Silverman LeGate and Associates - Ameriprise Financial Services, LLC on town country blvd, Frisco, TX

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Track your progress toward your financial goals, check your investments, and connect with me through Ameriprise’s secure digital tools.

September is Healthy Aging Month. Would love to hear your tips for healthy aging. What’s your secret? Is it an early bedtime, a healthy diet, regular exercise or something else entirely? Please share! #healthyaging #sla #ameriprise

Curious about how elections influence market behavior? The U.S. Election Guide from #AmeripriseResearch explores historical market responses during election cycles, uncertainty and market volatility, and the role that the makeup of Congress plays. IMAGES.CONTENT.WMPSMKTG.COM images.content.wmpsmktg.com

When determining how much to save for your future, it’s important to know what your spending will look like once you retire. What’s one expense you won’t miss when you enter retirement? KIPLINGER.COM 10 Things You'll Spend Less on in Retirement | Kiplinger

“Being engaged is a way of doing life, a way of living and loving. That's what I want my life to be all about - full of abandon, whimsy, and in love.” – Bob Goff, author of Love Does

Help support people facing hunger in our communities. Ameriprise is matching up to $250,000 in donations to Feeding America now through Thanksgiving. With the Ameriprise match, one dollar donated will provide up to 20 meals for families in need. Let’s make a difference this Thanksgiving season. SECURE.FEEDINGAMERICA.ORG Join me in ending hunger

We want to thank Mike Briggs and his family for their tireless work to grow FIRST (Foundation for Ichthyosis & Related Skin Types). Mike’s grandson, Adam, was born 18 years ago with ichthyosis, a rare skin disorder that generally presents at birth and can be quite severe. Little was known about the condition back then or if Adam would even survive. The family educated themselves and became actively involved in FIRST, a small grass roots organization at the time. It is now the world’s leading patient advocacy organization dedicated to improving lives and seeking cures for those affected by ichthyosis. What is ichthyosis? In a nutshell, it's when the body makes too much skin, particularly on the hands, feet and elbows, then sheds it off. The extra skin makes it difficult to walk or to sit on a hard wood seat for extended periods of time. With no pores due to the disease, both hot and cold weather are extremely uncomfortable. Learn more and please join us in donating to this wonderful organization! http://www.firstskinfoundation.org/

October is National Cyber Security Awareness Month. This month and every month, it’s important to be alert and aware of threats to your investments and personal information. AMERIPRISE.COM 5 types of fraud to watch out for

Pumpkin spice-flavored treats. Fall activities. The leaves turning. What’s your favorite part of fall?

Whether you’re saving for a new home for a growing family or just for retirement, you may need to change up your savings strategy in the era of low rates. MARKETWATCH.COM The Fed plans to keep interest rates low for years — here’s how you should approach your savings strategy now

In a new Ameriprise videocast, experts share insights on drivers of the economy and capital markets, including COVID-19 developments, corporate profit trends, monetary policy actions and federal policy proposal. AMERIPRISE.COM Videocast: Election impacts for investors

Together, we can track your progress and update your strategies as circumstances change. Let's work to keep you moving toward your goals, in any market conditions.

Last week, U.S. stocks reached their highest gains in months. What will the start of third-quarter earnings season bring? Ameriprise Chief Market Strategist David Joy shares his insights. NEWSROOM.AMERIPRISE.COM Investors Focus on Third Quarter Earnings Season | Ameriprise Newsroom

Interested to learn how an employee financial wellness program would round out your existing benefits package? We can show you how. #nationalfinancialplanningmonth

National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?

“Give away kindness like you’ve got a hole in your pocket.” – Bob Goff, author of Love Does

What will the increasing infection rates and the upcoming election bring to the U.S. markets? Ameriprise Chief Market Strategist David Joy shares his perspective. NEWSROOM.AMERIPRISE.COM Stocks Delivered Another Week of Gains Despite Mixed Data and Virus Concerns | Ameriprise Newsroom

“See people for who they're becoming. Not who they were.” – Bob Goff, author of Love Does

Investors are still watching and waiting for any movement on a new stimulus package, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Markets React to Rising Virus Cases and Stimulus Uncertainty | Ameriprise Newsroom

Please stay safe. As Hurricane Zeta approaches, our thoughts are with everyone in the affected areas.

