“Paradox of prosperity: The more you have, the more choices you have and the less real freedom you have.” From the book Never Enough? by Ron Blue. Do you believe more can mean less?
“Doing the easy thing makes you popular. Doing the hard thing makes you a leader.” – Rick Warren, Author of A Purpose Driven Life. What challenges have you overcome as a leader?
Coffee is produced locally, consumed daily and today, it’s celebrated globally. Go ahead, have another cup! I know I will!
“Giving is the safety valve that releases the excess pressure of wealth.” – Randy Alcorn, New York Times best-selling author. What do you consider when you are planning your giving?
"Do all the good you can, by all the means you can, in all the ways you can, in all the places you can, at all the times you can, to all the people you can, as long as ever you can."
— John Wesley.
How are you doing good?
When determining how much to save for your future, it’s important to know what your spending will look like once you retire. What’s one expense you won’t miss when you enter retirement?
KIPLINGER.COM
10 Things You'll Spend Less on in Retirement | Kiplinger
Working toward your long-term financial goals starts with making the next right move.
“The world will figure out what we really believe, by watching what we actually do.”
– Bob Goff, author of Love Does
Medicare open enrollment begins Oct. 15. If you turn 65 this year, here are some things you need to know to avoid incurring penalties.
MONEY.COM
A Comprehensive Guide to Medicare Plans, Costs, Eligibility and Open Enrollment
Work toward your financial goals with personalized advice you can trust, and online tools to track your progress.
Wondering what to do when your parents need financial help? Having a conversation about their needs is a good start. I’d be happy to help facilitate a discussion.
NEXTAVENUE.ORG
When Your Parents Need Financial Help
The time to stress about the markets is never. I can help you navigate today’s changing markets to reach tomorrow’s goals.
Has the pandemic caused you to overspend online? These strategies may help.
CNBC.COM
Shopping too much online? Here's how to cut back
National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?
Sign up today to help the Ronald McDonald House and to get some amazing food in the process! There are three events throughout the month of November.
This is one of the charities Latitude Wealth Advisory has supported over the years. A great cause and a fun way to help!
Fun times at the pumpkin patch with sisters! Choosing pumpkins, feeding animals, and general silliness and fun!
Is maxing out your 401(k) enough? For high earners, only saving up to the annual IRS contribution limit may not be enough to meet spending needs in retirement.
FORBES.COM
Here’s What Maxing Out Your 401(k) Could Get You In Retirement
Does your portfolio align with your financial goals? Here’s what to look for in your employer’s savings plan.
AMERIPRISEADVISORS.COM
401k in-service withdrawals
This month, let’s talk about planning for long-term care, an important but often overlooked aspect of retirement. We will all need it; plan now.
With just two months left in 2020, the IRS has released the new tax brackets for 2021. Adjusted for inflation, next year's tax rates will jump about 1%.
CNBC.COM
Here are the new income tax brackets for 2021
Some things may feel different this election, but one thing remains the same: the importance of exercising your right to vote.
After voting for president, there are crucial decisions at the bottom of your ballot that could have big impacts for your finances and community.
TIME.COM
Your Money Is on the Ballot, Too. Here's What to Look for After Casting Your Vote for President
If you’re signing up for next year’s workplace benefits, now is the best time to develop a strategy for increasing your savings. Let's connect and discuss your options.
CNBC.COM
These are your 2021 401(k) and IRA contribution limits
With socially responsible investing, you can make a positive impact with your dollars. Let’s discuss if ESG investing is right for you and options that support your long-term goals.
CNBC.COM
Sustainable investing is surging. How to decide if it's right for you
Expect more.
Reduce your expenses, focus on your total portfolio, and other tips for boosting retirement income in the era of low interest rates.
KIPLINGER.COM
Boost Your Retirement Income in 3 Steps | Kiplinger
Teach your employees how to avoid heavy debt this holiday season with a refresher on budgeting basics. Contact me to learn more. #financialwellness #blackfriday
Local non-profits depend on our support for the resources they need to serve our neighbors. Together, we can help sustain the good work they do for our community. If you’re interested in learning new ways you can help them, let’s talk. #strengthincommunities
Bonds can play an important role for investors who are focused on income rather than growth. But bond values are sensitive to changing interest rates. Let’s talk about ways to protect your retirement income—no matter how rates move.
