Be ready for your next home search with this helpful guide.
JOHNLOPEZ.MYHOMEHQ.BIZ
Do you have a house-hunting checklist?
Have you heard? Mortgages are available at some of the lowest interest rates in years. If you’ve always wanted to own a home, now’s the time to give me a ring. I’ll help you find the lowest rates – and the lowest down payment (often as little as 3%).
Your experience matters! If we’ve helped guide you to your new home, please share your feedback on Google.
Get twice-monthly newsletters about homebuying, homeownership and more.
JOHNLOPEZ.MYHOMEHQ.BIZ
Join the List for Updates
It's never too early -- or too late -- to think about what you'll want in a retirement property.
BLOG.RISMEDIA.COM
8 Tips for Buying a Home for Retirement
Searching for ways to honor Good Neighbor Day? Tell the folks across the fence how much they can save on monthly payments with a mortgage broker by their side!
This is just one of many methods you can use to save up for a new place.
BUSINESSINSIDER.COM
If you're an aspiring homeowner, use the 30/30/3 rule to figure out what kind of house you can afford
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Make this style work anywhere in your home.
ARCHITECTURALDIGEST.COM
Here’s Everything You Need to Know About Midcentury Design
ATTN Real Estate Agents: Wow your buyers with a digital mortgage closing. Partner with me to empower your clients to close at their convenience. Message me to learn more!
Take these seven steps to prepare yourself for the home search ahead:
CONSUMERAFFAIRS.COM
7 helpful steps to take when house hunting
If you’ve been waiting for the right time to refinance your mortgage, this could be it! Rates are low and my application process is simple and stress-free. How much will you save? Call me to find out!
Mortgage rate locks could be an option if you're worried about interest rates rising before you close.
JOHNLOPEZ.MYHOMEHQ.BIZ
Do you know about rate locks?
Home maintenance doesn't have to be difficult. Have these nine basics up your sleeve to fix things around the house.
REALSIMPLE.COM
9 Basic Home Maintenance How-tos Everyone Should Know
Are you thinking about making some changes to your home? Get in touch for financing options.
APARTMENTTHERAPY.COM
7 Finishes and Materials That’ll Impact Your Resale Value, According to Experts
Are you thinking about downsizing? Refinancing can make the process a breeze, and now is the perfect time to discuss it. A quick conversation could lead to more comfort for them and less maintenance for you. Message me to discuss your options, and theirs.
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Keep these six tips in mind when decorating each room in your home.
HOUSEBEAUTIFUL.COM
The Overlooked Element That Makes a Room "Just Look Right"
Reap the benefits of your homeownership by keeping your finances in good shape.
HGTV.COM
Financial Strategizing for New Homeowners
Do you want to receive twice-monthly emails about homebuying and homeownership? Sign up today.
JOHNLOPEZ.MYHOMEHQ.BIZ
Get Mortgage Info
Thinking about purchasing a second home? There are a lot of questions to consider before you make up your mind.
CONSIDERABLE.COM
5 questions to ask yourself before buying a vacation home | Considerable
No matter which material you choose, the most important thing is that it stays consistent throughout your home.
RD.COM
This Is the Absolute Best Flooring for Increasing Home Value
Have you factored closing costs into your homebuying budget?
READYNEST.COM
Who pays closing costs when you purchase a home? | Readynest
Maybe you consider adjustable-rate mortgages risky, but they may be beneficial for some people. Read more:
JOHNLOPEZ.MYHOMEHQ.BIZ
Does an adjustable rate make sense for you?
You can gain a lot from your home equity. Read this for ways to increase your stake in your property.
JOHNLOPEZ.MYHOMEHQ.BIZ
5 Tips for Building Equity
Going through a divorce can leave you with a lot of questions about your financial future, especially when it comes to your mortgage. Let us help. Call to discuss your options.
Having an inventory of your belongings for insurance purposes is an essential part of being a homeowner.
THEBALANCE.COM
Your Guide for Making a Home Inventory and Why You Need One
If you recently completed a home renovation, your property value may have gone up. Refinancing could eliminate mortgage insurance and lower your monthly payment. Message us to learn how you can save.
This is one way to create a separated space in your home, whether it's for a home office, an exercise area or another purpose.
THESPRUCE.COM
How to Build a Temporary Wall Inside Your Home
Thinking of redecorating your home? Use these interior designers' tips to create the perfect living space.
