What’s the difference between a General Obligation bond and a Revenue bond? #MunicipalBonds
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All Muni Bonds Are Not Created Equal
Saving for college doesn’t have to be as complicated as college itself.
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Saving for College 101
[Video] How familiar are you with the Federal Reserve? Here’s a quick history. #fed #federalreserve #fedpolicy
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The Fed and How It Got That Way
When you choose to take Social Security might impact your retirement income. Find out how. #socialsecurity #retire
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Social Security: The $64,000 Question
When the rules of the game change, tactics should follow in response to the new landscape.
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Revising Estate Strategy Assumptions
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
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The Business Cycle
Your chance of being audited by the IRS rises with your income level. Learn more.
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What If You Get Audited?
Eating away at your dollar: over time, inflation can erode purchasing power. Are you concerned?
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Inflation & Your Money
Is there a role for both active and passive investments in your portfolio?
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The Great Debate Continues: Active vs. Passive
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
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Monthly Market Insights | October 2020
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
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Estate Management 101
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
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What Is a 1035 Exchange?
When dealing with a divorce, there are some secrets to dealing with the stress, especially when it comes to money.
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Budgeting After a Divorce
The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?
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The Value of Insuring Against Life’s Risks
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
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Do You Owe The AMT?
Wall Street has a lot of cliches. How many do you know?
#WallStreet
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16 Wall Street Cliches in 60 Seconds
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
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Value vs. Growth Investing
Could your portfolio benefit from a zero-coupon bond?
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The ABCs of Zero Coupon Bonds
M0 is the total of all physical currency worldwide. What’s it look like?
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How Big is Money?
Are you overpaying your #taxes? Here’s six overlooked #tax #deductions.
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Six Most Overlooked Tax Deductions
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
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When Markets React
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
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How to Appeal Your Property Taxes
Joint ownership. Duration. Revocable. Irrevocable. Learn to speak the language of estate management.
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Critical Estate Documents
Every day for the next 15 years, the U.S. Census Bureau expects 10,000 baby boomers to turn age 65.
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9 Facts About Retirement
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
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What Our Kids Can Teach us About Saving Money
Do you know the best way to set your child up for collegiate success? Make sure with this miniature guide to financial aid options.
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Financial Aid for Students 101
Your financial future is calling. Develop a strategy for your investments today.
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The Cost of Procrastination
Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar
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Buying vs. Leasing a Car
10 tips that can head-off marriage money problems.
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Prevent a Rift: Money Tips for Newlyweds
For a small business, the loss of a key person could cause financial hardship.
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Protecting Your Business from the Loss of a Key Person
The sooner you begin investing, the longer your money can work for you.
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The Cost of Procrastination
Whether you are already retired or just starting to prepare, take a look at your home. Is rightsizing the right decision?
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Rightsizing for Retirement
Use your car for business? Make sure you're on the same page as your insurance carrier. #autoinsurance
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When Does Your Personal Car Become a Commercial Vehicle?
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
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Understanding Marginal Income Tax Brackets
If you died, what would happen to your email archives, social
profiles, and online accounts?
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Safeguard Your Digital Estate
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
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Weighing the Benefits of Prepaid Debit Cards
What do you need to know in the face of post COVID-19 volatility?
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Pullbacks, Corrections, and Bear Markets
A #homewarranty may make sense, but you need to set proper expectations.
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Making Sense Of A Home Warranty
Learn more about whether you need to pay estimated taxes.
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You May Need to Make Estimated Tax Payments If…
Before retiring early, take a look at the cold, hard facts. #retiringearly #retirement
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How to Retire Early
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
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Estate Management Checklist
Currency has been around for a long time. Here’s a quick #history lesson.
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The History of Currency
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
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Once Upon a Goal
Lifestyle inflation can be the enemy of wealth building.
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Keeping Up with the Joneses
The tax rules that govern donating art are complex and confusing. #taxes #art
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Donating Art: Taxation Abstraction
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
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What Is a 1035 Exchange?
How literate are you when it comes to your finances? Brush up with these five basics.
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The Five Basics of Financial Literacy
Did you know that women control 51% of all personal wealth in the United States?
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Women on the Rise
Agent Jane Bond wants you to know about how bonds help diversify a portfolio.
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Jane Bond: Decoding Diversification
Have a kid heading off to college? Here are a few tips.
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A Cheat Sheet for Sending Your Kid to College
Learn the language of life insurance.
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Term vs. Permanent Life Insurance
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
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How to Appeal Your Property Taxes
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
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Changing Unhealthy Behaviors
It’s possible to avoid these classic #retirement traps, with a little preparation.
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Retirement Traps to Avoid
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
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Understanding Marginal Income Tax Brackets
Agent Jane Bond wants you to know about how #bonds can be #laddered to generate #income.