“We have different forms assigned to us in the school of life, different gifts imparted. All is not attractive that is good. Iron is useful, though it does not sparkle like the diamond. So different persons have various modes of excellence, and we must have an eye to all.” – William Wilberforce
“Selfless love is always costly; fear can't afford it; pride doesn't understand it and friends never forget it.”
– Bob Goff, author of Love Does
This holiday season – like much of this year – is more complex, even financially. How will your holiday shopping be different this year?
REALSIMPLE.COM
5 Ways to Get Your Pandemic Holiday Spending Under Control
“It is the true duty of every man to promote the happiness of his fellow creatures to the utmost of his power.”
– William Wilberforce
The number of Americans age 65 and over who continue to work has doubled since 1985, according to a study by United Income. Learn about the pros and cons of encore careers.
MONEY.COM
Here's How to Successfully Start Your Own Business in Retirement
Happy Thanksgiving! While 2020 has been a challenging year, it’s also shown us how much we still have to be grateful for. What are you thankful for?
If your retired parents need financial support from you, experts say it’s important to set clear boundaries. If you’re helping a parent pay their bills, learn about tools to help protect your own retirement savings.
MONEY.COM
How to Support Your Retired Parents Without Sinking Your Own Retirement Plans
"Never spend your money before you have earned it." —Thomas Jefferson.
Are your priorities in order when it comes to money management?
Emerging markets may offer opportunities in a diversified portfolio. Let’s discuss solutions based on your financial goals.
AMERIPRISEADVISORS.COM
2 key considerations for emerging market investments
Running out of money in retirement is a scary prospect – but can be avoided. Here are a few things you can do to help your savings last as long as possible.
USATODAY.COM
More than 40% of Social Security beneficiaries worry they'll outlive their savings. How to avoid that fate
“Your wealth of experience makes you rich. Spend it on hurt people. They need it so badly.” - Beth Moore, Living Proof Ministries
Donating to a favorite charity this holiday season? Even if you take the standard deduction on your taxes, for just this year you can deduct up to an additional $300 in donations.
CNBC.COM
The CARES Act added a new $300 charitable contribution deduction for 2020. Here's what you should know
Increases in online shopping usually lead to increases in online fraud attempts. Learn how to protect yourself from scammers this holiday season.
TIME.COM
Holiday Shopping Means Fraud Is on the Rise. Here’s How to Stay Protected
On Pearl Harbor Remembrance Day, we take a moment to think of the brave men and women we lost on this day 79 years ago.
Divorce after age 50 – sometimes called gray divorce – may present a unique set of challenges. A well-informed plan can ease your transition to and help protect your financial future.
KIPLINGER.COM
Gray Divorce: Amicable Terms for Your Finances | Kiplinger
“You have not lived today until you have done something for someone who can never repay you.” - John Bunyan
Only four out of 10 adults have a long-term estate plan, primarily due to procrastination. Let’s talk about finally getting around to it.
May your Hanukkah be filled with peace, joy and light.
Financial stress can disrupt employee productivity. If you own or manage a local business, contact me to learn how you can help curb the effects of financial stress on your employees by offering a #financialwellness program.
As we start the new year, the #1 financial lesson I'd recommend teaching young adults is the benefit of compound interest. The one financial tip I'd share with every teenager is to 1) save for yourself, 2) give to others, 3) then expenses can be paid.
“Generosity helps us make a concerted effort to keep the needs of others in the forefront of our thinking. Rich people should not feel guilty, but we should feel responsible. We are called to be good stewards of the resources we have been privileged to manage.” - Andy Stanley, Senior Pastor of North Point Community Church
While money is an important piece, setting your goals and finding your purpose are key steps toward feeling confident and happy in retirement.
KIPLINGER.COM
Money Can’t Buy Happiness: 4 Secrets to a Happy Retirement | Kiplinger
2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.
When the stock market fluctuates, it’s natural to feel uncertain about your portfolio. I can provide personalized advice and portfolio recommendations to support your financial goals throughout all market cycles.
Being organized can save you time and money. What are you doing to get better organized this month?