VERANDA.COM
6 Common Decorating Mistakes And How To Avoid Them, According to Top Interior Designers
Appraisals are a must when you're buying or refinancing a home. Learn more about them here:
FOOL.COM
How Much Does a Home Appraisal Cost?
Is there anything I can help you with? Please reach out if you or someone you know could use my services right now or in the near future.
JOHNLOPEZ.MYHOMEHQ.BIZ
Get in Touch
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
We all make mistakes, but you might want to read about some of these renovation errors before you start working on your own home improvements.
APARTMENTTHERAPY.COM
6 Reddit Stories of Home Improvement Mistakes—and How to Fix Them
Did you recently become an empty-nester? If your chicks have officially flown the coop, now could be the perfect time to downsize your space AND your mortgage. Give me a call to get started!
Do you know the key differences between a home equity loan, a cash-out refinance and a home equity line of credit? Reach out with any questions.
FORBES.COM
HELOC and Home Equity Loans Vs. Cash-Out Refinance
Know anyone who could use my help right now or in the near future? Let me know!
JOHNLOPEZ.MYHOMEHQ.BIZ
Get in Touch
These four tips could help you create better spending and saving habits.
JOHNLOPEZ.MYHOMEHQ.BIZ
Accomplish Your Financial Goals
Join the list for newsletters about home financing, homeownership and more.
JOHNLOPEZ.MYHOMEHQ.BIZ
Have you signed up?
Use these nine tips to make each room in your home look its best.
THESPRUCE.COM
9 Tips to Beautify Any Room in Your Home
Don’t let a less-than-perfect credit score scare you away from buying a home. Our FHA loan programs could be key to your independence. Call us today to learn more.
Be sure to reach out if you could use my services or you know someone who might.
JOHNLOPEZ.MYHOMEHQ.BIZ
Get in Touch
The time has never been better to refinance your mortgage. Call us to find out how we can lower your interest rate and your monthly payment.
Is your home ready for winter? If not, now is the time to do these checkups.
BLOG.RISMEDIA.COM
Preparing Your Home to Stand Against the Cold, Snow and Ice of Winter
You don't need to make huge changes to increase your savings.
THEBALANCE.COM
8 Ways to Trim Your Household Expenses
If your silverware is spotted with rust, try this method for removing it.
HUNKER.COM
How to Remove Rust Stains From Utensils Cleaned in the Dishwasher | Hunker
Real estate has been successful for most of 2020. Read three reasons why:
BUILDERONLINE.COM
Today’s Unbelievably Good Housing Market, Explained
Real Estate Agents: With turn times this fast, you’ll be lapping the competition in no time. Call to learn how we can get you to victory lane by closing in 20 days or less.
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Get twice-monthly newsletters about homebuying and homeownership to your inbox.
JOHNLOPEZ.MYHOMEHQ.BIZ
Don't Miss Out
Stay comfortable at home with chairs, sectionals and even bean bags.
HOUSEBEAUTIFUL.COM
16 of the Most Nap-Worthy Couches and Chairs You Can Buy Online
Stewards of Capital Bank Annual Christmas Luncheon is a wrap! Big props to Leslie Rudd and Ruth Chris for putting on a great show. Wishing everyone a Merry Christmas from our family to yours and many blessings in 2021 🎅🏼 🥳 #stewardsofcapital
If any of these noises seem familiar, you may want to call in a professional.
BOBVILA.COM
7 House Sounds You Never Want to Ignore
Do you think of homeownership as a way to build wealth?
READYNEST.COM
Move-up homebuyer turns moxie into money | Readynest
Stay comfortable at home with chairs, sectionals and even bean bags.
HOUSEBEAUTIFUL.COM
16 of the Most Nap-Worthy Couches and Chairs You Can Buy Online
Stewards of Capital Bank Annual Christmas Luncheon is a wrap! Big props to Leslie Rudd and Ruth Chris for putting on a great show. Wishing everyone a Merry Christmas from our family to yours and many blessings in 2021 🎅🏼 🥳 #stewardsofcapital
Out with the old and in with the new! Wishing you a very Happy New Year!
Using money gifted from loved ones is a common way to add to your homebuying funds.
JOHNLOPEZ.MYHOMEHQ.BIZ
A Popular Down Payment Option
No matter what needs to be done around the house, you want to be sure you can find a professional you trust.
FAMILYHANDYMAN.COM
The 6 Best Ways to Find a Handyman
If any of these noises seem familiar, you may want to call in a professional.
