August was all about credit card education here at Southland. If you missed it, don't worry because we have archived all of the videos, courses, and articles. Visit our Credit Card Education page to learn more. southlandcu.org/promotions/credit-card-education/

With our Platinum Visa cards, earn 1 point for every $1 spent. Redeem rewards points for merchandise, travel, fuel, or CASH. Your Visa, your rewards, your choice.

Don't forget to enter our #CUSmile Together Today contest for September! Nominate a student to win $1000 or enter to win a $50 Amazon gift card. https://www.southlandcu.org/promotions/cusmile/

Looking to improve your credit score before? Southland has the tips and resources for you! Take the Credit Scores and Reports financial course and read articles to help you achieve your financial goals. https://www.southlandcu.org/learn/improving-credit/

Update! The Southland Carson branch is closed today (9/17) for maintenance. We apologize for the inconvenience, and we hope to reopen as soon as possible! All other Southland branches are open and available to serve you.

Build your credit the SMART way with Southland's new Smart Card. Visit SouthlandCU.org for more info.

#financialtipfriday Sometimes you may not make enough to cover your expenses, which may lead you to borrow money to pay the bills. But before racking up debt, consider these creative ways to free up some funds to pay your expenses. Learn more by taking Southland's financial course here: https://bit.ly/30PF9FI

Effective Monday, October 12, 2020, Southland Carson, Contact Center, Downey, Los Alamitos, Long Beach, and Santa Monica will extend operating hours from 9 a.m. - 6 p.m., Monday - Friday. Southland St. John's Medical Center and LA Federal will operate from 8 a.m. - 4 p.m., Monday - Friday. All branches remain closed Saturday & Sunday. Face covering and social distancing requirements remain in effect at all Southland branches. We look forward to serving you! Visit SouthlandCU.org for more info.

Dress to impress! Get your Halloween costumes ready and enter Southland's Virtual Halloween Costume Contest. Send us a photo and entry form to be entered to win a Southland Halloween prize box, including a $50 Target gift card for first place! Terms and conditions apply. Enter by 12:00 p.m. on October 29. 👻 southlandcu.org/halloween/

This month, Southland has you covered with an ultimate Halloween bucket list! Stay tuned for festive Halloween activity ideas for celebrating with your family all month long. This week, we encourage you to partake in a pumpkin-flavored treat! Read our article, "5 Pumpkin Recipes To Make This October" for some delicious pumpkin inspiration! 🎃 https://www.southlandcu.org/scu-news/2020/october/5-pumpkin-recipes-to-make-this-october/

This holiday season is the PERFECT time to apply for a Southland Visa credit card with our Visa year-end bonus! Now through December 31, 2020, Southland is waiving all balance transfer fees. On top of that, enjoy a 0% 12-month introductory APR on purchases and balance transfers on new approved Visa Platinum cards. PLUS, Platinum Rewards and Platinum Cash Rewards cardholders can earn 10,000 bonus rewards points by making everyday purchases totaling at least $1,000 between October 1 and December 31, 2020. Apply today! https://www.southlandcu.org/promotions/visa-year-end-bonus/

Thank you to everyone who nominated a student and entered September's #CUSmile giveaway! The winners will be emailed and we will announce them here on on social media soon. October's giveaway theme is, nominate your favorite nonprofit or charitable organization to win $1,000 from Southland! Or, enter to win a $50 gift card. Terms and conditions apply. https://bit.ly/2GdJYSn

Happy Hallo-week! There's still time to enter our THREE Virtual Halloween contests for your chance to win a prize box and a $50 Target gift card! Carve or decorate a pumpkin, put on your best costume, or decorate your space with Halloween décor. Send us a picture and fill out an entry form by October 29th! Winners will be announced this Friday, October 30th! Enter here: SouthlandCU.org/Halloween

#financialtipfriday Buying your dream car isn't as far off as you may think. Here are a few ways to responsibly purchase your next car! Visit https://bit.ly/3jxSFVn to take Southland's free and easy financial course on car loans.

For today's Halloween bucket list item, go trick-or-treating ... virtually! Visit Southland's door on Mars Wrigley's Treat Town app to collect some treat credits that are redeemable at your favorite local retailers. Visit SouthlandCU.org/halloween for more details.

Southland's Downey Branch is temporarily closed until further notice. All other Southland locations are open to serve our Members. We apologize for the inconvenience and look forward to serving you soon!

