We compare multiple lenders to get a competitive rate for your refinance!
Call or CLICK THE LINK BELOW to get a custom refinance quote.
https://preferredmortgageadvisors.com/custom-quote/
We love our clients!
Thanks for the awesome review Meredith!
"Wendy and her team are the epitome of excellence in their profession..."
GOOGLE.COM
Google review of Wendy Cutrufelli - Preferred Mortgage Advisors, Inc. by Meredith Jones
From Forbes:
"...as all these considerations continue to encourage the flight from cities to suburbs, they will also create a market-based countercurrent...rents in major urban centers have begun to decline, falling 0.5% over the past year...Prices of condominiums have also begun to show weakness....these reductions in the cost of urban living and doing business will draw both new residents and new businesses. So also will the allure of transforming the office space, no longer needed as more people work from home, to interesting mixed uses."
FORBES.COM
A Covid-19 Real Estate Opportunity
"Investors who diversify don’t want to put all their eggs in one basket. They try to balance risk and reward by spreading out their investments across multiple property types or locations. Investors who specialize, on the other hand, focus on buying the same property type repeatedly. They attempt to replicate what is successful, without spreading themselves too thin."
FORBES.COM
Council Post: Should You Diversify Or Specialize Your Real Estate Portfolio?
Fannie Mae said in a statement, "We continue to believe that a low-rate environment will support refinance demand over the forecast horizon,”
BANKRATE.COM
30-Year Mortgage Rate Slips To New Record Low | Bankrate
"The typical 30-year rate is now the lowest ever for the survey, which began in 1971. It's the ninth time in 2020 that mortgage rates have reached a new floor."
MSN.COM
Mortgage rates drop to record low, offering bargains ahead of new fee
It's a hot real estate market virtually (no pun intended) everywhere, not just in the Bay Area.
The U.K., Munich, Toronto, Frankfurt, Hong Kong...all hot.
Despite the premium prices, Ilyce Glink, author of “100 Questions Every First Time Home Buyer Should Ask.” still recommends buying.
BLOOMBERG.COM
Rent or Buy? Eight Home Hunters Explain Their Real Estate Moves During Covid
With the COVID-19 pandemic still going strong, many city dwellers may be considering a move to the country—and there's a specific type of mortgage that can help make this a reality, called a USDA loan.
I can help you determine if you quality for this hidden financing gem. Call today, I'm here to help!
REALTOR.COM
Moving to the Country? This Overlooked Loan Makes It So Easy
Weekly Housing Trends Key Findings in a nutshell:
🏠 Median listing prices grew 12.9% over last year.
🏠New listings were down 7%. But new listings are growing, providing some small relief for option-starved buyers.
🏠Total inventory was down 38%. The pace of decline was even or improving. This is a buyer-friendly shift.
🏠Time on market is now 13 days faster than last year. 🍂
Let me know if you're thinking about buying or refinancing. I can help you find the best options and solutions for your home loan needs.
REALTOR.COM
Weekly Housing Trends View - Data Week October 3, 2020 - Realtor.com Economic Research
From the Article:
"Because real estate is built on quantitative evidence and objective facts, it’s unlike to play much of a role as the election enters its final stretch of dispiriting lunacy. The only house either political party truly cares about is big and White and, to the rest of the American populace, completely off-limits."
MPAMAG.COM
Trump's, Biden's, and Harris' stances on real estate
As we know, uncertain times often mean lower interest rates.
From the article:
"As a result of low mortgage rates that have stayed under three percent since July, the housing market has seen a strong, upward trajectory during a very uncertain time," said Freddie Mac Chief Economist Sam Khater. "We're seeing potential homebuyers who now have more purchasing power and many current homeowners who have the option to refinance their loan for a better rate. However, several factors could disrupt this activity, including high home prices, low inventory and lender capacity."
MPAMAG.COM
Mortgage rates continue to go lower, supporting real estate boom
I know we are all watching this happen in real time. The market is a little nutty right now, and it's been nutty before.
But this RE bull market has characteristics all its own. New real estate buzz words are emerging like "urban exodus" and "destination home".
Read on to learn how the pandemic has shaped the real estate market:
From the Article:
Real estate experts agree the coronavirus has changed what people are looking for in a home—but to what extent is up for debate. For example, are people really abandoning New York and other major cities? At least, enough to call it a “trend.”
https://www.forbes.com/advisor/mortgages/fall-real-estate-market-mortgage-rates-break-records/
FORBES.COM
The Fall Real Estate Market Is Abnormally Hot As Mortgage Rates Break Records
Record-low rates continue to power a homebuying frenzy, with sales increasing for the fourth consecutive month in September, according to data from realtor.com.
I'm here to help at (925) 917-1135, if you or someone you know are interested in learning if the time is right for you!
FINANCE.YAHOO.COM
As mortgage rates sink to record lows, borrowing bounces higher
If you’re 62 or older, you may consider a reverse mortgage. It allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
But a reverse mortgage can use up the equity in your home, which means fewer assets for you and your heirs. Read on to learn more about if a reverse mortgage is right for you.
https://www.consumer.ftc.gov/articles/0192-reverse-mortgages
Here's everything you need to know about this crucial stage in the home-buying process and how to ace it without a hitch.
