Did you know that the laws for umbrella policies vary from state to state? To determine the extent of coverage for your state, it is a good idea to consult with an insurance professional.
Even your pet may be able to have an insurance policy to help you save money on their medical care. Annual shots, spays, neuters and teeth cleanings may be available for a discount or rebate.
What does my net worth have to do with umbrella insurance? This type of insurance can provide additional coverage beyond the normal limits of auto and homeowner’s policies. Understanding your net worth means you are aware of what is truly at risk in the event of a large lawsuit.
As home values fluctuate, a periodic review of your homeowner’s policy will make sure you are not under- or over-insured. When you conduct the review, take an inventory of your property as well to make sure your valuables are satisfactorily covered.
A common myth about umbrella insurance is that it carries a hefty price tag – but actually umbrella insurance is some of the most affordable liability insurance you can get, with an average cost of only a few hundred dollars a year.
Did you know that you can reduce your insurance costs by having one agency handle all or almost all of your policies? These multi-policy discounts are available for combinations of automobile, life, homeowners, and other policies.