It’s open enrollment season for many employers. Here are some things to keep in mind as you evaluate your options for 2021.
CNBC.COM
Open enrollment is coming up — here’s what to watch out for
Even in the most challenging of times, we can work together to help you navigate uncertainty.
YOUTUBE.COM
Navigating uncertainty in today’s markets
Who’s ready for gameday?!🏈
Gameday may look a little different this year but what’s on the menu for your home tailgate?
Low interest rates may be here to stay, but not for all financial products. Read what the Fed changed and how it may impact you.
MARKETWATCH.COM
The Fed has a new approach to inflation: What it means for your savings, credit-card debt — and your mortgage rate
Stock markets can be unpredictable in the short term. See what #AmeripriseResearch has to say about today’s activity.
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When determining how much to save for your future, it’s important to know what your spending will look like once you retire. What’s one expense you won’t miss when you enter retirement?
KIPLINGER.COM
10 Things You'll Spend Less on in Retirement | Kiplinger
💖Supporting the Fighters, Admiring the Survivors, Honoring the Taken, and Never Giving Up Hope 💖 #breastcancerawareness
Trosclair Wealth Management
8 hrs ·
💖Supporting the Fighters, Admiring the Survivors, Honoring the Taken, and Never Giving Up Hope 💖 #breastcancerawareness
Together, we can track your progress and update your strategies as circumstances change. Let's work to keep you moving toward your goals, in any market conditions. Give us a call today to schedule your complimentary initial consultation.
Separating rhetoric from potential policy can be challenging for investors. #AmeripriseResearch has published a straightforward summary to help clarify the investment landscape and possible election impacts across policies, broad asset classes and sectors.
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images.content.wmpsmktg.com
The time to stress about the markets is never. We can help you navigate today’s changing markets to reach tomorrow’s goals.
YOUTUBE.COM
Maintaining Financial & Investment Confidence | Ameriprise Financial
Regularly rebalancing your long-term investments can help keep your risk tolerance and asset allocation aligned and keep you on track to your goals.
National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?
Learn more about economic, tax and stock themes leading up to the election and the potential implications for investors.
This week consider revisiting your existing estate plans. If you're not there yet, consider taking 30 minutes to reflect on the legacy you want to leave.
Goals📝 + Actions💪 = Achieving Your Dreams
Please join us for a pre-election market insights call TONIGHT with Ray Trosclair and Josh Feuerman from J.P. Morgan Asset Management where they will be discussing investment implications of the 2020 election. Feel free to forward to others who may be interested as well!
Event date: Tuesday, October 27, 2020
Event time: 6:00 P.M. CST
Dial in instructions: 1-612-351-0276 United States, Minneapolis (Toll)
Conference ID: 677 690 240#
We look forward to (virtually) seeing you there!
With respect, honor, and gratitude, thank you to all of our Veterans.
A vital part of financial management is being prepared for what happens to your assets when you’re gone.
Have you recently received a severance or early retirement package? A job transition can present many financial choices and options that may seem confusing or overwhelming. Trosclair Wealth Management can help you make the decisions that are right for your personal situation and help position you to meet your future career and retirement goals. Give us a call today, we are here to help!
No one can predict the best time to buy or sell your investments. But there are ways to add some protections from market losses. Let’s talk about adding more confidence to your retirement planning.
If you’re signing up for next year’s workplace benefits, now is the best time to develop a strategy for increasing your savings. Let's connect and discuss your options.
CNBC.COM
These are your 2021 401(k) and IRA contribution limits
Communication within families goes a long way helping prevent financial concerns. For your will or estate, sharing your plan – even at a high level – with your family can prevent future conflict.
CNBC.COM
What to tell your adult kids when planning your estate
Accumulating savings for retirement and distributing savings in retirement require different approaches to portfolio management. I can help you plan for both.
AMERIPRISEADVISORS.COM
4 key areas for planning a retirement income
It’s natural for short-term changes in the markets or the economy to make you question your long-term financial strategy. Let’s talk about ways to add confidence to
your retirement planning.