What are your 2021 financial resolutions?
MONEY.USNEWS.COM
10 Financial New Year's Resolutions for 2021
A new year brings new opportunities. While you check progress toward your current goals consider setting new ones, too.
National #financialwellness month is a good time to focus on the financial health of your employees and help them accomplish their goals. I'm here to help.
In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life.
MARKETWATCH.COM
You should have a purpose in retirement, too
We're stronger and braver together. Do not let this world and this narcissistic culture make competitors out of the very people who are meant to be your comrades in arms.
- Beth Moore, Living Proof Ministries
Pay down debt or save? I can help you make choices that reflect your goals, financial situation and risk tolerance.
AMERIPRISEADVISORS.COM
4 considerations for savings and debt
From stocking up on toilet paper to at-home haircuts, consumers are spending and saving their money differently due to COVID-19. How has the pandemic changed your spending habits?
MARKETWATCH.COM
5 months into the COVID-19 pandemic, here’s how people’s spending habits have changed
Did you know that if investors missed the 10 best days in the past 20 years their S&P 500 returns would have been cut in half? Let’s connect to discuss investing over the long term.
2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.
Inflation is likely to ramp-up over the next few months due to weak year-over-year comparisons and a rebound in demand that has been limited by virus conditions. Inflation pressures should start to subside in the second half of the year. #AmeripriseResearch
COVID-19 has forced us to adapt in all aspects of life, including our financial lives. Before you make any money moves, let’s connect and review your situation.
TIME.COM
5 Old Money Rules That Just Aren’t True Anymore
As the hope of vaccines transitions to reality, investor behavior is also changing. Since Nov. 9, U.S. small-caps and international stock indexes, which both carry higher concentrations of non-Tech cyclical areas, have outperformed the S&P 500. #AmeripriseResearch
Has the pandemic caused you to consider adopting a feline family member? Here’s a realistic picture of how much owning a cat may cost you.
KIPLINGER.COM
13 Costs of Owning a Cat | Kiplinger
In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life.
MARKETWATCH.COM
You should have a purpose in retirement, too
We're stronger and braver together. Do not let this world and this narcissistic culture make competitors out of the very people who are meant to be your comrades in arms.
- Beth Moore, Living Proof Ministries
Get the personalized advice you need to envision and build a confident financial future.
With the inauguration of President Biden and Vice President Harris, what can we expect for policy initiatives? How will this administration approach the pandemic, the budget, and trade? #AmeripriseResearch
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Even the most successful professionals benefit from professional financial advice. Let’s talk.
"I never would have been able to tithe the first million dollars I ever made if I had not tithed my first salary, which was $1.50 per week." - John D. Rockefeller
Americans who receive Social Security benefits will see a 1.3% cost-of-living adjustment in 2021.
CNBC.COM
Social Security cost-of-living adjustment will be 1.3% in 2021
Don’t worry about tomorrow. Plan for it. Let’s connect and review your long-term goals to avoid short-term worry.
Here’s a list of important tax deadlines for 2021. Bookmark this page now to reference this tax season.
AMERIPRISE.COM
Important upcoming retirement account and tax filing dates
I can help you envision a solid financial future – and build it.
YOUTUBE.COM
www.youtube.com
My job as a financial advisor is about more than money – it’s about helping people like you reach their goals.
Based on stabilizing market and economic conditions and favorable monetary and fiscal policies, combined with broadly available vaccines, #AmeripriseResearch believes the opportunity for outsized growth next year is real.
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Required minimum distributions from retirement accounts were waived for 2020 but resume in 2021. Let’s connect on the best RMD strategy for your situation.
MONEY.USNEWS.COM
Start Planning for Your 2021 RMDs Now
Get the personalized advice you need to envision and build a confident financial future.
Traditional and Roth IRA contribution limits for 2021 have not changed. Have your goals? I can help ensure your strategy is getting you one step closer to retirement.
AMERIPRISE.COM
IRA limits and eligibility
From family to taxes, there are numerous factors to consider when planning where to live in retirement. What’s at the top of your location wish list?
MONEY.USNEWS.COM
The Most Tax-Friendly States to Retire
Here’s a list of important tax deadlines for 2021. Bookmark this page now to reference this tax season.
