Since 1984, Tutwiler & Associates Public Adjusters has helped thousands of property owners with their insurance claims. Here is a video of some of the recent claims we have handled...
Hurricane Sally Condominium Associations and Owners Face Insurance Claim Challenges
While we are assisting Condominium Associations and working with property managers trying to manage their Hurricane Sally insurance claim, this is about the time in the insurance claims settlement cycle that we start getting calls from property owners living in condos, who are looking for help following property damage to their building that impacted their unit.
https://www.publicadjuster.com/resources/blog/post/4590/hurricane-sally-condominium-associations-and-owners-face-insurance-claim-challenges
#hurricanesally #condominiumclaims #condominiumassociation #insurancesettlement #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #condopropertydamage
PUBLICADJUSTER.COM
Hurricane Sally Condominium Associations and Owners Face Insurance Claim Challenges
Hurricane Sally Insurance Claims - Make Sure They Get on the Roof
Due to the widespread and extensive wind damage caused by Hurricane Sally, we are seeing that in their rush to get damages assessed, both insurance company adjusters and many inexperienced contractors are eyeballing roof damage and recommending partial repairs based on simple visual inspection. We are also seeing more insurers trying to inspect roofs with drones!
https://www.publicadjuster.com/resources/blog/post/4589/hurricane-sally-insurance-claims-make-sure-they-get-on-the-roof
#hurricanesally #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #roofclaim #propertydamage #claimadjuster #propertyclaim #propertydamageadjuster
PUBLICADJUSTER.COM
Tutwiler & Associates Public Adjusters - Tampa, Florida Insurance Claims
Hurricane Sally Insurance Claims - Make Sure They Get on the Roof
Due to the widespread and extensive wind damage caused by Hurricane Sally, we are seeing that in their rush to get damages assessed, both insurance company adjusters and many inexperienced contractors are eyeballing roof damage and recommending partial repairs based on simple visual inspection. We are also seeing more insurers trying to inspect roofs with drones!
https://www.publicadjuster.com/resources/blog/post/4589/hurricane-sally-insurance-claims-make-sure-they-get-on-the-roof
#hurricanesally #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #roofclaim #propertydamage #claimadjuster #propertyclaim #propertydamageadjuster
What happens to your Hurricane Sally insurance claim once the adjuster leaves
Many people might be surprised that having an adjuster look at your claim is only the beginning of the insurance claim process. Remember, the field adjuster that inspected your property may not be an employee of the insurance company. They are typically independent adjusters on contract and typically are paid a set fee or percentage for each claim they handle. This is especially true during disaster situations Like Hurricane Sally when there are so many claims to adjust. Typically, there is a shortage of qualified adjusters and they are hard pressed to get to as many claims as possible.
https://www.publicadjuster.com/resources/blog/post/4588/what-happens-to-your-hurricane-sally-insurance-claim-once-the-adjuster-leaves
#hurricanesally #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #floodclaim #propertydamage #waterdamage #claimadjuster #propertyclaim #flood #floodinsurance #hurricane #propertydamageadjuster
PUBLICADJUSTER.COM
What happens to your Hurricane Sally insurance claim once the adjuster leaves
How Policyholders Can Benefit from Hiring a Public Adjuster for Their Hurricane Sally Property Insurance Claim
Based on the volume of phone calls coming into our offices from Pensacola and surrounding counties, Florida Panhandle business and homeowners are quickly turning their attention to recovering from Hurricane Sally. With the one two punch of widespread flooding and property damage from CAT 2 winds, property owners unfamiliar with the process will be filing an insurance claim for the first time and possibly seeking assistance and advice for their property insurance damage claim. One of the most common questions we receive when calls come into our offices revolves around the benefits of hiring a Public Insurance Adjuster. It still amazes us that so many policyholders have not heard of our profession or understand what Public Adjusters do. So, in an attempt to educate and not blow our own horn, I’ll try to answer that question in hopes of giving readers a basic understanding of what Public Adjusters do and the critical role they can play in the insurance claims process.
https://www.publicadjuster.com/resources/blog/post/4587/how-policyholders-can-benefit-from-hiring-a-public-adjuster-for-their-hurricane-sally-property-insurance-claim
#hurricanesally #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #floodclaim #propertydamage #waterdamage #claimadjuster #propertyclaim #flood #floodinsurance #hurricane #propertydamageadjuster
PUBLICADJUSTER.COM
How Policyholders Can Benefit from Hiring a Public Adjuster for Their Hurricane Sally Property Insurance Claim
How to Deal with Hurricane Sally Low-Ball Insurance Claim Settlement Offers
If the feedback we are getting on the ground in the Pensacola area and the inquiries coming into our offices are any guide, policyholders are none too happy with the settlement offers they are receiving for their Hurricane Sally property damage claims. Most often we are told the offer does not remotely cover the cost of repairs based on estimates local contractors are providing.