Don’t worry about tomorrow. Plan for it. Let’s connect and review your long-term goals to avoid short-term worry. Call us to set up an appointment for a complimentary consultation.
Does your portfolio align with your financial goals? Here’s what to look for in your employer’s savings plan.
AMERIPRISEADVISORS.COM
401k in-service withdrawals
We can help you use the time-tested strategies of portfolio diversification and asset allocation to help mitigate risk.
AMERIPRISEADVISORS.COM
Loss mitigation for your investment portfolio
What are the benefits of an IRA? It depends on where you are in your journey towards retirement. Let's connect and make sure you’re maximizing your retirement savings options.
AMERIPRISEADVISORS.COM
A smart strategy for retirement income and taxes
Trying to choose between two big home projects? Start on the one with the best return.
What questions do you have about Required Minimum Distributions (RMDs) in retirement? Let’s connect and make sure your distributions are on the right track
Happy Thanksgiving from all of us at Trosclair Wealth Management!
With just two months left in 2020, the IRS has released the new tax brackets for 2021. Adjusted for inflation, next year's tax rates will jump about 1%.
CNBC.COM
Here are the new income tax brackets for 2021
Annuities can be more useful than some investors realize. We are available to help consider how annuities could fit into your portfolio.
AMERIPRISEADVISORS.COM
5 annuity myths debunked
A tax-efficient strategy for retirement income may help your retirement savings last longer.
AMERIPRISEADVISORS.COM
Tax-smart retirement withdrawals in any market cycle
If you’ve changed jobs recently, we can help you decide how to manage retirement savings from your previous employer.
AMERIPRISEADVISORS.COM
Options for your retirement assets after a job change
If you’ve changed jobs recently, I can help you decide how to manage retirement savings from your previous employer.
AMERIPRISEADVISORS.COM
Options for your retirement assets after a job change
Running out of money in retirement is a scary prospect – but can be avoided. Here are a few things you can do to help your savings last as long as possible.
USATODAY.COM
More than 40% of Social Security beneficiaries worry they'll outlive their savings. How to avoid that fate
It’s not too late to save on your 2020 taxes. We can join a conversation with your tax professional to discuss strategies to help lower your tax bill.
AMERIPRISEADVISORS.COM
Year-end tax strategies that could save you money
Only four out of 10 adults have a long-term estate plan, primarily due to procrastination. Let’s talk about finally getting around to it.
Retirement planning is even more important during the last five years before you retire. If you’re approaching that five-year countdown, let’s talk.
AMERIPRISEADVISORS.COM
Strategic moves 5, 2 and 1 year from retirement
On Pearl Harbor Remembrance Day, we take a moment to think of the brave men and women we lost on this day 79 years ago.
Investors have been reminded of a few critical takeaways in 2020, including the value of diversification, the risk reduction value of bonds, and given enough time, stock prices tend to rise. What investment lessons did you learn this year? #AmeripriseResearch
Retirement planning is even more important during the last five years before you retire. If you’re approaching that five-year countdown, let’s talk.
AMERIPRISEADVISORS.COM
Strategic moves 5, 2 and 1 year from retirement
Merry Christmas from our family to yours!
Merry Christmas to all, and to all a good night!
2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.
Happy New Year! So long, 2020.
How will the latest stimulus package and pace of vaccine distribution impact the markets? Ameriprise Chief Market Strategist David Joy shares his insights.
NEWSROOM.AMERIPRISE.COM
2021 Economic Growth Depends on the Pace of Vaccine Distribution | Ameriprise Newsroom
What are your expectations for the markets in 2021?
AMERIPRISEADVISORS.COM
Capital markets outlook
A lot has happened in the past year. Let’s talk about any factors that may have affected your retirement plans, discuss updates and ensure sure you’re on track.