AMERIPRISE.COM
Important upcoming retirement account and tax filing dates
I can help you envision a solid financial future – and build it.
YOUTUBE.COM
www.youtube.com
My job as a financial advisor is about more than money – it’s about helping people like you reach their goals.
Based on stabilizing market and economic conditions and favorable monetary and fiscal policies, combined with broadly available vaccines, #AmeripriseResearch believes the opportunity for outsized growth next year is real.
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Do you like filing your income taxes early? You’ll have to wait a little longer this year. The IRS just announced it won't start accepting 2020 tax returns until February 12, 2021. That's 16 days later than last year, so plan accordingly.
KIPLINGER.COM
When Can You File Your Taxes This Year? (Hint: It's Very Soon) | Kiplinger
February is National Time Management Month. What time management skill has been most beneficial to you?
I use apps on my phone to help keep work and life to-do's in check. The calendar and notes functions on my email account integrate well and keep me on track.
I finally had to ditch the paper calendar, sadly. Do you have a physical calendar? Or do you use online applications?
Share tips below! We can all use a few tips on keeping up with technology and our ever-more complicated lives!
Financial wellness programs are the #1 benefit employees want in 2021. I can help your employees better understand their financial situation to plan for the future. #financialwellness
Are you engaged or newly married? I can help you review or identify your goals and plan your financial future together.
AMERIPRISE.COM
Marriage and Finances
The CARES Act waived RMDs in 2020 but they’re reinstated for 2021. I can review your RMDs to help you avoid a big tax penalty.
AMERIPRISEADVISORS.COM
RMDs are back for 2021
"Show me where a man spends his time & money, and I'll show you his god." - Martin Luther
Do you like filing your income taxes early? You’ll have to wait a little longer this year. The IRS just announced it won't start accepting 2020 tax returns until February 12, 2021. That's 16 days later than last year, so plan accordingly.
KIPLINGER.COM
When Can You File Your Taxes This Year? (Hint: It's Very Soon) | Kiplinger
February is National Time Management Month. What time management skill has been most beneficial to you?
I use apps on my phone to help keep work and life to-do's in check. The calendar and notes functions on my email account integrate well and keep me on track.
I finally had to ditch the paper calendar, sadly. Do you have a physical calendar? Or do you use online applications?
Share tips below! We can all use a few tips on keeping up with technology and our ever-more complicated lives!
Financial wellness programs are the #1 benefit employees want in 2021. I can help your employees better understand their financial situation to plan for the future. #financialwellness
Are you engaged or newly married? I can help you review or identify your goals and plan your financial future together.
AMERIPRISE.COM
Marriage and Finances
The CARES Act waived RMDs in 2020 but they’re reinstated for 2021. I can review your RMDs to help you avoid a big tax penalty.
AMERIPRISEADVISORS.COM
RMDs are back for 2021
"Show me where a man spends his time & money, and I'll show you his god." - Martin Luther
To start increasing your savings, review what you’re currently spending and consider options for cutting back. #AmericaSavesWeek
An emergency fund can cover expenses you don’t plan for. Let’s work together and determine how much money you should set aside. #AmericaSavesWeek
What future goal are you saving for? #AmericaSavesWeek
Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan.
USATODAY.COM
Balance is key: 3 ways to get your retirement savings back on track
Do you like filing your income taxes early? You’ll have to wait a little longer this year. The IRS just announced it won't start accepting 2020 tax returns until February 12, 2021. That's 16 days later than last year, so plan accordingly.
KIPLINGER.COM
When Can You File Your Taxes This Year? (Hint: It's Very Soon) | Kiplinger
February is National Time Management Month. What time management skill has been most beneficial to you?
I use apps on my phone to help keep work and life to-do's in check. The calendar and notes functions on my email account integrate well and keep me on track.
I finally had to ditch the paper calendar, sadly. Do you have a physical calendar? Or do you use online applications?
Share tips below! We can all use a few tips on keeping up with technology and our ever-more complicated lives!
Are you considering tax-efficient opportunities to grow and protect your retirement assets?
