAILCHI.MP
Get into the spirit of the season
Great review from Beth... "Cant thank the Knoell brothers enough. Just finished the loan on my house and they were super stars to work with on it. Got done seamlessly. Thanks for all you hard work!!!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Beth
Jingle all the way…🎄🎅 - https://mailchi.mp/6fc255b2c9cc/jingle-all-the-way
MAILCHI.MP
Jingle all the way…
Great review from Jeff... "Things went as smooth as possible considering the huge influx of refi 's taking place. Sold a house in Sept and It took almost as long to refi my existing home. I'm assuming Underwriters being very cautious."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Jeff
Great review from Judy... "Savana took care of me with my refinance. She is absolutely the best. She did a terrific job for me. Everything went so smooth. I would recommend her to everyone. And when my daughter decides to do her refinance, she would contact Savana"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Judy
Great review from Paul... "They made the whole loan experience seem extremely smooth and fast. I would strongly recommend them all my friends and family!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Paul
Great review from Andrea!
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Andrea
Great review from Michelle!
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Michelle
Activities to sleigh your weekend - https://mailchi.mp/4375083ba2ac/activities-to-sleigh-your-weekend
MAILCHI.MP
Activities to sleigh your weekend
On the eve of something Magical 🎅🎄 - https://mailchi.mp/943a74a441f4/on-the-eve-of-something-magical
MAILCHI.MP
On the eve of something Magical
Productive and fun ways to start your New Year - https://mailchi.mp/e72d9b445868/productive-and-fun-ways-to-start-your-new-year
MAILCHI.MP
Productive and fun ways to start your New Year
Your Weekly Weekender - https://mailchi.mp/afe297c9b64c/winning-ideas-for-your-week
MAILCHI.MP
Winning ideas for your week
Here’s what’s trending… - https://mailchi.mp/584beb8c7a37/heres-whats-trending
MAILCHI.MP
Here’s what’s trending…
See what’s poppin up - https://mailchi.mp/8f5215c59487/see-whats-poppin-up
MAILCHI.MP
See what’s poppin up
Your Weekly Weekender - https://mailchi.mp/cddc3da5223e/ideas-for-your-weekend
MAILCHI.MP
Ideas for your weekend
Great review from Kendra... "Helpful and always looking out for the best interest of their client."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Kendra
Say hello to February activities - https://mailchi.mp/c678f4000591/say-hello-to-february-activities
MAILCHI.MP
Say hello to February activities
Great review from Steve... "Received a great rate on a new home purchase and was able to close in less than 30 days!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Steve
Great review from Wayne... "This is our second time working with Eddie. As well as family members. Excellent experience. Very helpful in walking us through the process. We will definitely use Mortgage Brothers again ."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Wayne
Great review from Linda... "We had a great experience working with Tom and his team. He got us a great rate. Best of all he did what he said he would do. No surprises. Everyone was very helpful, responsive, and overall nice to work with. We would highly recommend."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Linda
Events to win your ❤ - https://mailchi.mp/575f9ef67bc8/events-to-win-your-heart
MAILCHI.MP
Events to win your heart
Bored no more - https://mailchi.mp/b3a009d87c54/bored-no-more
MAILCHI.MP
Bored no more
Great review from Steve... "Received a great rate on a new home purchase and was able to close in less than 30 days!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Steve
Great review from Wayne... "This is our second time working with Eddie. As well as family members. Excellent experience. Very helpful in walking us through the process. We will definitely use Mortgage Brothers again ."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Wayne
Great review from Linda... "We had a great experience working with Tom and his team. He got us a great rate. Best of all he did what he said he would do. No surprises. Everyone was very helpful, responsive, and overall nice to work with. We would highly recommend."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Linda
Events to win your ❤ - https://mailchi.mp/575f9ef67bc8/events-to-win-your-heart
MAILCHI.MP
Events to win your heart
Bored no more - https://mailchi.mp/b3a009d87c54/bored-no-more
MAILCHI.MP
Bored no more
Great review from Steve... "Received a great rate on a new home purchase and was able to close in less than 30 days!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Steve
Great review from Wayne... "This is our second time working with Eddie. As well as family members. Excellent experience. Very helpful in walking us through the process. We will definitely use Mortgage Brothers again ."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Wayne
Great review from Linda... "We had a great experience working with Tom and his team. He got us a great rate. Best of all he did what he said he would do. No surprises. Everyone was very helpful, responsive, and overall nice to work with. We would highly recommend."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Linda
Events to win your ❤ - https://mailchi.mp/575f9ef67bc8/events-to-win-your-heart
MAILCHI.MP
Events to win your heart
Bored no more - https://mailchi.mp/b3a009d87c54/bored-no-more
MAILCHI.MP
Bored no more
Great review from Steve... "Received a great rate on a new home purchase and was able to close in less than 30 days!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Steve
Great review from Wayne... "This is our second time working with Eddie. As well as family members. Excellent experience. Very helpful in walking us through the process. We will definitely use Mortgage Brothers again ."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Wayne
Great review from Linda... "We had a great experience working with Tom and his team. He got us a great rate. Best of all he did what he said he would do. No surprises. Everyone was very helpful, responsive, and overall nice to work with. We would highly recommend."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Linda
It’s starting to look like Spring - https://mailchi.mp/bb8663e60a55/its-starting-to-look-like-spring
MAILCHI.MP
It’s starting to look like Spring
Great review from Paul!