BOBVILA.COM
7 House Sounds You Never Want to Ignore
Do you think of homeownership as a way to build wealth?
READYNEST.COM
Move-up homebuyer turns moxie into money | Readynest
Stay comfortable at home with chairs, sectionals and even bean bags.
HOUSEBEAUTIFUL.COM
16 of the Most Nap-Worthy Couches and Chairs You Can Buy Online
The most common reasons our clients get a cash out refinance: 1) A big home renovation, 2) Pay off debt, 3) Purchase a second home, 4) Start a business. Whatever your reason, give us a shout. We’ll do the math to see what funds are available to make your plan a reality!
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Ready to give your home a new look? Here's what's expected to trend for the next year -- or more.
HUNKER.COM
The Decor Styles You'll See Everywhere in 2021, According to Modsy | Hunker
Thinking of renovating your bathroom? Consider a walk-in tub for a wide variety of safety features. Not only that, if you live in an area such as a retirement community, you could be increasing the value of your home! Let us help you finance your next upgrade – Call today.
Reach out if you need assistance with your home loan.
MAGAZINE.REALTOR
Millennials Underestimate Down Payment Needs
Look who's making moves. According to recent research, Millennials were most likely to Purchase a home since the COVID-19 pandemic began! (Source: 2020 UWM Covid-19 Homeowner Survey)
Hey Real estate agents: Think retail is your only option? Think again! Partnering with Stewards of Capital allows your borrower to choose from our broad spectrum of mortgage loan options - the best our bank can offer. Let’s talk!
When it comes to mortgages, a pre-qualification and pre-approval are different! While a pre-qualification gives you an idea or estimate of the loan you can qualify for, a pre-approval indicates the loan amount you can afford, and is usually good for 90 days.
Did you know that your bathroom could have an effect on your home's value? Learn more:
BLOG.RISMEDIA.COM
4 Ways Your Bathroom Can Impact the Value of Your Home
Learn the proper way to wash and dry your plush comforter to give it a longer lifetime.
ORGANIZED-HOME.COM
Domestic Science: How to Wash a Down Comforter - The Organized Home
Let your inspiration run wild in during #NationalHobbyMonth! Whether you want to build the ultimate gardening shed or to take a bucket-list culinary tour, you can tap into the equity in your home to finance your passion project. Message me to learn more!
Your homebuying must-haves and wishlist can be used strategically to find the right fit, even if it isn't perfect.
APARTMENTTHERAPY.COM
One Realtor’s “85 Percent Rule” Will Help You Decide Which House to Buy
Find out how certain credit checks can affect your score.
THEBALANCE.COM
What’s the Difference Between a Hard and Soft Credit Inquiry?
You could improve your finances and build wealth with these four tips:
JOHNLOPEZ.MYHOMEHQ.BIZ
Make 2021 a Great Financial Year
Hey Real estate agents: Think retail is your only option? Think again! Partnering with Stewards of Capital allows your borrower to choose from our broad spectrum of mortgage loan options - the best our bank can offer. Let’s talk!
When it comes to mortgages, a pre-qualification and pre-approval are different! While a pre-qualification gives you an idea or estimate of the loan you can qualify for, a pre-approval indicates the loan amount you can afford, and is usually good for 90 days.
Did you know that your bathroom could have an effect on your home's value? Learn more:
BLOG.RISMEDIA.COM
4 Ways Your Bathroom Can Impact the Value of Your Home
Learn the proper way to wash and dry your plush comforter to give it a longer lifetime.
ORGANIZED-HOME.COM
Domestic Science: How to Wash a Down Comforter - The Organized Home
Rising home equity and falling interest rates are two of the factors leading to the success of the housing market in the past year.
MAGAZINE.REALTOR
3 Trends Driving Hyperactivity in the Real Estate Market
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Trying to limit screen time? Make sure the kids don't get bored with these creative and fun ideas.
MARTHASTEWART.COM
Indoor Activities Guaranteed to Keep the Kids Busy at Home This Winter
Find out how certain credit checks can affect your score.
THEBALANCE.COM
What’s the Difference Between a Hard and Soft Credit Inquiry?
You could improve your finances and build wealth with these four tips:
JOHNLOPEZ.MYHOMEHQ.BIZ
Make 2021 a Great Financial Year
Hey Real estate agents: Think retail is your only option? Think again! Partnering with Stewards of Capital allows your borrower to choose from our broad spectrum of mortgage loan options - the best our bank can offer. Let’s talk!