Is maxing out your 401(k) enough? For high earners, only saving up to the annual IRS contribution limit may not be enough to meet spending needs in retirement. FORBES.COM Here’s What Maxing Out Your 401(k) Could Get You In Retirement

Regularly rebalancing your long-term investments can help keep your risk tolerance and asset allocation aligned and keep you on track to your goals.

Why worry about tomorrow when you can plan for it? Personal financial advice can help.

Some things may feel different this election, but one thing remains the same: the importance of exercising your right to vote.

The timing of election results and the impacts to the markets remains unclear, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM newsroom.ameriprise.com

Wishing you a safe, fun and spooky Halloween!

Don’t forget to set your clocks back this weekend. What will you do with your extra hour?

The results of the upcoming presidential election could strongly impact the markets, but the large volume of mail-in ballots may delay the announcement timing. CNN.COM Wall Street could call the 2020 election before the media does

“Love one another. We don't need more instructions; we need more examples.” – Bob Goff, author of Love Does

Reduce your expenses, focus on your total portfolio, and other tips for boosting retirement income in the era of low interest rates. KIPLINGER.COM Boost Your Retirement Income in 3 Steps | Kiplinger

In a new Ameriprise videocast, experts share insights on economic drivers, the stock market, policy implications and year-end tax considerations. AMERIPRISE.COM Video: Insights for election and COVID-19 conditions

Communication within families goes a long way helping prevent financial concerns. For your will or estate, sharing your plan – even at a high level – with your family can prevent future conflict. CNBC.COM What to tell your adult kids when planning your estate

This Veteran’s Day, we express our gratitude to all the men and women who’ve served in the U.S. Armed Forces. Thank you for your service.

With the presidential race called, investors turn their attention to the runoff Senate elections in Georgia. NEWSROOM.AMERIPRISE.COM Investors Focus on Two Runoff Elections in Georgia | Ameriprise Newsroom

Passing down your financial wisdom can be an enduring gift. What’s one tip you’d share with future generations? FORBES.COM Best Ways For Grandparents To Teach Grandkids About Money

Investors are looking past the presidential election and toward a future with a safe and effective COVID-19 vaccine, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Markets Overcome Two Significant Hurdles | Ameriprise Newsroom

Working toward your long-term financial goals starts with making the next right move.

Happy Thanksgiving! While 2020 has been a challenging year, it’s also shown us how much we still have to be grateful for. What are you thankful for?

50PLUS-TODAY.COM Book Review: Why Did I Come Into This Room? by Joan Lunden -

Markets are being buffeted by opposing forces, which are likely to be resolved in the relative near-term, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Markets Facing Three Significant Headwinds | Ameriprise Newsroom

The Dow Jones Industrial Average closed above 30,000 for the first-time last week. Ameriprise Chief Market Strategist David Joy weighs in on investor’s NEWSROOM.AMERIPRISE.COM Investors Look to the Future with Optimism | Ameriprise Newsroom

Despite a poor November jobs report, markets ended on a high note last week with anticipation of an upcoming stimulus package. NEWSROOM.AMERIPRISE.COM When Bad News Becomes Good News | Ameriprise Newsroom

Holiday shopping can be a great opportunity to teach children about saving money for gifts and other financial goals.

How will you give back this holiday season?

