Mondays are for fresh starts and new beginnings.
The sooner you pay down debt, the easier it is. Check out this Forbes article on how to manage debt before it becomes an issue. https://bit.ly/3jNwaw5
FORBES.COM
How To Wipe Out Credit Card Debt Before It Gets Out Of Control
Student loan debt can be hard to face on your own. At United Settlement, we work with you to answer your questions, discuss your options, and to get you on track for a debt free life.
Did you know that just over half of the debt that appears on consumer credit reports nationally can be attributed to medical debt? Medical bills can be troubling to deal with since most illnesses and accidents happen unexpectedly. To learn more about managing medical debt and how United Settlement can help: https://bit.ly/2DrXa4L
Accumulating unwanted debt can be like a silent killer, a disease that hides without any real symptoms but eventually surfaces as a serious financial illness. Our debt relief resource guide can give you the confidence you need to overcome debt. To learn more: https://bit.ly/3hV3UXS
Credit Counseling is here to help you get back on track financially. United Settlement will conduct a phone interview related to your income, expenses and debt levels, before making a determination as to what may be the best solution to help you get back on track.
We all want to experience that feeling! What does debt free feel like to you? π§
What's the main different between consumer loans and consumer lines of credit? π§ #Interest!
Borrowing money is serious business and learning the landscape about your options is crucial to responsible money habits.
To learn more: https://bit.ly/3ksYLa6
Our business debt calculator is an easy-to-use, no obligation tool that can help you better understand your business loans and payments.
Try it today: https://bit.ly/2FRoR7F
The first step to getting your debt under control is to have a clear picture of where your finances stand. Check out this Forbes article on ways to manage your debt and take control of your life.
https://bit.ly/3hF404Z
FORBES.COM
Council Post: Four Systematic Ways To Manage Your Debt
At United Settlement, we are here to work through your business debt and educate our clients on budgets, payments and staying debt free.
Make a plan, change your behavior, and get started on your path towards a debt free life today.
2020 has been a year like none other in our lifetimes, as the COVID-19 pandemic has impacted day-to-day life for virtually everyone around the world. Young, old, male, female, sick, healthy, rich, or poor β weβve all been affected.
To learn more about loan and payment relief options during COVID-19. https://bit.ly/3jxvGti
The only thing standing in the way of your success is YOU! #WednesdayWisdom
The short answer is... sometimes! In a typical debt consolidation loan, the borrower obtains funds that can be immediately deployed to pay off a variety of pre-existing unsecured debt balances.
It is crucial for the borrower to adjust spending behavior away from the bad habits that led to accumulating debt in the first place β otherwise, the DCL will not work. Instead, the debt pile actually grows larger, while the responsibility of making timely repayments on the debt remains.
Any late payments, delinquencies, and defaults that result from an ever-growing pile of debt will unquestionably damage a credit score.
If you donβt know where to begin, the 50/30/20 budget can get you moving in the right direction. Under this budget, 50% of your after-tax disposable income gets allocated toward necessary expenses (housing, food, transportation, utilities etc.), 30% goes to βwantsβ (restaurant meals, vacations, experiences) and most importantly, 20% gets allocated toward debt repayment and savings. #MoneyMonday
Nope! When you order your own #creditreport or check your #FICO score online through a credit card company that provides this benefit, there will be no adverse impact on your credit score.
However, there can be a mild negative impact to your score if you apply for more than one line of credit within a short period of time.
Our hands-on resources will you give you the confidence you need to tackle any debt that's in your way. Contact us today to get started.
We treat our client's problems like our own and pride ourselves on our exceptional customer care.
Contact us today to get started. https://bit.ly/32FjIsp
Are you struggling to get out of debt? πΈ Try these 7 tips and contact us today! π #DebtFree
Some #WednesdayWisdom to get you on the right track for the year. πͺ
Auto loan refinancing involves replacing a current auto loan with a new auto loan from a different lender, usually at a lower interest rate and/or with more favorable terms, such as a lower monthly payment or change in duration.
In fact, some of the best auto loan refinancing opportunities emerge within two years of an individual making consistent monthly payments on an original auto loan, during which time a credit score often improves.
To learn more: https://bit.ly/37XOrn5
It's a new year! πΈ π
This year is a new opportunity to create financial goals, new budgets, and make a plan for your money!
What plans do you have for 2021? π§
What is Debt Settlement? π²
Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt.
To learn how United Settlement can help: https://bit.ly/3eW4bJc
Unfortunately, the COVID-19 pandemic has forced many people into this exact predicament β with lost jobs and layoffs impacting those burdened by medical debt. Managing medical debt can be difficult, especially while unemployed.
Visit us online to check out our tips for managing medical debt during trying times: https://bit.ly/3qJjyts
UNITEDSETTLEMENT.COM
Medical Debt Management Tips for the Unemployed | United Settlement
Remember: If you can't manage $1,000 you won't be able to manage $10,000. Develop better habits and make sure your money is in good hands. #WednesdayWisdom
Tackling Debt with United π³ πΈ
It's time to stop using your credit cards! Writing down the specifics of your debt and debt payments can help you better understand the debt you're in and how to get it under control.
Home equity loans and lines of credit can be utilized to pay off high-interest rate unsecured credit card debt, with the underlying property utilized as collateral to secure the loan.
Such a loan will often result in lower interest rates and lower monthly payments that are spread out over a longer period of time β often as long as 15-30 years.
What kind of debts CANNOT be included in a Debt Management Plan? π€
-Mortgages
-Federal student loans
-Home equity lines of credit
-Auto loans
All other unsecured debts are eligible for consolidation in a DMP!
To learn more: https://bit.ly/37VHraj
Should you consolidate credit card debt consolidation? What is the best way to consolidate credit card debt? Consolidating your credit card debt can make the debt settlement process a lot easier to manage.
Check out our tips for consolidating your credit card debt. https://bit.ly/393OC0M
UNITEDSETTLEMENT.COM
5 Ways to Consolidate Credit Card Debt | United Settlement