Estate planning requires working with an attorney who will navigate you through the legal complexities of transferring the wealth you have accumulated throughout your life to your loved ones and the institutions you admire. Rick Todd is a Howard County attorney with the experience necessary to help you accomplish your estate planning goals. He is also the author of The Financial Guide to Retiring Abroad, The Financial Guide to Working Overseas and How to Live Well on Social Security. He is licensed to practice in Maryland and Washington, D.C.