It’s Fire Prevention Week! Here are some helpful tips to stay safe in your home. #nfpa #firesafety #staysafe
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
7 Areas of Your Business That Can Be Streamlined By Big Data
ENTREPRENEUR.COM
7 Areas of Your Business That Can Be Streamlined By Big Data
Nothing is at last sacred but the integrity of your own mind. Ralph Waldo Emerson
How to Make Smart Bets in Business
ENTREPRENEUR.COM
How to Make Smart Bets in Business
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
Please take a minute and vote for T.C. Irons Agency for 2020 Best of Burlington County Times! Thank you!
https://burlingtoncountytimes.gannettcontests.com/2020-best-of-burlington-readers-contest/gallery?group=365891
BURLINGTONCOUNTYTIMES.GANNETTCONTESTS.COM
2020 Best of Burlington Readers Contest
4 Ways Restaurants Are Branching Out to Ensure Survival
IAMAGAZINE.COM
4 Ways Restaurants Are Branching Out to Ensure Survival
The Secret to Effective Time Management? Smaller Time Blocks
ENTREPRENEUR.COM
The Secret to Effective Time Management? Smaller Time Blocks
How Pandemic, Contracts Focus Intellectual Property Insurance on Intangible Assets
INSURANCEJOURNAL.COM
Intellectual Property: The Shift from Tangible to Intangible
Keep your face always toward the sunshine - and shadows will fall behind you. -Walt Whitman
Grocery stores run gauntlet of pandemic regulations
BUSINESSINSURANCE.COM
Grocery stores run gauntlet of pandemic regulations - Business Insurance
It is a mistake to look too far ahead. Only one link of the chain of destiny can be handled at a time. Winston Churchill
What Does Home Insurance Cover? The Facts on Fire, Flooding, and More
https://www.realtor.com/advice/buy/what-does-home-insurance-cover/
REALTOR.COM
What Does Home Insurance Cover? The Facts on Fire, Flooding, and More
Breast Cancer Awareness month is winding down. Be sure to take necessary precautions #breastcancerawareness
Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage.
Coronavirus, Lawsuits, and Workers Compensation
CPAPRACTICEADVISOR.COM
Coronavirus, Lawsuits, and Workers Compensation
Workers’ Compensation Should See Profit This Year But Maybe Not in 2021:
INSURANCEJOURNAL.COM
Workers' Compensation Should See Profit This Year But Maybe Not in 2021: Fitch
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Thank you, Veterans.
#veteransday #thankful
Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.
Manufacturers insurance programs have many elements in common with typical business insurance programs, particularly in terms of workers' compensation and property insurance. A primary aspect of insurance for manufacturing companies is the need for product liability insurance.
Tips for starting a new business: Rather than starting your idea with what to sell, think about what it will solve. It’s a lot easier to gain a solid customer base when your business is fixing a problem. Your startup should fill a hole in a certain market or niche.
Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that's right for you.
Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage.
Professional liability insurance, also sometimes referred to as errors and omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.
Do I need commercial vehicle insurance?
If you are a business owner and you have vehicles that you use for business purposes, Our answer is yes, you need it. Because your commercial vehicle insurance will protect you and your business from the costs of injury, liability claims and property damage that may incur during the use of your commercial vehicle.
“Life is not always a matter of holding good cards, but sometimes playing a poor hand well.” –Jack London
https://www.fox29.com/news/youth-hockey-player-severely-injured-during-tournament-in-new-jersey?fbclid=IwAR3-vWvqNLlzQDlOz10xsVOUgLl-lCgqUbSorr0nSRsKclceBYxRd6S5AUo
Please take the time to learn about this young man's life-altering accident. You can help him and his family by clicking either of the links in the comment section below. Any little bit helps. Thank you for your support!
FOX29.COM
Youth hockey player severely injured during tournament in New Jersey
Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or insure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case
Builder's risk insurance usually is in the name of the contractor or the property developer, but it could also be in the name of the property owner if he is responsible for insuring it while the property is under construction. Both commercial and residential construction sites might be covered under a builder's risk insurance policy.