https://www.publicadjuster.com/resources/blog/post/4598/how-to-deal-with-hurricane-sally-low-ball-insurance-claim-settlement-offers
#insurancesettlement #hurricanesally #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #claimadjuster #propertydamageadjuster #lossadjuster
PUBLICADJUSTER.COM
How to Deal with Hurricane Sally Low-Ball Insurance Claim Settlement Offers
More Surprises in Your Insurance Policy
Hurricane Sally has exposed what I consider some very questionable underwriting tactics that recently have been written into some property insurance policies. A few examples are, limiting emergency service to a fixed cost or not to exceed a set amount which exposes the policyholder to higher out of pocket expenses. As an example, emergency services for mitigation efforts were not limited in Coverage A (your building limit of liability) in prior policy periods. Now we are seeing examples where only a small percent of Coverage A is being made available for emergency services.
https://www.publicadjuster.com/resources/blog/post/4597/more-surprises-in-your-insurance-policy-for-your-hurricane-sally-claim
#hurricanesally #publicadjuster #insuranceadjuster #floridaadjuster #lossadjuster #claimadjuster #propertydamageadjuster #claimestimates #ALE
PUBLICADJUSTER.COM
More Surprises in Your Insurance Policy for your Hurricane Sally Claim
Have you received your Hurricane Sally LOWBALL claim settlement offer yet?
If not, get prepared for the inevitable. We are hearing from commercial and residential property owners daily about their Hurricane Sally claims and their biggest complaint is, “Why is my settlement so small”?
https://www.publicadjuster.com/resources/blog/post/4596/have-you-received-your-hurricane-sally-lowball-claim-settlement-offer-yet
#hurricanesally #publicadjuster #insuranceadjuster #floridaadjuster #lossadjuster #claimadjuster #propertydamageadjuster #claimestimates #claimsettlement
PUBLICADJUSTER.COM
Have you received your Hurricane Sally LOWBALL claim settlement offer yet?
The Art & Science of Hurricane Sally Repair Estimates
Most homeowners and business people do not understand the complexities of estimating repair costs. Even with a policy in-hand, there is much to be interpreted and many unique factors that can impact each claim. As the recovery process for Hurricane Sally continues, we’ve received anecdotal evidence from independent adjusters who are telling us they are submitting their estimates and reports only to have the carriers send them back or make in-house changes without their knowledge. Basically, they find out the estimate they wrote was chopped up to save the carrier money.
https://www.publicadjuster.com/resources/blog/post/4594/the-art-science-of-hurricane-sally-repair-estimates
#hurricanesally #publicadjuster #insuranceadjuster #floridaadjuster #lossadjuster #claimadjuster #propertydamageadjuster #claimestimates
PUBLICADJUSTER.COM
The Art and Science of Hurricane Sally Repair Estimates
Eta Flood Claims - Get the settlement you deserve. - 813-287-8090
Free Property Claim Review
Eta Insurance Claims – A Public Adjuster Shares Some Commonsense Advice
Tropical Storm Eta has left thousands of residential and commercial property owners with water, flood and wind insurance claims – a process they’ve never had to deal with before. Insurance claim disputes are bound to occur. To deal with these perils it behooves property owners to keep their eye on the ball or in this case the money. High percentage hurricane deductibles are being applied and many folks may be surprised that despite their wind or hurricane coverage, they may be out of pocket for mitigation and replacement costs.
https://www.publicadjuster.com/resources/blog/post/4625/eta-insurance-claims-a-public-adjuster-shares-some-commonsense-advice
#hurricaneeta #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #floodclaim #propertydamage #waterdamage #claimadjuster #propertyclaim #flood #floodinsurance #propertydamageadjuster
Eta Insurance Claims – A Public Adjuster Shares Some Commonsense Advice
Dealing with Flood Insurance Claims After Eta
As flooding from Tropical Storm Eta unfolds, thousands of businesses and homeowners who never considered the possibility, will be dealing with water and flood damage. Our Tampa headquarters office phones are already buzzing. In order to offer assistance to our readers, I asked my talented staff of public adjusters to share some of the best tips they could think of for handling a flood claim. The following are some claim tips that hopefully will help folks should they have flood coverage or windstorm damage.
https://www.publicadjuster.com/resources/blog/post/4624/dealing-with-flood-insurance-claims-after-eta
#hurricaneeta #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #floodclaim #propertydamage #waterdamage #claimadjuster #propertyclaim #flood #floodinsurance #propertydamageadjuster
PUBLICADJUSTER.COM
Dealing with Flood Insurance Claims After Eta
Insurance Claim Tips as Hurricane Eta Approaches Tampa Bay
There is no escaping the property damage that Hurricane Eta will cause to the Tampa Bay region. This type of storm can throw off tornadic activity and pockets of heavy wind gusts. As a result, thousands of homeowners may be contacting their insurance company to file an insurance claim. Resources are likely to be stretched and frustration with claims will grow as our public insurance adjusters have seen with past storms. We want everyone to stay safe and also be in a condition to recover as best they can. If you experience property damage from Hurricane Eta, here are a few claim tips for filing your insurance claim that will make the process easier and possibly protect your claim from denial or other problems, especially if you have to evacuate.