Reserve one day a week for free family fun. Cook at home and plan free activities like a game or movie night. #AmericaSavesWeek
Many employers will match a certain amount of what you save in a retirement plan. If you don’t maximize the match, you're leaving money on the table. #AmericaSavesWeek
To start increasing your savings, review what you’re currently spending and consider options for cutting back. #AmericaSavesWeek
From Roth conversions to cashing in older savings bonds, here are five tax-saving strategies to consider before you turn 72.
AMERIPRISEADVISORS.COM
Early retirement tax strategies
I recognize the contributions of American women who have made history, broken barriers and changed the country for the better. #womenshistorymonth
“Leaders who refuse to listen will eventually be surrounded by people who have nothing helpful to say.” - Andy Stanley, Senior Pastor of North Point Community Church
Today is #ReadAcrossAmericaDay! Here's my book nook, and a few of my favorites:
Lord of the Rings
The Screwtape Letters
Celebration of Discipline
The Hidden Life of Dogs
Gift From The Sea
How the Scots Invented the Modern World
What are some of your favorite books?
Are you considering tax-efficient opportunities to grow and protect your retirement assets?
Reserve one day a week for free family fun. Cook at home and plan free activities like a game or movie night. #AmericaSavesWeek
The markets may be tilting toward value stocks, which means your portfolio needs to be in place now to take advantage of it. Join us for a great conversation to learn more about what this means for you.
AMERIPRISEADVISORS.COM
Financial seminars and events - Wendy Gregory | Ameriprise Financial
One in five people have provided financial assistance to a friend or family member whose finances have suffered due to the COVID-19 pandemic. Before committing to help, read these four tips from Ameriprise VP of Financial Advice Strategy, Marcy Keckler.
FASTCOMPANY.COM
How to determine whether you should give financial support to loved ones
From Roth conversions to cashing in older savings bonds, here are five tax-saving strategies to consider before you turn 72.
AMERIPRISEADVISORS.COM
Early retirement tax strategies
I recognize the contributions of American women who have made history, broken barriers and changed the country for the better. #womenshistorymonth
“Leaders who refuse to listen will eventually be surrounded by people who have nothing helpful to say.” - Andy Stanley, Senior Pastor of North Point Community Church
Today is #ReadAcrossAmericaDay! Here's my book nook, and a few of my favorites:
Lord of the Rings
The Screwtape Letters
Celebration of Discipline
The Hidden Life of Dogs
Gift From The Sea
How the Scots Invented the Modern World
What are some of your favorite books?
Want to see a more complete financial picture? Quickly and easily add all your accounts to Total View. Log in to your ameripise.com account to begin.
AMERIPRISE.COM
Online Financial Tracker & Tools
Sustainable funds accounted for about a fourth of the money that flowed into all U.S. stock and bond mutual funds last year, according to Morningstar. If you’re interested in adding environmental, social, or governance investments to your portfolio, let’s discuss.
CNBC.COM
Money invested in ESG funds more than doubles in a year
Vacation time has monetary value. Learn what your PTO is worth and how to make the most of your benefits.
REALSIMPLE.COM
How Much Is Your Paid Time Off Really Worth? Here’s How to Find Out
From health care to hobbies, spending habits can change in retirement. Together, we can review your portfolio and determine how much you need to save for a fulfilling retirement.
KIPLINGER.COM
10 Things You'll Spend More on in Retirement | Kiplinger
“The value of a life is always measured by how much of it is given away.”
-Andy Stanley, Senior Pastor of North Point Community Church
Together, we can work to envision your ideal financial future – and build it.
How are you following your truth?
The 10-year U.S. Treasury yield is back to one-year highs. A continued bump up in rates, especially if the pace remains aggressive, could keep stock volatility higher than average and put short term pressure on Growth/Tech stocks. #AmeripriseResearch
Did you know: For every degree you lower your thermostat, you can lower energy costs by 5%. #moneysavingtips #energysavingstips #savetoinvest
Stock market declines are a natural—and often unnerving—part of investing, but there are ways you can stay invested with some protections. Let’s talk about ways to add confidence to your retirement planning.
Our local businesses and non-profits keep us going in so many ways. If you’re looking for a new way to help keep them thriving, I can help. #communitystrong
One of a kind financial advice for your one of a kind financial goals.