Your Visa, your rewards, your choice. Have you applied yet? Apply now: https://www.southlandcu.org/borrow/credit-cards/

Join Southland Credit Union for a virtual Halloween celebration ALL October long! Enter to win one of THREE contests: pumpkin carving, decorate your space, or the costume contest to win a Halloween prize box and a $50 gift card for first place. AND, download the Mars Wrigley Treat Town app to trick-or-treat every Friday in October at Southland's virtual door for candy credits redeemable at your local participating retailer! Follow Southland's social media for contest updates, Halloween activity ideas, and more spooky fun! 🎃 SouthlandCU.org/halloween

Black Friday is almost here! Shopping has never been easier with Southland's Holiday Club savings accounts. Skip the stress of dipping into your primary savings by saving all year round. With Holiday Club, you can set up a direct deposit and automatic transfers, earn dividends, and then have your funds automatically move into your checking on November 1st. With Southland, your holiday season is made easy. https://www.southlandcu.org/scu-news/2020/november/southland-s-holiday-club-accounts/ SOUTHLANDCU.ORG Southland's Holiday Club Accounts | Southland Credit Union

It's important to know how you're spending your money, especially when working to stay on budget. Here are some simple ways to help you stay on track. #financialtipfriday

Many credit unions, like Southland, are a part of the credit union CO-OP network. This means that you can conveniently access a network of nearly 30,000 ATMs, surcharge-free! The network includes locations like 7-Eleven, Rite-Aid, Costco and more. Check out Southland's locator tool to find your nearest ATM: https://www.southlandcu.org/location-listing

Because credit cards can account for about 15% of your credit score, they can be an excellent tool for building and improving your credit. Read Southland's article to learn how to responsibly use your credit card to build credit. SOUTHLANDCU.ORG How to use your credit card to build credit | Southland Credit Union

Don't forget to nominate a family to win Southland's $1,000 #CUSmile giveaway for the holidays! Fill out an entry form and tell us about a deserving family in your life. Or, enter to win one of two $50 Amazon gift cards! 😊 To enter: southlandcu.org/promotions/cusmile

Fraud alert: Watch out for gift card scams! It was become increasingly popular for scammers to call pretending to be a utility company, the buyer of something you may be selling online, a service member, and more. If anyone tells you to pay by gift card, it's a scam. Read the Federal Trade Commission's article for tips to help prevent this scam from happening to you and what to do if it does. https://www.consumer.ftc.gov/articles/paying-scammers-gift-cards

Southland wants to help you buy your dream car! Our auto loans feature low rates, flexible terms, and convenient applications. The experience will be quick and simple — just like Elizabeth's! If you have financed a car with Southland, consider leaving us a review on Yelp. We'd love to hear from you!

Watch out for common COVID-19 scams! Scammers are texting, emailing and calling victims claiming that they have their stimulus payments, vaccine information and COVID-19 cures. Southland has compiled all the popular tactics used by scammers regarding COVID-19 and how YOU can avoid them. SOUTHLANDCU.ORG Covid-19 Scams | Southland Credit Union

Keep an eye out for sneaky expenses from streaming services, gifts, subscriptions, and more to make sure you're not busting your budget in this new year! Learn more: https://www.southlandcu.org/learn/education-center/its-a-money-thing/budgeting-basics/

APR refers to the amount it costs to borrow money per year on your auto loan, credit card, mortgage, etc. To avoid accruing more interest charges, Southland recommends staying on top of your monthly payments by paying on time and paying off your credit card balance in full each month. #didyouknow

This year, Southland wants to #CUSmile and let you know how much we appreciate your Membership! Each month, we will be hosting a $50 Amazon gift card giveaway on our Facebook and Instagram. All you have to do to enter is this: 1. Make sure to like Southland's page on Facebook 2. In honor of Valentine's day, post a picture of you and a loved one (your significant other, a friend, or family member) in the comments 3. Tag Southlandand #CUSmile 3. Tag Southland and thland's Instagram (@Southland_CU) to enter there and double your chances of winning! February's contest ends on 2/27 at midnight. The winner will be contacted via comment on 2/28. Terms and conditions apply. https://bit.ly/2MmWv9h

With rates as low as 2.74% APR*, now's the time to refinance your auto loan with Southland! We offer flexible terms and insurance options with no refinance fees. You can even fill out the loan application online! Get started today: https://www.southlandcu.org/borrow/vehicle-loans/car-loans/auto-loan-refinance/ *APR = Annual Percentage Rate. Lending criteria and terms apply, please see our website for complete loan information.