So how exactly does employer sponsored group health insurance work? In most cases, employers cover at least 50 percent of each employee’s monthly premium (and sometimes that of the dependents as well). The remainder is paid for by the employee.
The twice-monthly newsletter covers helpful topics for you and your family.
JOSHMURTHA.MYHOMEHQ.BIZ
Life and Health Tips
Sometimes it can be tough dealing with a health ailment! See this report on how to deal with health care after cancer is detected! http://bit.ly/34830zS
Which health appointments have you skipped during the pandemic? Here's how to put things into perspective and decide which to schedule sooner rather than later.
LIVESTRONG.COM
7 Medical Appointments You Shouldn't Skip Right Now | Livestrong.com
Having health insurance is beneficial for a variety of reasons, but there are different options to meet each family or individuals needs. https://bit.ly/2G8p2bB
Many health care plans have programs for patients with ongoing conditions such as asthma or allergies, including discounts on preventive care, helpful newsletters, and more. One way to possibly save on health care costs is by looking for special services such as these.
When it comes to the bottles in your medicine cabinet, how important is the expiration date? Find out when and if you need to replace old meds.
LIVESTRONG.COM
How Bad Is It Really to Take Expired Over-the-Counter Medicine? | Livestrong.com
Annually, World Mental Health Day on October 10th raises awareness and mobilizes efforts to support mental health.
Mental health is a hot topic. This is good news. It means the stigma for mental health issues is slowly going away. Mental health issues are finally getting the attention they deserve. Healthcare workers and individuals feel they can discuss mental health more openly. However, that doesn’t mean there isn’t still work to do, however.
As a whole, we often misunderstand mental health because it is hard to define. Additionally, mental health includes several areas. These areas involve one’s social, emotional, and psychological well-being. Mental health affects thoughts, feelings, and actions. When one has positive mental health, they are better equipped to handle stress, be more productive, and realize their full potential.
#ushajosh #mentalhealthday
Josh Murtha is dedicated to keeping our clients happy and healthy, providing high-quality and affordable insurance coverage in over 30 states. Call us today at (404) 919-0864.
Are you prepared for cold and flu season? Here's a useful checklist of medicine, supplies and more.
JOSHMURTHA.MYHOMEHQ.BIZ
Wellness Essentials to Stock Up on Today
Interesting fact: The very first insurance contract ever signed was done so in Genoa, Italy in 1347.
When selecting and implementing a group health insurance plan, you will be presented with the option of offering it only to your employees, or making it available to their families as well.
National American Beer Day raises a glass to the rich American beermaking history and those who savor the continued traditions. Pour your favorite pint with millions who enjoy the storied brews across the nation.
What's your favorite American brewed beverage?
#americanbeerday #ushajosh
Did you know that the administrative costs for Medicare are significantly lower than private insurers? Experts say Medicare spends 2 percent to 3 percent on administration, while private insurers average 17 percent or more.
As Americans lost their jobs during the pandemic closures, many also lost their health insurance coverage. It's important to remember that you have options--that we can help you with--but it's best to act quickly. https://bit.ly/3acUBxT
Many Americans avoid seeking medical care due to cost fears, which can lead to even more problems. As open enrollment approaches, reach out to find the right plan.
CONSUMERREPORTS.ORG
Could Your Medical Bills Make You Sick?
At Josh Murtha, we strive to provide the quality insurance that our clients deserve, specializing in medical, dental, vision, and more. Visit our site today. https://bit.ly/3c0UFDo
Have you ever received a bill that seemed incorrect or way too high? Find out what your options are.
JOSHMURTHA.MYHOMEHQ.BIZ
Tips for Managing Medical Bills
Need Help During Open Enrollment? Let Me Help! It doesn't have to be hard. (404) 919-0864, send me a message or book a free consultation at www.joshmurtha.com
How much do you know about the way that health insurance works? Take this quiz to test out your IQ! http://bit.ly/34pO1Su
Take some time to be sure you're making the right choices when selecting your benefits.
CNBC.COM
Open enrollment is underway — here are 5 tips for maximizing your benefits during a public health crisis
Josh Murtha takes the time to explain the different health insurance options to find the best fit. Call to get a quote today! https://joshmurtha.com/
Many group plans include copays, or copayments, as an option for visits to doctors, labs, care centers, hospitals, or for prescription drugs. Copays are negotiated with network providers, where the insurance company covers a certain amount of a visit, and the insured person pays the copay amount.
Want to make the right choices for yourself and your family? Get the facts here.
JOSHMURTHA.MYHOMEHQ.BIZ
4 Things to Know About Life Insurance
How long have you been seeing your doctor? A few months? A few years?
Financial experts say unexpected medical costs are the biggest reason to build up an emergency fund. If you have an individual insurance policy with an out-of-pocket maximum of $7,500, you should try to have at least that much money in an emergency fund.
Some visits can't be done virtually, but with the right preparation you can make your upcoming in-office appointment as safe and smooth as possible.
THEPAPERGOWN.ZOCDOC.COM
How to Be a Patient During a Pandemic - Explainers
Josh Murtha is dedicated to keeping our clients happy and healthy, providing high-quality and affordable insurance coverage in over 30 states. Call us today at (404) 919-0864.
You may think that Social Security will cover you in the event of a serious disability, but disability benefits don't kick in until the sixth month after you've been disabled, and only if you are expected to be disabled for at least 12 more months.
What does the year hold when it comes to exercise, food and health trends?
JOSHMURTHA.MYHOMEHQ.BIZ
5 Big Health Trends for 2021