It can be a tough balance to strike – providing for your children while also assisting in their journey to financial independence. Here are some tips on helping them navigate their road to self-sufficiency. KIPLINGER.COM How to Not Financially Paralyze Your Children | Kiplinger

Running out of money in retirement is a scary prospect – but can be avoided. Here are a few things you can do to help your savings last as long as possible. USATODAY.COM More than 40% of Social Security beneficiaries worry they'll outlive their savings. How to avoid that fate

For all those who celebrate, may your #Hanukkah be filled with peace, joy and light - from our SLA family to yours. #chanukah #

Sue was able to spend some time biking with her grandson last week, one of her favorite things to do! What's better than family time! #familytimeisprecious

This holiday season – like much of this year – is more complex, even financially. How will your holiday shopping be different this year? #holidayshopping #finances #sla REALSIMPLE.COM 5 Ways to Get Your Pandemic Holiday Spending Under Control

Give a gift that can make a difference long into the life of a child – a head start on growing their finances. MONEY.USNEWS.COM 8 Great Financial Gifts for Kids

Divorce after age 50 – sometimes called gray divorce – may present a unique set of challenges. A well-informed plan can ease your transition to and help protect your financial future. #divorceafter50 #sla #financialadvice KIPLINGER.COM Gray Divorce: Amicable Terms for Your Finances | Kiplinger

Negotiations over additional economic stimulus and government funding in the U.S. continue without resolution. Ameriprise Chief Market Strategist David Joy weighs in on investor’s response. NEWSROOM.AMERIPRISE.COM Investors Await News on Three Negotiations | Ameriprise Newsroom

“You have not lived today until you have done something for someone who can never repay you.” - John Bunyan #SLA #financial advisors #bekind

The #economic impacts of #COVID-19 may have a hidden impact on children — it may help them develop a money mindset earlier. #sla CNBC.COM This is the biggest money lesson kids will learn during the coronavirus pandemic

Best wishes for a peaceful holiday season.

Merry Christmas from our house to yours!!!

50PLUS-TODAY.COM 10 Perfect Gifts for Kids/Grandkids(Age 20-30) Guaranteed to Impress - 50PlusToday December 21 at 2:24 PM · Struggling to find that perfect gift for your favorite young adult aged 20-30? I understand – I’m in the same boat as my children are in this age group. They are very particular, much more so than I was at that age. I don’t remember having as many choices. This year I sat down with friends to ask what they bought their kids/grandkids this year. Then I asked my own kids for their ideas; I don’t want to waste money on more stuff that just takes us space. Here’s the list I put together after these conversations.https://50plus-today.com/gifts-for-millenials/ #millenials #giftsforyoungadults #50plus

50PlusToday December 21 at 2:24 PM · Struggling to find that perfect gift for your favorite young adult aged 20-30? I understand – I’m in the same boat as my children are in this age group. They are very particular, much more so than I was at that age. I don’t remember having as many choices. This year I sat down with friends to ask what they bought their kids/grandkids this year. Then I asked my own kids for their ideas; I don’t want to waste money on more stuff that just takes us space. Here’s the list I put together after these conversations.https://50plus-today.com/gifts-for-millenials/ #millenials #giftsforyoungadults #50plus

Increases in online shopping usually lead to increases in online fraud attempts. Learn how to protect yourself from scammers this holiday season. #bewareofscams #scams #sla #financialadvice TIME.COM Holiday Shopping Means Fraud Is on the Rise. Here’s How to Stay Protected

Happy New Year! So long, 2020.

Staying focused amidst uncertainty can help you reach your future financial goals.

While money is an important piece, setting your goals and finding your purpose are key steps toward feeling confident and happy in retirement. KIPLINGER.COM Money Can’t Buy Happiness: 4 Secrets to a Happy Retirement | Kiplinger

What are your financial goals for 2021? Together, we can work towards achieving your priorities for this year and beyond.

NEXTAVENUE.ORG Sophia Loren's New Film Shows the Power Of Age 50PlusToday December 15, 2020 at 4:00 PM · I just watched "The Life Ahead" on Netflix. OMG, Sophia Loren's still got it! At 86, Loren returned to the screen after a decade out of film to play the lead role in this remake of the 1977 movie "Madame Rosa". directed by her son Edoardo Ponti. She plays a former prostitute, who is a former Holocaust survivor, that looks after kids of younger sex workers while their mothers work the streets or when they disappear for weeks at a time. She takes in a troubled kid...which turns into a beautiful relationship... #thelifeahead #seniors #sophialoren #50plus https://www.nextavenue.org/sophia-lorens-new-film-shows-the-power-that-comes-with-age/?hide_newsletter=true&mc_cid=190b69e92f&mc_eid=a7cdbb9708