AMERIPRISEADVISORS.COM
Financial news and market insights - Trosclair Wealth Management | Ameriprise Financial
With the latest COVID-19 relief bill, Congress extended numerous tax breaks for individual taxpayers. We can consult with you and your tax professional to evaluate your situation.
CNBC.COM
The Covid relief bill will keep these tax breaks around even longer
Stocks have continued to climb since the November elections – but will it last? Ameriprise Chief Market Strategist David Joy explains.
NEWSROOM.AMERIPRISE.COM
What Could Knock This Rally Off Its Tracks? | Ameriprise Newsroom
Are you protecting yourself online? Learn three of the most common types of cybercrime, and how you can stay safe.
AMERIPRISEADVISORS.COM
Identity theft: What you need to know
In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life.
MARKETWATCH.COM
You should have a purpose in retirement, too
The new year can inspire a fresh look at your financial picture. Call or email to schedule time to talk.
AMERIPRISEADVISORS.COM
3 smart actions for the new year
Did you know that if investors missed the 10 best days in the past 20 years their S&P 500 returns would have been cut in half? Let’s connect to discuss investing over the long term.
A new president brings plans for additional stimulus and an increase in administered vaccines. Ameriprise Chief Market Strategist David Joy weighs in on investor response.
NEWSROOM.AMERIPRISE.COM
New President; Same Market | Ameriprise Newsroom
What’s the stock market outlook this year? Chief Market Strategist David Joy summarizes what to watch in equities, including corporate earnings potential, anticipated returns, regional weighting and global trade prospects.
Today we celebrate and honor the life and legacy of Dr. Martin Luther King Jr.
Stocks have continued to climb since the November elections – but will it last? Ameriprise Chief Market Strategist David Joy explains.
NEWSROOM.AMERIPRISE.COM
What Could Knock This Rally Off Its Tracks? | Ameriprise Newsroom
Are you protecting yourself online? Learn three of the most common types of cybercrime, and how you can stay safe.
AMERIPRISEADVISORS.COM
Identity theft: What you need to know
In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life.
MARKETWATCH.COM
You should have a purpose in retirement, too
We can help you envision a solid financial future – and build it.
Here’s a list of important tax deadlines for 2021. Bookmark this page now to reference this tax season.
AMERIPRISE.COM
Important upcoming retirement account and tax filing dates
Our job as a financial advisor is about more than money – it’s about helping people like you reach their goals.
A new president brings plans for additional stimulus and an increase in administered vaccines. Ameriprise Chief Market Strategist David Joy weighs in on investor response.
NEWSROOM.AMERIPRISE.COM
New President; Same Market | Ameriprise Newsroom
What’s the stock market outlook this year? Chief Market Strategist David Joy summarizes what to watch in equities, including corporate earnings potential, anticipated returns, regional weighting and global trade prospects.
Today we celebrate and honor the life and legacy of Dr. Martin Luther King Jr.
Considering a 401(k) to IRA rollover? Together, we can assess your options and determine the best plan of action for you and your goals.
CNBC.COM
Avoid these costly mistakes when rolling over a 401(k) to an IRA
Get the personalized advice you need to envision and build a confident financial future.
Required minimum distributions from retirement accounts were waived for 2020 but resume in 2021. Let’s connect on the best RMD strategy for your situation.
MONEY.USNEWS.COM
Start Planning for Your 2021 RMDs Now
We can help you envision a solid financial future – and build it.
Here’s a list of important tax deadlines for 2021. Bookmark this page now to reference this tax season.
AMERIPRISE.COM
Important upcoming retirement account and tax filing dates
Our job as a financial advisor is about more than money – it’s about helping people like you reach their goals.
Considering a 401(k) to IRA rollover? Together, we can assess your options and determine the best plan of action for you and your goals.
CNBC.COM
Avoid these costly mistakes when rolling over a 401(k) to an IRA
Get the personalized advice you need to envision and build a confident financial future.
Required minimum distributions from retirement accounts were waived for 2020 but resume in 2021. Let’s connect on the best RMD strategy for your situation.