Do I not destroy my enemies when I make them my friends? Abraham Lincoln
An S corporation, sometimes called an S corp, is a special type of corporation that's designed to avoid the double taxation drawback of regular C corps. S corps allow profits, and some losses, to be passed through directly to owners' personal income without ever being subject to corporate tax rates.
IRS Reminds Taxpayers of Special $300 Charity Deduction without Itemizing.
The CARES Act includes several temporary tax changes helping charities, including the special $300 deduction designed especially for people who choose to take the standard deduction, rather than itemizing their deductions.
Are you insured against a cyber security breach? As a business owner, you insure your business against losses — but is your liability protected against a cyber break-in? Many businesses overlook this crucial coverage and end up paying millions in damages to customers. Don’t let that happen to you.
Vitality shows in not only the ability to persist but the ability to start over. F. Scott Fitzgerald
The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.
Tips For Starting Your Own Business:
Don't do it alone! You need a support system while you're starting a business (and afterwards). A family member or friend that you can bounce ideas off, and who will listen sympathetically to the latest business crisis is invaluable. When you're starting a business, experienced guidance is the best support system of all, so finding a mentor in your industry will also give you the opportunity to learn from someone who has already been through the startup process.
Do I need commercial auto insurance for my personal vehicle?
You only need to purchase commercial auto insurance for vehicles that your business owns. If you use your personal vehicle for work purposes, you can purchase hired and non-owned auto insurance (HNOA) for the vehicle.
The aim of art is to represent not the outward appearance of things, but their inward significance. Aristotle
Fast Fact: By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers' comp coverage is the largest part of its insurance expense.
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
“I have not failed. I've just found 10,000 ways that won't work.” ― Thomas A. Edison
Product manufacturers deal with many unique risks. Product liability insurance provides protection for these unique risks - particularly when products manufactured by your company cause harm to others. Some other risks of loss that are important to manufacturers are business interruption coverage and mechanical & electrical breakdown coverage.
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
Understanding Accrual Accounting: The attempt to record the financial effects of transactions and other events in the periods in which those transactions or events occur rather than only in the periods in which cash is received or paid by the business, using all the techniques developed by accountants to apply the MATCHING PRINCIPLE.
End of the year tax tips: Give a gift: If you have an estate to pass on to beneficiaries, remember you can gift up to $15,000 to as many of them as you’d like this year without paying a gift tax or reducing your lifetime estate tax exclusion amount. Make these gifts by December 31.
End of the year tax tips: Donate to charity: If you can afford to give, the need has never been greater, and what’s good for others is good for your taxes. A CARES Act provision allows individual taxpayers to receive up to a $300 tax deduction, even if they claim the standard deduction, for making a cash donation of up to $300 to a qualified charity by December 31.
Directors and officers liability insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of directors and officers insurance as a management errors and omissions policy.
We were so happy to be able to donate toys to the Mt. Holly Police for Operation St. Nick! #mthollypolicedept #operationstnick #seasonofgiving
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
As a rule of thumb, a general liability policy will go a long way in reducing the risk exposure of your business. General liability insurance is needed by any prudent business owner working with customers and the general public. This insurance is put in place to protect the company in the event someone claims they were injured or their property damaged due to the fault of your business. General liability insurance will generally cover bodily injury, property damage, personal injury and even advertising injury. This usually includes claims of copyright infringement, slander, and defamation of character. Often it will also cover claims of invasion of privacy.
The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.
Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries. By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers' comp coverage is the largest part of its insurance expense.
A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.
It is the business owner's or general contractor's job to make sure that the people working under him/her are covered by an insurance policy. If for example, a person who is not a part of the project gets injured, the injured person's lawyer can target just about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
As a rule of thumb, a general liability policy will go a long way in reducing the risk exposure of your business. General liability insurance is needed by any prudent business owner working with customers and the general public. This insurance is put in place to protect the company in the event someone claims they were injured or their property damaged due to the fault of your business. General liability insurance will generally cover bodily injury, property damage, personal injury and even advertising injury. This usually includes claims of copyright infringement, slander, and defamation of character. Often it will also cover claims of invasion of privacy.