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Jane Bond: Scaling the Ladder
Are you overpaying your #taxes? Here’s six overlooked #tax #deductions.
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Six Most Overlooked Tax Deductions
Can group and private disability policies work together? #DisabilityInsurance
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Can Group, Private Disability Policies Work Together?
Considering crowdfunding? Take time to do the research first. #Crowdfunding
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Crowdfunding—Capital for the 21st Century
As complex as the details of taxes can be, the income tax process is fairly straightforward.
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How Income Taxes Work
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
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Monthly Market Insights | December 2020
Your ideal #retirement may differ from reality, but we can work together to better align the two.
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RE: Retirement
Being healthy may help your personal finances.
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Putting a Price Tag On Your Health
You can help ensure that losing your wallet doesn't turn into something bigger.
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What to Do When You Lose Your Wallet
We all want to know, “What’s next for the financial markets?” But no one knows for sure.
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Where Is the Market Headed?
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
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Life and Death of a Twenty Dollar Bill
When the rules of the game change, tactics should follow in response to the new landscape.
SPIEGELMANWEALTH.COM
Revising Estate Strategy Assumptions
Does your business have a retirement strategy that fits your short, long-term needs?
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Choosing a Retirement Plan that Fits Your Business
Tax time can be a good time to give your household budget a checkup.
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Budget Check Up: Tax Time Is the Right Time
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
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How to Make the Tax Code Work for You
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
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Red Flags for Tax Auditors
The average college senior graduates with credit card debt. How will your kids manage money?
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Do Your Kids Know The Value of a Silver Spoon?
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
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What Do Your Taxes Pay For?
The tax rules that govern donating art are complex and confusing. #taxes #art
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Donating Art: Taxation Abstraction
Benefit. Premium. Policyholder. Learn the language before evaluating your options. #TermLifeInsurance
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Is Term Life Insurance for You?
Social host laws may make you responsible for underage drinking in your home, even if you are away.
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Teen Drinking and Your Liability
Your chance of being audited by the IRS rises with your income level. Learn more.
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What If You Get Audited?
When the rules of the game change, tactics should follow in response to the new landscape.
SPIEGELMANWEALTH.COM
Revising Estate Strategy Assumptions
Learn the language of life insurance.
SPIEGELMANWEALTH.COM
Term vs. Permanent Life Insurance
Are you prepared for a 20-year retirement? How women can consider their retirement strategy.
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How Women Can Prepare For Retirement
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
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From Boats to Brokers
There are benefits and limitations when using a living trust. #LivingTrust
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A Living Trust Primer
Currency has been around for a long time. Here’s a quick #history lesson.
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The History of Currency
Retiring? Remaining flexible may help you meet the challenges of uncertainty.
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Certain Uncertainties in Retirement
Wall Street has a lot of cliches. How many do you know?
#WallStreet
SPIEGELMANWEALTH.COM
16 Wall Street Cliches in 60 Seconds
As complex as the details of taxes can be, the income tax process is fairly straightforward.
SPIEGELMANWEALTH.COM
How Income Taxes Work
You’re the conductor of your 401k, IRA and taxable savings.
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Orchestrating Your Retirement Accounts
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
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Year-End Charitable Gifting and You
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
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Data Thieves from Outer Space
There are ways to protect your business in the event of your death or the death of a partner.
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Insuring Your Business With a Buy/Sell Agreement
Learn more about whether you need to pay estimated taxes.
SPIEGELMANWEALTH.COM
You May Need to Make Estimated Tax Payments If…
When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving
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Trends in Charitable Giving
Long-term care: three words many people hope they'll never need.
SPIEGELMANWEALTH.COM
Understanding Long-Term Care
Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to qualify. Read more here:
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The Basics of Medicare
Business owners should consider a succession plan sooner rather than later.
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Succeeding at Business Succession
Are you ready for school—again?
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Estimating the Cost of College
15-year vs. 30-year: know your refinancing options.
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Lots of Variables with Fixed-Rate Mortgages
Many people stop being "and-a-half" around age 12. But at age 50, "and-a-half" makes a comeback. #SocialSecurity
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Important Birthdays Over 50
When it comes to investing, you may be your own worst enemy.
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Don’t Be Your Own Worst Enemy
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
SPIEGELMANWEALTH.COM
When Special Care Is Needed: The Special Needs Trust
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
SPIEGELMANWEALTH.COM
Do You Owe The AMT?
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
SPIEGELMANWEALTH.COM
Monthly Market Insights | January 2021
Concerned about the social impact of your investments?
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Investing with Your Heart
How do you find care for your special-needs child?
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Tips for Finding Care for Your Disabled Child
When was the last time you paid yourself first?
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Pay Yourself First
How literate are you when it comes to your finances? Brush up with these five basics.