MONEY.USNEWS.COM
Start Planning for Your 2021 RMDs Now
We can help you envision a solid financial future – and build it.
Here’s a list of important tax deadlines for 2021. Bookmark this page now to reference this tax season.
AMERIPRISE.COM
Important upcoming retirement account and tax filing dates
Our job as a financial advisor is about more than money – it’s about helping people like you reach their goals.
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
Friendly reminder that our office is closed this Monday and Tuesday for holidays. We will resume normal business hours on Wednesday beginning at 8:30 a.m.
If you need to place a trade or process a money movement transaction, please call our corporate office at 1-800-297-6663.
Please be safe everyone.
Wishing you a lovely Valentine’s Day!
This #blackhistorymonth, we remember 2021 as the 60th anniversary of the Freedom Riders, black and white activists who helped end segregation. Who inspires you?
Considering a 401(k) to IRA rollover? Together, we can assess your options and determine the best plan of action for you and your goals.
CNBC.COM
Avoid these costly mistakes when rolling over a 401(k) to an IRA
Get the personalized advice you need to envision and build a confident financial future.
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
Avoid these common Social Security mistakes that could shrink your benefits.
FORBES.COM
7 Common And Costly Social Security Mistakes
Friendly reminder that our office is closed this Monday and Tuesday for holidays. We will resume normal business hours on Wednesday beginning at 8:30 a.m.
If you need to place a trade or process a money movement transaction, please call our corporate office at 1-800-297-6663.
Please be safe everyone.
Wishing you a lovely Valentine’s Day!
This #blackhistorymonth, we remember 2021 as the 60th anniversary of the Freedom Riders, black and white activists who helped end segregation. Who inspires you?
Considering a 401(k) to IRA rollover? Together, we can assess your options and determine the best plan of action for you and your goals.
CNBC.COM
Avoid these costly mistakes when rolling over a 401(k) to an IRA
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
Avoid these common Social Security mistakes that could shrink your benefits.
FORBES.COM
7 Common And Costly Social Security Mistakes
Friendly reminder that our office is closed this Monday and Tuesday for holidays. We will resume normal business hours on Wednesday beginning at 8:30 a.m.
If you need to place a trade or process a money movement transaction, please call our corporate office at 1-800-297-6663.
Please be safe everyone.
Wishing you a lovely Valentine’s Day!
This #blackhistorymonth, we remember 2021 as the 60th anniversary of the Freedom Riders, black and white activists who helped end segregation. Who inspires you?
Considering a 401(k) to IRA rollover? Together, we can assess your options and determine the best plan of action for you and your goals.
CNBC.COM
Avoid these costly mistakes when rolling over a 401(k) to an IRA
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
Market movements from deep lows to record highs the past year re-affirm the importance of maintaining a balanced portfolio.
AMERIPRISEADVISORS.COM
Preparing your investment portfolio for the unexpected
Avoid these common Social Security mistakes that could shrink your benefits.
FORBES.COM
7 Common And Costly Social Security Mistakes
Friendly reminder that our office is closed this Monday and Tuesday for holidays. We will resume normal business hours on Wednesday beginning at 8:30 a.m.
If you need to place a trade or process a money movement transaction, please call our corporate office at 1-800-297-6663.
Please be safe everyone.
Wishing you a lovely Valentine’s Day!
This #blackhistorymonth, we remember 2021 as the 60th anniversary of the Freedom Riders, black and white activists who helped end segregation. Who inspires you?
In honor of International Women's Day, we want to celebrate the two incredibly strong and hard working women in our office. We wouldn't be the team we are today without the dedication the both of you put into your craft!
Want to see a more complete financial picture? Quickly and easily add all your accounts to Total View. Log in to your ameripise.com account to begin.
AMERIPRISE.COM
Online Financial Tracker & Tools
Don’t let taxes diminish retirement savings more than necessary. There are benefits to diversifying tax treatments now, across accounts.