Are you buying a new place this year? Use these tips to help you adjust to the changes.
JOHNLOPEZ.MYHOMEHQ.BIZ
Make Your New House Feel Like Home
Don't be left out -- get emails about home loans, homeownership and more straight to your inbox.
JOHNLOPEZ.MYHOMEHQ.BIZ
Sign Up Today
Rising home equity and falling interest rates are two of the factors leading to the success of the housing market in the past year.
MAGAZINE.REALTOR
3 Trends Driving Hyperactivity in the Real Estate Market
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Trying to limit screen time? Make sure the kids don't get bored with these creative and fun ideas.
MARTHASTEWART.COM
Indoor Activities Guaranteed to Keep the Kids Busy at Home This Winter
Find out how certain credit checks can affect your score.
THEBALANCE.COM
What’s the Difference Between a Hard and Soft Credit Inquiry?
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Do you have questions about getting a mortgage? Reach out to learn about the process from start to finish.
BLOG.RISMEDIA.COM
Know How and When to Apply for Home Loans in 2021
Once you're done with the basics, here are some other ways to make the space look and feel better.
LIFEHACK.ORG
10 Small Changes To Make Your House Feel Like A Home
Are you buying a new place this year? Use these tips to help you adjust to the changes.
JOHNLOPEZ.MYHOMEHQ.BIZ
Make Your New House Feel Like Home
Don't be left out -- get emails about home loans, homeownership and more straight to your inbox.
JOHNLOPEZ.MYHOMEHQ.BIZ
Sign Up Today
Rising home equity and falling interest rates are two of the factors leading to the success of the housing market in the past year.
MAGAZINE.REALTOR
3 Trends Driving Hyperactivity in the Real Estate Market
Homeownership comes with its share of perks. Read about five financial advantages you could get this tax season.
JOHNLOPEZ.MYHOMEHQ.BIZ
How Homeowners Can Claim Tax Benefits
Your house can collect dirt and dust pretty quickly. Make sure it stays looking nice by sticking to a regular cleaning schedule.
BOBVILA.COM
10 Cleaning Chores You Should Be Doing Every Month
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Do you have questions about getting a mortgage? Reach out to learn about the process from start to finish.
BLOG.RISMEDIA.COM
Know How and When to Apply for Home Loans in 2021
Once you're done with the basics, here are some other ways to make the space look and feel better.
LIFEHACK.ORG
10 Small Changes To Make Your House Feel Like A Home
If you can live with an undesirable home feature for at least one year, you may realize that it's not a deal breaker after all.
APARTMENTTHERAPY.COM
The One Question You Need to Ask Yourself Before Buying a House
Are you aware of how and when you can deduct your property taxes?
INVESTOPEDIA.COM
Don't Miss Out on Property Tax Deductions
Homeownership comes with its share of perks. Read about five financial advantages you could get this tax season.
JOHNLOPEZ.MYHOMEHQ.BIZ
How Homeowners Can Claim Tax Benefits
Your house can collect dirt and dust pretty quickly. Make sure it stays looking nice by sticking to a regular cleaning schedule.
BOBVILA.COM
10 Cleaning Chores You Should Be Doing Every Month
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Do you want to learn more about home loans and homeownership? Join the email list.
JOHNLOPEZ.MYHOMEHQ.BIZ
Get Regular Updates
Your future home might be waiting for YOU! Make sure you’re ready. We can help you get into your dream home faster, closing most home loans in 18 days or less. Give us a call today!
Making updates around your home can get you a better price when you decide to sell.
MARTHASTEWART.COM
Five Renovations That Can Increase the Selling Price of Your Home
Fashion forward? A home of your own never goes out of style and we make the process of buying a home look good. Call today to get started and find the home loan options best for you.
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
If you can live with an undesirable home feature for at least one year, you may realize that it's not a deal breaker after all.
APARTMENTTHERAPY.COM
The One Question You Need to Ask Yourself Before Buying a House
Updating your kitchen doesn't have to mean a lot of work. See what a difference small changes can make:
APARTMENTTHERAPY.COM
Before and After: A Two Week, $900 Redo Gives a Dated Kitchen a New Life
Real Estate Agents – Our VA Elite Conquest Loan offers special mortgage terms to veterans of the armed forces. Contact us today and give your clients the exclusive program they’ve earned.
