Considering selling your business? Two keys to success are: leaving enough time to plan and having an adequate plan in place.
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Preparing for the Transaction of a Lifetime | Morgan Stanley
Hackers and fraudsters work around the clock. We do too. See how Morgan Stanley proactively learns from and responds to cybersecurity threats.
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Going on the Offensive
Why the Great COVID-19 Recession could be the shortest U.S. recession on record dating back to the 1920s. The midyear outlook for investors.
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2020 Midyear Global Economic Outlook: Embracing a V-Shaped Recovery | Morgan Stanley
“60% of carbon emissions come from energy and this is a key area where we can reduce emissions by using technology.” Jessica Alsford, Head of Global Sustainability Research, discusses how investing in technology can help curb carbon emissions.
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Curbing Carbon Using Technologies | Morgan Stanley
Quote of the week - "What set Thomas Edison apart was that, with all his boundless exaggeration, he conveyed the feeling that he would succeed. No matter what the obstacles, he would pound away until they were demolished." - Robert Conot
If you’re looking for a way to cover future education costs, a 529 plan is a tax-advantaged way to save and invest for educational expenses. Learn more.
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Tax-Savvy Ways to Give Back | Morgan Stanley
Smart devices can be lucrative targets for cyber thieves. See how to protect your IoT devices while still enjoying their benefits.
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Protecting Your Smart Devices | Morgan Stanley
Fall is right around the corner. Here are some financial tips to help you set yourself up for a successful year-end and a better 2021.
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Fall Planning for Your Finances | Morgan Stanley
Make the most of being a Morgan Stanley client with our financial management tools available on Morgan Stanley Online. If you aren’t using our tools already, let’s talk.
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Online Financial Tools | Morgan Stanley
Quote of the week. - "In the long run you hit only what you aim at. Therefore, though you should fail immediately, you had better aim at something high" - Henry David Thoreau
The internet can be a risky playground for kids and teens. It’s important to educate them about how to engage with others online and explain what content is ok to share.
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Social Media Safety For Kids
You still have time to make some money moves before the end of the year. Read about what steps we can take to help prepare you for 2021.
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Fall Planning for Your Finances | Morgan Stanley
Seniors face unique cybersecurity threats, but are often unaware of the risks. Speaking to our parents, grandparents and loved ones about online security can help protect them from fraud.
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Steering Clear of Scams For Seniors
The end of the year will be here before you know it. Learn the money moves you can make this Fall to help set yourself up for 2021.
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Fall Planning for Your Finances | Morgan Stanley
A username and password are no longer enough to protect access to your sensitive accounts. Consider using a security key, the most advanced form of multi-factor authentication available
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What is a Security Key?
From The Koop Group - Investor fears concerning a contested election may be overblown as there may be a faster path to resolution than many expect. To learn more about elections and markets, see the latest US Policy Pulse, “Positioning for Delayed Results.” DM me for a copy.
Wearing pink in honor of Breast Cancer Awareness Month. Supporting the fighters, celebrating the survivors and remembering the taken.
Checking in on the state of your parents’ estate isn’t easy. Let’s connect to start the estate planning strategy process with your family.
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The State of Your Parents' Estate | Morgan Stanley
Cyberthieves are increasingly targeting remote workers. See how employees and employers can protect themselves.
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Cybersecurity Tips for Remote Work | Morgan Stanley
China could be the most important driver of global growth going forward. This audiocast discusses three reasons investors should focus on this potential long-term strategic opportunity:
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The top five stocks in the S&P 500 make up more than 20% of the index, introducing concentration risk. Learn more:
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Quote of the week. - "I decided to give up the past in order to live my future." - Gloria Altar
Biden’s individual income tax proposals are likely to foster sector-level opportunities in renewable energy, infrastructure, select areas of health care and housing. See our report, “US Policy Pulse: What’s Tax Got to Do With It?” to learn more. DM me for a copy.
Trading corrections is difficult so the best approach may be to ride it out, says Morgan Stanley & Co. CIO Mike Wilson. Read more:
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Don't forget to turn those clocks back - it's Daylight Savings!
Corporate tax proposals may create pressure for the pharmaceuticals industry while concerns regarding the financial services sector may be overblown. See our report, “US Policy Pulse: What’s Tax Got to Do With It?” to learn why. DM me for a copy.
As education costs rise, it's critical to start planning early. The right college savings strategy can help ease financial stress for you and your family. Start by finding answers to key questions here.
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Planning for the Rising Cost of Education | Morgan Stanley
From Ken Koop of the KOOP GROUP - Insurance can get complicated pretty quickly. What kinds of insurance do you need? Life, long-term care, or something else? As a CERTIFIED FINANCIAL PLANNER (CFP®) I’m qualified to help you figure out your insurance needs in the context of your overall wealth.
