The Victor Bals Team was started by Victor Bals, Senior Loan officer 9 years ago. Since then we have proven to create a productive and proactive approach to our clients financial objectives. With the Victor Bals Team working for your best interest you can count on that it's not if you can buy a home but it's when!
Our team will do the homework upfront to eliminate obstacles, delivering a smooth and timely transaction, exceeding your expectations and gaining your trust and respect as your lender.
Our Team will provide:
Detailed credit analysis, loan options, and purchase offer strategies
Detailed closing costs, payment, and cash to close estimates on each property
Detailed loan scenarios minimizing or eliminating PMI (Mortgage Insurance)
Detailed purchase offer structuring, minimizing cash to close to utilize post closing for moving expenses, improvements to the home and cash reserves.
Absolute World Class Communication to you and all involved in the transaction.
Personal attention and a lot of love.