And I'm here to help you every step of the way!
#wendycutrufelli
#mortgageeastbay
#walnutcreekmortgagebroker
#mortgageexplained
REALTOR.COM
Mortgage Pre-Approval: A Loan Must-Have for First-Time Home Buyers and Beyond
Friends and neighbors if you're looking for something special for brunch this weekend you must try Cielito Danville! They serve the most amazing Brunch 🍳! Great menu and bottomless mimosas 🍾.
If you're there a little later or planning an afternoon nap 😉 their Margaritas are some of the best in town 🍹! Enjoy!
#CielitoDanville #CielitoBrunch #openfortakeout #openforpatiodining #authenticMexicanfood #supportlocalDanville #eatlocalDanville #besteastbayeats #farmtotableMexicancuisine
Natural disasters such as hurricanes, earthquakes, floods, mudslides, and wildfires can happen almost anywhere. If a natural disaster is looming and evacuation becomes possible, every household should have an emergency "go bag" ready for each family member.
There are considerations in this article that you may not have considered. A few minutes of planning now can make a tremendous difference later.
https://www.thespruce.com/emergency-go-bag-4165380
THESPRUCE.COM
Learn How to Pack an Emergency Go Bag for Home Evacuations
For many people, owning a home 🏠 brings a sense of pride and freedom that cannot be matched by renting. When you own your own home, you aren’t bound by a landlord’s rules, and your monthly payments are building equity.
This easy-to-understand outline provides the advantages, costs and commitments involved in taking the exciting plunge!
THEBALANCE.COM
What to Consider Before Buying a Home
Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage.
Here are the basic factors that affect your score. Talk to me about ways in which we can plan for success!
#wendycutrufelli
#mortgageeastbay
License #1844864
MAGAZINE.REALTOR
What to Know About Credit Scores
57% say their neighbors have helped to fill the void of visiting with friends and family during the pandemic.
As people spend more time at home, they are discovering their priorities are shifting when home buying, increasingly placing more weight on the neighborhood, and how neighborly it feels since the pandemic, The Wall Street Journal reports.
https://bit.ly/2KE4ttl
#wendycutrufelli
#mortgageeastbay
License #1844864
❗️The ultra-low mortgage rates are boosting homebuying 🏠activity to the highest level since 2006! Let's chat about your options! 📲
#wendycutrufelli
#mortgageeastbay
License #1844864
MAGAZINE.REALTOR
Mortgage Rates Sink to All-Time Low of 2.72%
Just two more weeks until we all Shop Sip and Celebrate Walnut Creek. Looking so forward to the Holiday Stroll beginning December 4th!
https://www.walnutcreekdowntown.com/event/260-walnut-creek-downtown-holiday-stroll
#wendycutrufelli
#mortgageeastbay
License #1844864
🚛 "Remote Workers on the Move" , an Upwork report📈, finds that 14 to 23 million Americans are planning to move📦 as a result of remote work.
Are you one of them?
🏠📨 If you are thinking about making a change, you are certainly not alone. Let's talk about your options!
#wendycutrufelli
#mortgageeastbay
License #1844864
A hassle-free move is largely a matter of remembering the details. You don't want to arrive at your new home to find out the lights are out❌ or be double-billed for the utilities at your old home.💲💲
Here is a quick guide to ensure you're remembering who to contact, and when!☑️
https://www.moving.com/tips/transfer-services-and-utilities-when-moving/
#wendycutrufelli
#mortgageeastbay
License #1844864
House hunters are increasingly interested in accommodating their aging parents under the same roof or in an accessory dwelling unit.
A wonderful client had a unique opportunity to purchase a great investment property at below market price. We had to move fast to make it happen!
“This rate environment is advantageous for those who are looking to refinance in order to strengthen their financial position." Call today to see what I can do for you!
#wendycutrufelli #mortgageeastbay NMLS #1247359 (925) 917-1135
MAGAZINE.REALTOR
Mortgage Rates Hold at 2.73% Average for Another Week
In 2020, the typical homeowner had lived in their home for 13 years.
In 2010, the typical homeowner had lived in their home for 8.7 years.
How long have you lived in YOUR current house?
#wendycutrufelli #mortgageeastbay NMLS #1247359 (925) 917-1135
If you're interested in a new home soon, be ready to act quickly, as this is undeniably a competitive market. Reach out today so we can get your financing in order. We can get as much completed as possible, so when you find the home you want, you can move quickly!
#wendycutrufelli #mortgageeastbay NMLS #1247359 (925) 917-1135
The housing market just began a new 10-year upward move.⬆️
"However, the inevitable economic recovery will bring good news for housing which, unlike other areas of the economy, never suffered a real downturn because of the pandemic."
https://bit.ly/3azwCej
#wendycutrufelli #mortgageeastbay NMLS #1247359 (925) 917-1135
Is a vacation home growing in appeal, as you work remotely and are otherwise freed from a work commute?
You are not alone, if so. Sales of vacation homes increased by 16% last year from the year before. I'm here to help you secure financing, if you have your sights set on a change. Let's chat!
https://bit.ly/2MoJYlK
#wendycutrufelli #mortgageeastbay NMLS #1247359 (925) 917-1135
