Did you know that comprehensive auto coverage addresses damage that didn’t occur in a collision? This will cover such damage as might occur from fire, theft, or flood. It will also cover damaged windshields.
It has been repeatedly demonstrated that wearing a helmet while riding a motorcycle prevents head injuries. Yet only half of motorcycle riders wear one.
Car insurance is legally mandated in every single state. Unfortunately, there are still many drivers who don't carry insurance and might not be able to pay if they hit you. Uninsured motorist coverage can help take care of damages they might cause.
Running a business means keeping a lot of balls in the air, and you don’t need more to take up your time. Working with a commercial insurance expert makes it easy and quick to get the coverage you need, so you can concentrate on running your business.
It's a good idea to talk to us before you purchase your new vehicle. There are some types of vehicles that are more expensive to insure than others because their of accident rates and higher repair costs.
Comprehensive coverage doesn’t mean complete coverage. We know, it’s a bit misleading. Comprehensive refers to the repair or replacement of a vehicle that's damaged from something other than a car accident (tornado, tree damage, vandalism, theft, animals, etc.).
Did you know different occupations can receive better insurance rates based on their statistical perception as drivers? Ask your agent if you or other drivers on your policy qualify for a lower premium.
We offer several options to our automobile insurance that will make life easier should you have an accident. You can choose coverage that pays for additional medical expenses, a rental car while your car is being repaired, or for towing and emergency roadside service.
While car insurance won't prevent accidents, it does protect you from financial ruin due to property damage, medical bills, lost income, and legal fees. Do you have the protection you need?
There's nothing as bad as hearing the crunch of your car against another car and realizing you're not insured. While it's too late to do anything but pony up in this instance, you should at least learn your lesson and not go anywhere again without insuring your vehicle first.
Seeking ways to save on your annual insurance costs? Talk to us about bundling your auto, home, business, rental and recreational vehicle coverage, which will sometimes reduce your overall insurance expenses by a notable amount.
If your car is being financed, you're probably going to have to get comprehensive insurance for the vehicle. This is a requirement of most lending institutions as it protects what is essentially, their property.
Defensive driving can offer you a discount on your insurance. These classes are available even if you haven’t had a ticket or minor accident before.
We recognize that car insurance is one of those things that most people like to believe they’ll never really need. Unfortunately, the likelihood that you’ll be involved in an accident with an uninsured motorist is always a threat.
What is mechanical breakdown insurance? This is a type of additional insurance which can be added to existing automobile insurance policies, and it provides a wider type of coverage for damage repairs that are not covered by traditional policies.
If you happen to drive, did you know that you need to have substantial insurance coverage? In most states, a driver needs to have an insurance policy that covers: bodily injury, personal injury and damage to property.
While the first recorded automobile accident in the U.S. occurred in 1891 (the lone victim was a tree), the first auto insurance policy was not issued until 1898.
Are new cars more attractive to thieves? Turns out this is not true. Most of the cars that get stolen were made in the late 1990s until 2000s partly because older cars are more likely to not have anti-theft devices.
The first reported automobile accident occurred in 1891. The only injury was to a tree. However, insurance policies didn’t appear until 1897. But on an odder note, stop signs and traffic laws don’t appear until the 20th century.
When your business owns a fleet of vehicles that employees have access to, you may find that there’s more concern about damage to them. Buying a commercial auto insurance policy for these vehicles can provide higher personal liability limits than a regular policy would provide.
While raising the deductible is one way to lower your car, RV or motorcycle insurance premiums, don’t raise it so high you won’t be able to pay the out-of-pocket expense. Choose a balance between monthly payments and what you can afford to pay on your own.
Why is extra insurance coverage on top of liability insurance coverage a good idea? Because liability insurance has limits on what may be covered if you are held responsible for an accident – costs for car repairs, and extra medical costs may not be covered.
The safer your car is, the lower the premiums will most likely be. When buying a new or used car, check the number of airbags it has as well as its safety rating.
What insurance coverage can be included in the premium? These can be: coverage for property (damage to your car or its theft), liability (legal responsibility to property and bodily injuries in cases of accidents), and medical expenses (cost of treatment and rehabilitation in cases of accidents).
