Although throughout September we primarily focused on Life Insurance, Wendell Charles can also facilitate some of your other insurance needs. Click here to learn more about our insurance services: https://hubs.li/H0vFZLf0
There are several things to consider when determining how much life insurance you need, including your family's immediate needs, ongoing needs like current expenses, and special needs like college funds. #LifeInsuranceAwareness
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We believe in custom, personalized investment management which means utilizing different strategies for different situations. Click here to learn more about our investment management services: https://hubs.li/H0vFSjF0
When it comes to finding the right life insurance policy for you, first you need to assess your life insurance needs. Detailed policy comparisons make the most sense when you know exactly what you're looking for. #LifeInsuranceAwareness
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As you get older and closer to retirement, your financial practices need to shift slightly as you transition from working and saving to relying on your nest egg. As you approach this stage of your life, you need to take steps to protect your wealth. Keep these tips in mind.
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Wendell Charles CEO & Wealth Manager, Evan Kirkpatrick, was featured in Forbes for his thoughts on what the COVID-19 pandemic should have taught business owners about business planning. Click below to see what Evan said along with tips from 14 other members of Forbes Finance Council.
FORBES.COM
Council Post: Boost Your Business’ Agility With These 15 Financial Lessons
Credit is an important part of financial planning. Take some time out of your day to assess your credit goals and needs. It's also important to educate your kids early on credit as well!
Here are some tips on what to teach them and how they can start building credit.
- First, advise them on saving
- Teach them the difference between a debit & credit card
- At 18, encourage them to sign up for a student credit card to start building credit
- Co-sign on a loan or lease for them
- Make sure they are reporting all forms of credit to the credit bureau: internet bill, phone bill, utilities, etc.
- Once you have gone through this list, ensure that you continue to jointly monitor credit and continue educating your children on their finances.
#FinancialPlanningMonth
In honor of Financial Planning Month and today being National Savings Day, here are some helpful tips for you to utilize yourself or to pass along to your family so they can start saving. #NationalSavingsDay #FinancialPlanningMonth
Have you heard of "The Rule of 72"? This video will quickly walk you through it and show how long it may take for your investments to double in value: https://hubs.li/H0xn2cB0
WENDELLCHARLES.COM
The Rule of 72
No matter which age group you fall into, there are certain things about financial planning that each generation should focus on to allow them to obtain their current and future goals. https://hubs.li/H0xmYM60 #FinancialPlanningMonth
WENDELLCHARLES.COM
What Gen Xers, Millennials, and Baby Boomers Need to Know About Financial Planning?
This pre-retirement calculator is designed to help you assess how well you have prepared and what you can do to potentially improve your retirement outlook. It's always good to stay on top of it and evaluate often. https://hubs.li/H0xn9fr0
WENDELLCHARLES.COM
Saving for Retirement
Give thanks to teachers around the world, we appreciate all the work you do!
Long-term care stands to impact more than 70% of Americans – including the aging tidal wave of baby boomers – at some point in their lives. If you haven't considered long-term care yet, now may be the time. Read our latest blog to see how you can start preparing. https://hubs.li/H0zj4R10
WENDELLCHARLES.COM
Prepare for Long-Term Care Before the Need
Almost everyone would agree that COVID-19 has thrown the 2020 election into unchartered territory. Here is how history shows the way the markets have reacted in the past: https://hubs.li/H0z5BMH0
WENDELLCHARLES.COM
Political Parties and Stock Markets since 1900
To wrap up Financial Planning Month, we wanted to extend a reminder that we offer Financial Planning Subscriptions. There is an affordable option for everyone and Wendell Charles would love to help you reach your financial goals.
Keep in mind, there is no obligation to inquire about these different pricing packages. Click here to learn more: https://hubs.li/H0xn9ff0
Most babyboomers are making the transition into retired life, or soon will be. At this stage in life, your immediate financial planning concerns should be turning your retirement savings into retirement income. https://hubs.li/H0xn2b-0
#FinancialPlanningMonth
What are your biggest concerns when it comes to hiring a financial advisor?
Is it trusting your assets will be safe? Could it be the fear of being judged for prior investments or financial decisions? Maybe it's not wanting to take the time to research until you find the right fit. This list could go on!
Whatever the case might be, there is no wrong answer to that question. To help answer some of your questions about bringing on a financial advisor, please comment on this post what your concerns have been, past or present. We will be happy to respond with a workaround to those concerns or even better, a solution that our team offers!
As always, feel free to schedule a virtual consultation to answer your questions about financial planning by clicking here: https://hubs.li/H0xn2bX0
If managed wisely, your money could potentially go a long way. It’s really all about putting a plan in place and sticking to it, especially in our ever-changing economic climate. These tips may help get you started: https://hubs.li/H0xn9f60 #FinancialPlanningMonth
WENDELLCHARLES.COM
Beyond Retirement: Consider Your Other Goals
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
WENDELLCHARLES.COM
Monthly Market Insights | January 2021
To ensure you're moving in the right direction, take some time to outline your goals. Think about long-term goals such as buying a home, sending the kids to college, or retiring by a certain age, and consider reaching out to a financial professional to get help creating a path toward those goals. #NewYearsResolutions
Here's some tips to help you stick to your financial New Year resolution! https://hubs.li/H0Dlwm30
WENDELLCHARLES.COM
New Year's Resolutions to Get Your Finances in Order
Happy New Year!
3...2...1... Happy New Year!
Even though 2020 was a year to remember (or forget), we are grateful for all of our clients, friends & family who have shown us support throughout the year.
We hope that you have a safe New Year's Eve and that 2021 treats everyone well!
This is the last week to make any contributions or account changes for 2020.
Make sure you've made any necessary changes and check out this End of Year Planning blog to see if you've missed anything: https://hubs.li/H0ClM0-0
WENDELLCHARLES.COM
End of Year Planning: Set Goals and Reduce Taxes