50PlusToday December 15, 2020 at 4:00 PM · I just watched "The Life Ahead" on Netflix. OMG, Sophia Loren's still got it! At 86, Loren returned to the screen after a decade out of film to play the lead role in this remake of the 1977 movie "Madame Rosa". directed by her son Edoardo Ponti. She plays a former prostitute, who is a former Holocaust survivor, that looks after kids of younger sex workers while their mothers work the streets or when they disappear for weeks at a time. She takes in a troubled kid...which turns into a beautiful relationship... #thelifeahead #seniors #sophialoren #50plus https://www.nextavenue.org/sophia-lorens-new-film-shows-the-power-that-comes-with-age/?hide_newsletter=true&mc_cid=190b69e92f&mc_eid=a7cdbb9708

Being organized can save you time and money. What are you doing to get better organized this month?

How will the latest stimulus package and pace of vaccine distribution impact the markets? Ameriprise Chief Market Strategist David Joy shares his insights. NEWSROOM.AMERIPRISE.COM 2021 Economic Growth Depends on the Pace of Vaccine Distribution | Ameriprise Newsroom

Only four out of 10 adults have a long-term estate plan, primarily due to procrastination. Let’s talk about finally getting around to it. #estateplanning #sla #50plus

Happy New Year! So long, 2020.

Staying focused amidst uncertainty can help you reach your future financial goals.

Stocks have continued to climb since the November elections – but will it last? Ameriprise Chief Market Strategist David Joy explains. NEWSROOM.AMERIPRISE.COM What Could Knock This Rally Off Its Tracks? | Ameriprise Newsroom

A new year brings new opportunities. While you check progress toward your current goals consider setting new ones, too.

Being organized can save you time and money. What are you doing to get better organized this month?

Only four out of 10 adults have a long-term estate plan, primarily due to procrastination. Let’s talk about finally getting around to it. #estateplanning #sla #50plus

Happy New Year! So long, 2020.

Today and every day, we respectfully honor the legacy of Rev. Martin Luther King, Jr.

What are your wellness goals for the new year?

In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life. MARKETWATCH.COM You should have a purpose in retirement, too

2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.

Debt, caregiving, and other financial stresses heavily impact Gen Xers, according to recent studies. Together, we can work towards a more confident financial future – no matter what generation you fall in. FORBES.COM Why Gen Xers Are Way More Worried About Money Than Boomers

50PLUS-TODAY.COM 7 Popular Digital Apps to Send and Receive Money

Markets have reached record highs amid the pandemic, economic dynamics and a leadership transition in Washington. Watch experts discuss the economy, stock valuations, fiscal stimulus and corporate profits. AMERIPRISE.COM Research & Insights | Ameriprise Financial

A new president brings plans for additional stimulus and an increase in administered vaccines. Ameriprise Chief Market Strategist David Joy weighs in on investor response. NEWSROOM.AMERIPRISE.COM New President; Same Market | Ameriprise Newsroom

Today and every day, we respectfully honor the legacy of Rev. Martin Luther King, Jr.

What are your wellness goals for the new year?

2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.

Get the personalized advice you need to envision and build a confident financial future.

Required minimum distributions from retirement accounts were waived for 2020 but resume in 2021. Let’s connect on the best RMD strategy for your situation. MONEY.USNEWS.COM Start Planning for Your 2021 RMDs Now

One of the best ways to teach kids about money is to involve them in financial discussions and decisions. How often do you talk to your kids about money? AMERIPRISE.COM Kids and money: 6 money management tips

Today and every day, we respectfully honor the legacy of Rev. Martin Luther King, Jr.

Recent market activity reflects new dynamics. Chief Market Strategist David Joy sums up prices, Q4 earnings and a potential stimulus package. NEWSROOM.AMERIPRISE.COM The Market Moving Power of Social Media and Commission Free Trading | Ameriprise Newsroom

From family to taxes, there are numerous factors to consider when planning where to live in retirement. What’s at the top of your location wish list? MONEY.USNEWS.COM The Most Tax-Friendly States to Retire

It’s appropriate that National Time Management Month is the shortest month of the year. This February, let’s find time to talk.