On Veteran’s Day, and every day, I’m grateful to those who have served.
Even with outstanding insurance coverage, there are still hidden risks you may not see coming. Learn more about how a simple risk assessment can go a long way in closing any coverage gaps and help you avoid major loss or liability.
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How Affluent Families Can Plan for Hidden Risks | Morgan Stanley
Quote of the week. - "IWe all have to go through the tumbler a few times before we emerge as a crystal" - Elisabeth Kubler- Ross
The current environment may provide a backdrop that is favorable to gold. Here's why:
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A unique feature of 529 plans to be aware of as we approach year-end: you may be able to contribute up to five times the annual gift tax exclusion in one year—as much as $75,000 (or $150,000 for married couples). Learn more.
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Give the Gift of Education Savings This Holiday Season | Morgan Stanley
From Ken Koop of the KOOP GROUP - Estate planning is an emotional subject. It can also be complex and difficult. Combined, these qualities make estate planning an endeavor you should make with a trusted Financial Advisor. As a CERTIFIED FINANCIAL PLANNER (CFP®), I’m experienced in helping families navigate the decisions and conversations that will be needed to make your estate plan a successful one. Let's connect to talk about how we can help ensure your wishes for your legacy are honored.
More access. More value. More protection. These are just a few perks of our Morgan Stanley CashPlus brokerage account. Click below or contact us for more details.
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CashPlus: A Modern Alternative to Banking | Morgan Stanley
Concern around toxic e-waste threatens to lengthen hardware upgrade cycles, but trade-in programs could be a buoy:
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Consumers Move to Cut Toxic E-waste | Morgan Stanley
Social media apps and websites allow us to communicate and keep in touch with our friends and family, but what we post online can also be exploited. Make sure to think twice before posting sensitive information.
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Limit the Information You Share Online - YouTube
As the healthcare industry reaches a seminal moment, learn three key topics that will shape its future.
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3 Themes Shaping Healthcare | Morgan Stanley
Sometimes it’s hard to tell a legitimate charity from a scam. Use these tips during the holidays to help ensure your money is going to those in need.
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Security Tips for the Giving Season | Morgan Stanley
From Ken Koop of the Koop Group - There are many elements to building an investment portfolio – knowledge of asset classes, risk assessment, income sources, and more. But the most important part is building a portfolio that is appropriate for your specific goals. As a CERTIFIED FINANCIAL PLANNER (CFP®), I can build a portfolio uniquely tailored for you. Are your investments in line with your goals? If not, let’s talk…
Tax-smart investing can help you lower your tax burden and increase your long-term wealth. Here are some year-end tax management strategies to consider.
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Tax-Aware Strategies for Your Wealth Plan | Morgan Stanley
From THE KOOP GROUP - "Tax-efficient” doesn’t mean you never pay taxes. It does mean being deliberate about what taxes you choose to incur, where there is a choice. Does your Financial Advisor coordinate with your Certified Public Accountant (CPA) to make your portfolio as efficient as possible? As a CERTIFIED FINANCIAL PLANNER (CFP®), I can facilitate that conversation. Let’s have that discussion.
Quote of the week. - "A problem well stated is a problem half solved" - Charles F. Ketering
Your phone is the gateway to some of your most sensitive accounts. What is the most important thing you can do to help secure your device?
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How to Protect Your Mobile Phone
While there is near-term risk of a pullback, CIO Mike Wilson sees a 10% gain for the S&P 500 in 2021. See why in On the Markets:
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End-of-year giving may help lower your tax bill and is one more reason you can feel good about giving on Giving Tuesday.
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Your 2020 Guide to Holiday Giving | Morgan Stanley
In the next few months, positive catalysts are likely to dominate the economic outlook. See three signs of light at the end of the 2020 tunnel:
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Seeing Light at the End of the Tunnel | Morgan Stanley
Quote of the week. - "There is the risk you cannot afford to take, and there is the risk you cannot afford not to take" - Peter Drucker
Quote of the week. - "Most of us die with our music unplayed… We should try to step out of our comfort zones and do the things were capable of" - Mary Kay Ash
We expect two major unknowns to be resolved soon: the election and the approval of a COVID-19 vaccine. Here’s what that means for markets:
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Creating a budget and sticking to it can be difficult, but it doesn’t have to be. Learn how our Spending and Budgeting tool can help. We can use it together.
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Online Financial Tools | Morgan Stanley
The holidays might look different this year, but one thing that won't change is our desire to give to the people and causes we care about. Here are some modern ways to do it.
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Your 2020 Guide to Holiday Giving | Morgan Stanley
The new Morgan Stanley Institute for Inclusion aims to catalyze and accelerate a diversity, equity, and inclusion strategy that can drive meaningful change within our firm and beyond. https://mgstn.ly/39aTWAb
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The Institute for Inclusion | Morgan Stanley
Climate change is now an economic reality. Here’s how companies are responding to investor demand for positive change on environmental issues.
