Springer Financial Advisors: Keith Springer is the author of "Facing Goliath- How to Triumph in the Dangerous Market Ahead", radio host of "Smart Money with Keith Springer" on 1530 AM KFBK, FOX40’s Financial Analyst, editor of "Smart Money Newsletter", a financial planner, a market technician, a financial writer, multinational philanthropist, founder of Top Down Tactical™ and President and founder of Springer Financial Advisors in Sacramento CA, an SEC Registered Investment Advisor. He has developed a proprietary process for successfully building tax-efficient and retirement portfolios and has been providing specialty wealth management services for over 28 years. He can be reached at 916-925-8900 or Keith@KeithSpringer.com. For up-to-the-minute market updates visit Keith Springer's blog. In addition to his work as an expert financial advisor, Keith provides customized mortgages and consulting for homeowners. This information can be found at Keith Springer Loans.