While kids can learn many beneficial financial lessons from their parents, they can also absorb negative ones. Consider these common family money mistakes and how to avoid them. HUFFPOST.COM 12 Money Mistakes You're Teaching Your Kids

Get the personalized advice you need to envision and build a confident financial future.

U.S. stocks roared to a record high as COVID-19 infections slow and investor anxiety drops. Chief Market Strategist David Joy discusses key drivers. NEWSROOM.AMERIPRISE.COM U.S. Equities Bounce Higher on Rising Prospect of Stimulus | Ameriprise Newsroom

From Monopoly to Financial Football, these online and board games can help teach your kids basic money management. What games would you add to the list? CNBC.COM Want a fun way to teach your kids about money? Try these games

It’s appropriate that National Time Management Month is the shortest month of the year. This February, let’s find time to talk.

Kindness and helping others are more important than ever. How do you plan to observe #randomactsofkindness day?

Wishing you a lovely Valentine’s Day!

Even the most successful professionals benefit from professional financial advice. Let’s talk.

Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan. USATODAY.COM Balance is key: 3 ways to get your retirement savings back on track

Global stock funds received record inflows last week. Chief Market Strategist David Joy discusses fiscal stimulus and elevated valuation risks. NEWSROOM.AMERIPRISE.COM Investors Can’t Ignore the Market’s Excess | Ameriprise Newsroom

Kindness and helping others are more important than ever. How do you plan to observe #randomactsofkindness day?

Wishing you a lovely Valentine’s Day!

Even the most successful professionals benefit from professional financial advice. Let’s talk.

As the 10-year Treasury note yield has increased, so have expectations for GDP and inflation. Chief Market Strategist David Joy sums up key factors. NEWSROOM.AMERIPRISE.COM Should Investors Be Preparing for Inflation? | Ameriprise Newsroom

Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan. USATODAY.COM Balance is key: 3 ways to get your retirement savings back on track

Kindness and helping others are more important than ever. How do you plan to observe #randomactsofkindness day?

Wishing you a lovely Valentine’s Day!

Even the most successful professionals benefit from professional financial advice. Let’s talk.

Bond yields increased for the fourth straight week. Chief Market Strategist David Joy discusses implications for stock prices. NEWSROOM.AMERIPRISE.COM Investors Keeping a Watchful Eye on Rising Bond Yields | Ameriprise Newsroom

Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan. USATODAY.COM Balance is key: 3 ways to get your retirement savings back on track

Kindness and helping others are more important than ever. How do you plan to observe #randomactsofkindness day?

Wishing you a lovely Valentine’s Day!

Financial advice is not one-size-fits-all – especially across different ages and stages of life. In this article, Marcy Keckler, Ameriprise Vice President of Financial Advice Strategy, and other experts share recommendations for each generation. GOBANKINGRATES.COM The Top Money Moves To Make for Each Generation

Bond market volatility remains elevated. Chief Market Strategist David Joy summarizes investors’ concerns behind stock market reactions. NEWSROOM.AMERIPRISE.COM Markets Try to Digest Rising Bond Yields, Inflation, Fed Policy and More Stimulus | Ameriprise Newsroom

Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan. USATODAY.COM Balance is key: 3 ways to get your retirement savings back on track

Yield on the U.S. 10-year Treasury note reached its highest level since January 2020. Chief Market Strategist David Joy explains what stocks expect. NEWSROOM.AMERIPRISE.COM Stocks Take the Rise in Bond Yields in Stride | Ameriprise Newsroom

Together, we can work to envision your ideal financial future – and build it.

Spring has sprung! What are you hoping to accomplish this season?

From health care to hobbies, spending habits can change in retirement. Together, we can review your portfolio and determine how much you need to save for a fulfilling retirement. KIPLINGER.COM 10 Things You'll Spend More on in Retirement | Kiplinger

Together, we can work to envision your ideal financial future – and build it.

Silverman LeGate and Associates - Ameriprise Financial Services, LLC

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