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Paul
Warm up to these events - https://mailchi.mp/abf3475fa6c6/warm-up-to-these-events
MAILCHI.MP
Warm up to these events
Bored no more - https://mailchi.mp/b3a009d87c54/bored-no-more
MAILCHI.MP
Bored no more
Great review from Steve... "Received a great rate on a new home purchase and was able to close in less than 30 days!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Steve
Great review from Wayne... "This is our second time working with Eddie. As well as family members. Excellent experience. Very helpful in walking us through the process. We will definitely use Mortgage Brothers again ."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Wayne
Great review from Chris!
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Chris
Great review from Matt... "Best refi experience I've ever had!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Matt
No luck needed with this line-up - https://mailchi.mp/e11a5a4f644b/no-luck-needed-with-this-line-up
MAILCHI.MP
No luck needed with this line-up
It’s starting to look like Spring - https://mailchi.mp/bb8663e60a55/its-starting-to-look-like-spring
MAILCHI.MP
It’s starting to look like Spring
Spring into action this week - https://mailchi.mp/6fcdad97d188/spring-into-action-this-week
MAILCHI.MP
Spring into action this week
Great review from Chris!
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Chris
Great review from Matt... "Best refi experience I've ever had!"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Matt
No luck needed with this line-up - https://mailchi.mp/e11a5a4f644b/no-luck-needed-with-this-line-up
MAILCHI.MP
No luck needed with this line-up
Your Weekly Weekender - https://mailchi.mp/e29372a19bee/youll-love-this-weeks-happenings
MAILCHI.MP
You’ll love this week’s happenings
Great review from Veronica... "Tom and his team were great in helping me with my refinance. Took the time to explain everything and that I understood. Very responsive anytime I had questions. I'm very happy it went so smoothly."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Veronica
Great review from Nicole... "It was a pleasure to do business with Tom and his team at The Mortgage Brothers Team when we recently refinanced our home. From the very beginning they were all so kind, patient and easy to work with. The whole experience was pleasant and easy. The fees charged were very reasonable compared to many other lenders. I would, without any hesitation recommend The Mortgage Brothers Team to anyone and we will definitely be doing business with them again, should we need mortgage financing in the future."
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Nicole
Great review from Myers... "Tom was easy to work with and provided very good information and recommendations for the loan"
NICEJOB.CO
★★★★★ New Review for Signature Home Loans Presents The Mortgage Brothers Team by Myers
When Refinancing Is It Better To Roll In Closing Costs Or Pay Them At Closing?
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In this video podcast, we dive into a question we get a lot: Is it better for me to pay my closing costs upfront or roll them all into the loan?
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We cover:
How to approach closing costs.
When should you be rolling your costs in?
Is it worth paying your closing costs to save that money on interest?
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Watch the full episode! #loanbros
https://www.azmortgagebrothers.com/blog/when-refinancing-is-it-better-to-roll-in-closing-costs-or-pay-them-at-closing/
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Get the inside scoop about homeownership, the mortgage process, and our recent videos by visiting our website
https://www.azmortgagebrothers.com
Spring into action this week - https://mailchi.mp/6fcdad97d188/spring-into-action-this-week
MAILCHI.MP
Spring into action this week
