Steven P. Kartzman can help you get a fresh start. Located in Plains, NJ, we are a debt relief agency that specializes in assisting with filings for bankruptcy relief. Our 25 years of experience means we know how to get results. We achieve these results with integrity and in an environment of respect for our clients. We can guide you through the options, differences, and advantages of Chapter 7, Chapter 11, and Chapter 13 bankruptcies. We make this process less stressful with reasonable rates, payment plans, and evening hours. Call Steven P. Kartzman for a free consultation.