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
Directors and officers insurance is often confused with errors & omissions liability. The two are not synonymous; errors & omissions is concerned with performance failures and negligence with respect to your products and services, not the performance and duties of management. Generally, it is a good idea to carry both directors and officers liability insurance and errors and omissions liability insurance.
Business Owners Package policy, commonly called a "BOP", contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business.
I believe every human has a finite number of heartbeats. I don't intend to waste any of mine. Neil Armstrong
The Patriot Fund, Inc. is feeling thankful.
February 4 at 1:20 PM ·
Mike Francisco and Tim Irons met with the Semper Fido - K9 Basics team today to deliver a donation - a result of YOUR support of the Veteran's Challenge Campaign in 2020. THANK YOU!
At Semper Fido, their goal is to unite wounded warriors suffering from PTSD with dogs who need a second chance at life. Jackson (in photo) is a 3-year-old GSD rescued by Char-Wills German Shepherd Rescue after being abandoned/left to starve in PA. He is currently in training to serve a deserving Veteran!
In the photo, from left to right: Arnold Apel (Head Trainer for Semper Fido and Training Director for K9 Basics), Tim Irons (Board Member), Mike Francisco (Secretary), and Lisa Berg (Founder of Semper Fido)
#happypresidentsday
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
The energy of the mind is the essence of life. Aristotle
Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage.
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
#happypresidentsday
All our dreams can come true, if we have the courage to pursue them. Walt Disney
In today’s challenging healthcare marketplace, medical malpractice insurance is a necessity. We can help guide you to better results and a higher set of expectations with our value-added services. We understand your struggle to deliver quality health care and avoid medical malpractice claims.
Product liability insurance protects you in case a product you produce or provide causes harm to a user or a user's property. A "product" is anything that is tangibly used, touched, or consumed. This type of insurance is recommended for every business that manufactures a product but is especially important for companies that produce food, clothing, toys or anything else that could conceivably cause harm to someone.
The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance. Also factored into the rates are the kind of work undertaken, gross receipts and total payroll expenses. Similar to auto insurance, when it comes to general liability insurance, you will first have to make a down payment and then follow it up with installments. Before buying general liability insurance, it is best to compare the quotes available in the market.
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
#happypresidentsday
"The best preparation for tomorrow is doing your best today." - Uknown
Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.
Primary Liability - Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or insure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries. By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers' comp coverage is the largest part of its insurance expense.
#happypresidentsday
“To know what you know and what you do not know, that is true knowledge.” -Confucius
#happypresidentsday
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers. Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.
In today’s challenging healthcare marketplace, medical malpractice insurance is a necessity. We can help guide you to better results and a higher set of expectations with our value-added services. We understand your struggle to deliver quality health care and avoid medical malpractice claims. Working in partnership with your practice, we will address affordability issues regarding medical malpractice insurance, while improving safety and quality.
Directors and officers liability insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of directors and officers insurance as a management errors and omissions policy. Directors and officers insurance is often confused with errors & omissions liability. The two are not synonymous; errors & omissions is concerned with performance failures and negligence with respect to your products and services, not the performance and duties of management.
“To know what you know and what you do not know, that is true knowledge.” -Confucius
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
#happypresidentsday
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage.
“The most beautiful thing we can experience is the mysterious. It is the source of all true art and science.” -Albert Einstein
Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that take care of property, liability and workers' compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers. Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.
Happy Saint Patrick’s Day! #stpatricksday
A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.
You cannot do a kindness too soon, for you never know how soon it will be too late. Ralph Waldo Emerson
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.
Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies against claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Happy Saint Patrick’s Day! #stpatricksday
When in doubt, don't. Benjamin Franklin
Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that's right for you.
Manufacturers insurance programs have many elements in common with typical business insurance programs, particularly in terms of workers' compensation and property insurance. A primary aspect of insurance for manufacturing companies is the need for product liability insurance.
Happy National Puppy Day!!! #nationalpuppyday
Professional liability insurance, also sometimes referred to as errors and omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.