SPIEGELMANWEALTH.COM
The Five Basics of Financial Literacy
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
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“Dirty Dozen” Tax Scams to Watch For
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
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Resource Not Found
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
SPIEGELMANWEALTH.COM
What Our Kids Can Teach us About Saving Money
Periodic withdrawals in retirement may not be such a good idea.
SPIEGELMANWEALTH.COM
Systematic Withdrawals in Retirement
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
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The Financial Literacy Crisis
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
SPIEGELMANWEALTH.COM
Critical Estate Documents
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
SPIEGELMANWEALTH.COM
Red Flags for Tax Auditors
Considering alternative investments? It’s critical to sort through the complexity. #video
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Alternative Investments - Going Mainstream
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
SPIEGELMANWEALTH.COM
How to Appeal Your Property Taxes
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
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Put It in a Letter
There are benefits and limitations when using a living trust. #LivingTrust
SPIEGELMANWEALTH.COM
A Living Trust Primer
You can help ensure that losing your wallet doesn't turn into something bigger.
SPIEGELMANWEALTH.COM
What to Do When You Lose Your Wallet
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
SPIEGELMANWEALTH.COM
What Our Kids Can Teach us About Saving Money
Periodic withdrawals in retirement may not be such a good idea.
SPIEGELMANWEALTH.COM
Systematic Withdrawals in Retirement
Second homes have unique risks and insuring them is different than a primary home.
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Insuring Your Second Home
What does it actually cost to raise a child? You might be surprised.
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The Half Million Dollar Baby
Protect yourself from identity theft. #IdentityTheft
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To Catch a Thief
Will your dream retirement become a reality? The answer might not be what you think. Learn more here.
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Retirement Realities
The tax rules that govern donating art are complex and confusing. #taxes #art
SPIEGELMANWEALTH.COM
Donating Art: Taxation Abstraction
As complex as the details of taxes can be, the income tax process is fairly straightforward.
SPIEGELMANWEALTH.COM
How Income Taxes Work
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
How prepared are you for retirement?
SPIEGELMANWEALTH.COM
The Pre-Retirement Checklist
Thinking of volunteering in retirement? Some considerations. #Volunteering
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Volunteering in Retirement
Lifestyle inflation can be the enemy of wealth building.
SPIEGELMANWEALTH.COM
Keeping Up with the Joneses
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
SPIEGELMANWEALTH.COM
The Business Cycle
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
SPIEGELMANWEALTH.COM
Monthly Market Insights | February 2021
Here are a few key factors to consider when naming an executor for your estate.
SPIEGELMANWEALTH.COM
And the Executor Is
Long-term care: three words many people hope they'll never need.
SPIEGELMANWEALTH.COM
Understanding Long-Term Care
Retirement may change your perception of investment risk.
SPIEGELMANWEALTH.COM
Your Changing Definition of Risk in Retirement
Surprises crop up every day, and they’re a great reason to work with us.
SPIEGELMANWEALTH.COM
Surprises
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
SPIEGELMANWEALTH.COM
Year-End Charitable Gifting and You
Updated your estate strategy for a second marriage? You may not be caring for dependents from your previous one.
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Yours, Mine, and Ours: Estate Strategies for Second Marriages
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
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Password Protection Strategies
M0 is the total of all physical currency worldwide. What’s it look like?
SPIEGELMANWEALTH.COM
How Big is Money?
How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.
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The Three Keys to a Great Password
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
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When Heirs are Imperfect
Three tips for giving smart from the heart.
SPIEGELMANWEALTH.COM
Charitable Giving: Smart from the Heart
There are billions in unclaimed dollars in the US. Is some of that yours?
SPIEGELMANWEALTH.COM
Surprise! You’ve Got Money!
Saving for college doesn’t have to be as complicated as college itself.
SPIEGELMANWEALTH.COM
Saving for College 101
Before retiring early, take a look at the cold, hard facts. #retiringearly #retirement
SPIEGELMANWEALTH.COM
How to Retire Early
Do you know how long it may take for your investments to double in value?
SPIEGELMANWEALTH.COM
The Rule of 72
Concerned about identity theft? Some things to leave at home. #IdentityTheft
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Please Leave Home Without It
When the rules of the game change, tactics should follow in response to the new landscape.
SPIEGELMANWEALTH.COM
Revising Estate Strategy Assumptions
A home is the single largest financial commitment for most people. What mortgage fits you best?
SPIEGELMANWEALTH.COM
Choosing a Mortgage
Should gold be a part of your diversified portfolio?
SPIEGELMANWEALTH.COM
Should I Invest in Gold?
D&O #insurance can be a risk management tool for small businesses, non-profits and educational institutions.
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Directors and Officers Liability Insurance
Find out whether you are insurable before implementing a strategy using life insurance.
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Universal Life Insurance
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
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How to Appeal Your Property Taxes