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On Climate, Investors Seek Positive Change | Morgan Stanley
You use your phone to track your physical wellness -- why not use it to track your financial wellness too? The Morgan Stanley Mobile App makes managing your money easier than ever. Learn more:
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Online Wealth Management | Morgan Stanley
Markets are likely to be choppy for the next three to six months, but investors should consider gradually adding equities. See four reasons why:
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Portfolio Moves for a Bear Market | Morgan Stanley
Are you considering giving to charity during the holidays? A donor advised fund allows you to donate in an easy, tax-advantaged way without feeling rushed into a decision about which charities to support before year-end.
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Donor Advised Funds: Giving to Charity | Morgan Stanley
Quote of the week. - "Never leave that till tomorrow which you can do today" - Benjamin Franklin
The forward-looking initiative, Women Without Limits, exemplifies the firm’s commitment to providing financial empowerment for all. Thrilled to be a part of this valuable movement.
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Women Without Limits & Financial Empowerment | Morgan Stanley
Today is the first day of winter! What traditions are you looking forward to this season?
Quote of the week. - "If a fellow isn't thankful for what he's got, he isn't likely to be thankful for what he's going to get" - Frank Clark
Learn how asset owners can build a dynamic sustainable investing strategy by adopting these four steps.
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Sustainable Investing in 4 Steps | Morgan Stanley
Tax efficiency makes a big difference. Let’s talk before year-end.
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Tax-Aware Strategies for Your Wealth Plan | Morgan Stanley
Integrating gender-related criteria into your portfolio is getting easier, as investment options proliferate. Learn how gender-themed investing can avoid equality laggards, seek out leaders and invest in companies whose products improve the lives of women.
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Addressing Gender Equality in Impact Investing | Morgan Stanley
Worried about protecting an elderly loved one from cybersecurity threats? See our guide for caregivers.
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Seniors’ Guide to Cybersecurity | Morgan Stanley
Quote of the week. - "If you don't aspire to great things, you won't attain small things" - Jewish Proverb
A key strategy for boosting potential long-term returns is minimizing the impact of taxes across your investments. Let’s create a strategy that’s right for you.
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These Steps May Reduce Your Taxes | Morgan Stanley
‘Tis the season for joy, love and peace. Merry Christmas!
Still looking for the perfect gift? Make an impact when you shop from Morgan Stanley Gifts for Good Guide.
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Gifts for Good
Happy Holidays!!!!
From The Koop Group at Morgan Stanley
As we adjust to a new normal, now is the time to revisit your personal financial strategy with a fresh perspective—whether that’s revising wealth plans, bolstering budgets, or simply getting started. Contact me today to plan for a new tomorrow.
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Your Life, Your Wealth: Planning for a New Tomorrow | Morgan Stanley
Wishing everyone a happy and healthy New Year!
All the best to everyone this holiday season!
Small reductions in tax costs can have enormous consequences for wealth accumulation. Consider these techniques to help you keep more money growing. Learn more:
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Elements of a Tax-Smart Portfolio | Morgan Stanley
As we add more and more smart devices to our daily lives, we face a tradeoff between privacy and convenience. What’s the right balance for you?
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Should You Be Worried About Your “Smart” Devices?
2020 is almost over. Consider incorporating tax-efficient investment strategies into your wealth plan today to help you build more wealth for tomorrow. Learn more here:
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Tax-Aware Strategies for Your Wealth Plan | Morgan Stanley
Quote of the week. - "If you don't aspire to great things, you won't attain small things" - Jewish Proverb
Check in on your portfolio from wherever you are with Morgan Stanley Online. Learn more about how secure and easy it is to manage your investments and everyday finances:
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Mobile App & Online Wealth Management | Morgan Stanley
Smaller-cap stocks in sectors that are sensitive to the economic recovery may outperform in 2021 and beyond. Learn more:
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2021 & Beyond: An Investor Playbook for the New Business Cycle | Morgan Stanley
Do you know how taxes will affect your investment returns? Investors sometimes overlook this question. As a CERTIFIED FINANCIAL PLANNER (CFP®), I consider your full financial picture to help build a tax-smart portfolio. Together with your tax advisor, we can coordinate and review your investments for tax efficiency.
Tax efficient strategies can have a surprisingly large impact on lifetime wealth accumulation. Learn more:
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Tax-Aware Strategies for Your Wealth Plan | Morgan Stanley
Stocks may seem elevated, but we believe this bull market has a long way to run in time and price. Learn more:
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What are your New Year’s resolutions this year? If getting your finances organized is one of them —keep track of spending, budgeting and savings with the Morgan Stanley Spending + Budgeting Tool. Learn more and let’s talk soon about your goals for 2021.
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Online Financial Tools | Morgan Stanley