Thinking of becoming a homeowner? Don’t let the thought of a large down payment scare you off. You may be eligible for home loans with lower down payments, but you’ll never know until you try. Call today, let’s explore your options.
You probably spend a lot of time in your kitchen. Keep these 2021 looks in mind when you update the space.
JOHNLOPEZ.MYHOMEHQ.BIZ
Kitchen Trends to Inspire You
Closing costs are typically between 3% - 6% of the total value of your home and vary depending on property type, loan type, and where your new home is located. Want to learn more? Give us a follow and reach out today!
Do you want to learn more about home loans and homeownership? Join the email list.
JOHNLOPEZ.MYHOMEHQ.BIZ
Get Regular Updates
Find out what an inspection can reveal -- as well as whether it's ever OK to skip one.
READYNEST.COM
How to put a home inspection to work for you
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Do you think you could benefit from co-buying a home?
REALSIMPLE.COM
How This Mom Saved Big Money By Buying a Home With Her Dad
Updating your kitchen doesn't have to mean a lot of work. See what a difference small changes can make:
APARTMENTTHERAPY.COM
Before and After: A Two Week, $900 Redo Gives a Dated Kitchen a New Life
Real Estate Agents – Our VA Elite Conquest Loan offers special mortgage terms to veterans of the armed forces. Contact us today and give your clients the exclusive program they’ve earned.
Thinking of becoming a homeowner? Don’t let the thought of a large down payment scare you off. You may be eligible for home loans with lower down payments, but you’ll never know until you try. Call today, let’s explore your options.
Loans above the conforming loan limit are known as Jumbo loans. If you have a high credit score and the income to match, a jumbo loan can help you live large. Jumbo loan limits can vary, but I’ll help you find out exactly how much you can spend. Call today!
Click to see an infographic explaining how your credit score is calculated.
JOHNLOPEZ.MYHOMEHQ.BIZ
What's behind your credit score?
Here's what you need to know to get some stuff done around the house.
HUNKER.COM
6 Easy Home Repair Hacks Everyone Should Know | Hunker
Find out what an inspection can reveal -- as well as whether it's ever OK to skip one.
READYNEST.COM
How to put a home inspection to work for you
If you like our service or have feedback to share, don't forget to leave a review on our site.
JOHNLOPEZ.MYHOMEHQ.BIZ
Leave a Review
Do you think you could benefit from co-buying a home?
REALSIMPLE.COM
How This Mom Saved Big Money By Buying a Home With Her Dad
Are you thinking of updating any of the rooms around your home? Take inspiration from any (or all) of these styles.
HGTV.COM
The Top 2021 Home Trends
True! As opposed to an FHA loan, which can only be used to purchase a primary home, conventional loans can be used for all three options - primary, secondary, and investment! Looking to purchase one of these? Call today!
Find out where you should aim for your credit score to be -- and how to get it there.
EXPERIAN.COM
What Is a Good Credit Score?
A 15-year mortgage offers a shorter term and typically a lower interest rate. A 30-year mortgage may lead to a lower monthly payment, but you’ll likely pay more interest. No matter which term you choose, we’ll find the best loan for your situation. Call today to get started!
Loans above the conforming loan limit are known as Jumbo loans. If you have a high credit score and the income to match, a jumbo loan can help you live large. Jumbo loan limits can vary, but I’ll help you find out exactly how much you can spend. Call today!
Click to see an infographic explaining how your credit score is calculated.
JOHNLOPEZ.MYHOMEHQ.BIZ
What's behind your credit score?
Feel like you're late to homeownership? Don't worry – we've left the light on for you. With great rates, fast closings, and hundreds of mortgage options under one roof, our mortgage experts are here to help homeowners at every stage. Come home to the lending experts today.
If you want to find out about home financing and homeownership, don't miss out on this twice-monthly newsletter.
JOHNLOPEZ.MYHOMEHQ.BIZ
Have you joined the list?
A home inspection is important when you're buying a new home, but it can also be helpful long after you make your move. If thinking ahead is your style, consider using your home inspection report to plan future home upgrades.
When it comes to your family's home, one size definitely does not fit all.
BLOG.RISMEDIA.COM
How to Decide on the Ideal Home Size for You
Is there anything I can help you with? Please reach out if you or someone you know could use my services right now or in the near future.
JOHNLOPEZ.MYHOMEHQ.BIZ
Get in Touch
From when your loan begins being processed to when it’s ready to close, you can know your loan status in real-time with UTrack!