https://www.publicadjuster.com/resources/blog/post/4623/insurance-claim-tips-as-hurricane-eta-approaches-tampa-bay
#hurricaneeta #publicadjuster #insuranceadjuster #floridaadjuster #lossadjuster #claimadjuster #propertydamageadjuster #claimestimates #tampaadjuster
PUBLICADJUSTER.COM
Insurance Claim Tips as Hurricane Eta Approaches Tampa Bay
Electrical fires in the aftermath of Hurricane Sally are still a threat
The effects of Hurricane Sally wind and rain damage are still readily apparent in the Pensacola area. Roofing crews and blue tarps are still visible wherever you travel and many out of state owners have yet to visit their damaged property or await adjuster claims analysis. What may not be so obvious, are storm related damages impacting electrical and mechanical systems in your home or business. From my perspective, too many policyholders blindly follow a contractor or even their insurance company’s desire to “fix up” the damage and move on to the next claim, putting themselves and their property in danger.
https://www.publicadjuster.com/resources/blog/post/4622/electrical-fires-in-the-aftermath-of-hurricane-sally-are-still-a-threat
#hurricanesally #publicadjuster #insuranceadjuster #lossadjuster #claimadjuster #insuranceclaim #claimsettlement #settlementcheck #propertydamageadjuster #electricalfire #propertydamage #claimsettlement
PUBLICADJUSTER.COM
Electrical fires in the aftermath of Hurricane Sally are still a threat
Policyholder Question – Something is very stinky with this adjuster’s position on sewer back-up insurance claim
The question asked: Is this adjuster acting in good faith with the position being taken with this policyholder? The insured advised that "a sewer backed up through the shower drain and leaked out of the shower area all over the downstairs with a Category 3 water leak. This is likely BLACK WATER which requires very specific clean up methods due to health and safety hazards.
https://www.publicadjuster.com/resources/blog/post/4629/policyholder-question-something-is-very-stinky-with-this-adjuster-s-position-on-sewer-back-up-insurance-claim
#Sewerbackup #BlackWater #insuranceclaim #publicadjuster #insuranceadjuster
A Tradition of Giving
So proud of our very own Florida Public Adjuster, Michael Platts who took time out of his busy holiday schedule to play Santa and deliver his yearly childrens' gifts to Metropolitan Ministries in Tampa. It's been a busy storm season for all of us this past year. We want everyone of our readers to have a safe and healthy holiday and look forward with hope to the new year.
https://www.publicadjuster.com/resources/blog/post/4628/a-tradition-of-giving
#floridapublicadjuster #tampaadjuster #insuranceadjuster #lossadjuster #claimadjuster #propertydamageadjuster #insuranceclaim
PUBLICADJUSTER.COM
A Tradition of Giving
Practical Advice from a Public Adjuster to Avoid Tampa Bay Tornado Insurance Claim Mistakes
The EF2 tornado that started in Pinellas Park and touched down several times all the way through Polk County will have many filing property insurance claims. The industrial claim damage will be especially complicated given property damage, business interruption and inventory loss issues that will arise. As a local Tampa Bay public adjusting firm serving the area since 1984 we are ready to assist policyholders with their claims. Here are some tips and common mistakes to avoid while preparing yourself for the insurance claim process.
https://www.publicadjuster.com/resources/blog/post/4627/practical-advice-from-a-public-adjuster-to-avoid-tampa-bay-tornado-insurance-claim-mistakes
#TampaAdjuster #PinellasAdjuster #PublicAdjuster #TornadoClaims #TornadoDamage #TornadoHelp
#InsuranceAdjuster
PUBLIC ADJUSTER - TUTWILER & ASSOCIATES
For immediate client needs, please call: 813-287-8090 or 727-599-4224 or visit PublicAdjuster.com
Be safe and stay away from power-lines!
#tornado #pinellascounty #pinellaspark #warehouse #tampa #publicadjusters #ef2
FOX13NEWS.COM
Storms leave trail of damage through Pinellas Park
How the insurance appraisal process might play a role in your Hurricane Sally claims settlement
We’ve seen anecdotal evidence that some insurance companies as well as adjusters are already talking to policyholders about invoking the Appraisal Clause in their insurance policy. While appraisal can play an important role in the insurance claim settlement process, it is not for everyone and policyholders need to understand both the costs and limitations. Here is a Q&A I did for the media to help policyholders better understand property damage Appraisal.
https://www.publicadjuster.com/resources/blog/post/4626/how-the-insurance-appraisal-process-might-play-a-role-in-your-hurricane-sally-claims-settlement
#insuranceappraisal #propertyinsuranceappraisal #hurricanesally #publicadjuster #insuranceadjuster #propertydamageappraisal #insurancedispute #lossadjuster #claimadjuster #propertydamageadjuster #claimsettlement
PUBLICADJUSTER.COM
How the insurance appraisal process might play a role in your Hurricane Sally claims settlement