AMERIPRISEADVISORS.COM
A tax strategy to help your assets last longer
Market movements from deep lows to record highs the past year re-affirm the importance of maintaining a balanced portfolio.
AMERIPRISEADVISORS.COM
Preparing your investment portfolio for the unexpected
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
From health care to hobbies, spending habits can change in retirement. Together, we can review your portfolio and determine how much you need to save for a fulfilling retirement.
KIPLINGER.COM
10 Things You'll Spend More on in Retirement | Kiplinger
Paying for college often involves a combination of savings, financial aid and loans. We can help you plan based on what’s right for your family’s goals and needs.
AMERIPRISE.COM
College savings plan and education savings plan
Financial advice is not one-size-fits-all – especially across different ages and stages of life. In this article, Marcy Keckler, Ameriprise Vice President of Financial Advice Strategy, and other experts share recommendations for each generation.
GOBANKINGRATES.COM
The Top Money Moves To Make for Each Generation
Because of the complex rules associated with the Social Security program, many retirees don’t realize they’re entitled to receive some benefits. We can help ensure you’re taking full advantage of the benefits you’ve earned.
AMERIPRISE.COM
3 tips to help you maximize your Social Security benefit amount
From Roth conversions to cashing in older savings bonds, here are five tax-saving strategies to consider before you turn 72.
AMERIPRISEADVISORS.COM
Early retirement tax strategies
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
From health care to hobbies, spending habits can change in retirement. Together, we can review your portfolio and determine how much you need to save for a fulfilling retirement.
KIPLINGER.COM
10 Things You'll Spend More on in Retirement | Kiplinger
Paying for college often involves a combination of savings, financial aid and loans. We can help you plan based on what’s right for your family’s goals and needs.
AMERIPRISE.COM
College savings plan and education savings plan
Financial advice is not one-size-fits-all – especially across different ages and stages of life. In this article, Marcy Keckler, Ameriprise Vice President of Financial Advice Strategy, and other experts share recommendations for each generation.
GOBANKINGRATES.COM
The Top Money Moves To Make for Each Generation
Because of the complex rules associated with the Social Security program, many retirees don’t realize they’re entitled to receive some benefits. We can help ensure you’re taking full advantage of the benefits you’ve earned.
AMERIPRISE.COM
3 tips to help you maximize your Social Security benefit amount
From Roth conversions to cashing in older savings bonds, here are five tax-saving strategies to consider before you turn 72.
AMERIPRISEADVISORS.COM
Early retirement tax strategies
The Trosclair Wealth Management team is proud to share that Ray Trosclair has been included on the 2021 Forbes Best-in-State Wealth Advisors list. Congratulations, Ray! We admire your commitment to building genuine relationships with our clients and to helping them achieve their goals.
https://www.ameripriseadvisors.com/ray.a.trosclair
From health care to hobbies, spending habits can change in retirement. Together, we can review your portfolio and determine how much you need to save for a fulfilling retirement.
KIPLINGER.COM
10 Things You'll Spend More on in Retirement | Kiplinger
Paying for college often involves a combination of savings, financial aid and loans. We can help you plan based on what’s right for your family’s goals and needs.
AMERIPRISE.COM
College savings plan and education savings plan
Financial advice is not one-size-fits-all – especially across different ages and stages of life. In this article, Marcy Keckler, Ameriprise Vice President of Financial Advice Strategy, and other experts share recommendations for each generation.
GOBANKINGRATES.COM
The Top Money Moves To Make for Each Generation
Because of the complex rules associated with the Social Security program, many retirees don’t realize they’re entitled to receive some benefits. We can help ensure you’re taking full advantage of the benefits you’ve earned.
AMERIPRISE.COM
3 tips to help you maximize your Social Security benefit amount
From Roth conversions to cashing in older savings bonds, here are five tax-saving strategies to consider before you turn 72.
AMERIPRISEADVISORS.COM
Early retirement tax strategies
