You've allocated your assets; you just may not realize it yet. #AssetAllocation
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Asset Allocation
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
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Password Protection Strategies
The truth is a little more complicated with these personal finance idioms.
WESTCHESTERBENEFIT.COM
The Latte Lie and Other Myths
The savings rate is the government’s estimate of how much U.S. households are saving.
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U.S. Personal Savings Rate
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
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Rebalancing Your Portfolio
Consider a bucket plan to go with your bucket list. #RetirementSavings
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A Bucket Plan to Go with Your Bucket List
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
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Monthly Market Insights | October 2020
Do global and international mutual funds complement or conflict with each other?
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Global vs. International: What’s The Difference?
Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.
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How to Read Your Credit Report
Health-care coverage (including Medicare) typically does not cover extended medical care. #Medicare
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Money that Buys Good Health is Never Ill Spent
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding. #SocialSecurity
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When Should You Take Social Security
Working in Retirement: New trend or same old story?
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Where Will Your Retirement Money Come From?
Before retiring early, take a look at the cold, hard facts. #retiringearly #retirement
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How to Retire Early
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
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Changing Unhealthy Behaviors
How much do you know about stocks?
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How Stocks Work
Currency has been around for a long time. Here’s a quick #history lesson.
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The History of Currency
How much is enough for your emergency fund?
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Your Emergency Fund: How Much Is Enough?
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
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Four Really Good Reasons to Invest
You’re the conductor of your 401k, IRA and taxable savings.
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Orchestrating Your Retirement Accounts
There are ways to protect your business in the event of your death or the death of a partner.
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Insuring Your Business With a Buy/Sell Agreement
Every year since 1947, the U.S. President pens an economics textbook.
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Required Reading: The Economic Report of the President
The financial risks to consider when evaluating self insurance? #Insurance
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When to Self-Insure
The CPI has shown low inflation since '09. Are your prices rising faster than the average? #Inflation
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Inflation & Your Money
The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. #IRA
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IRA Withdrawals that Escape the 10% Tax Penalty
Many people stop being "and-a-half" around age 12. But at age 50, "and-a-half" makes a comeback. #SocialSecurity
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Important Birthdays Over 50
Does it make more sense to push back #retirement, or not to retire at all?
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Should You Ever Retire?
Could your portfolio benefit from a zero-coupon bond?
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The ABCs of Zero Coupon Bonds
Social Security has been a fact of retirement since 1935; how much do you really know about it? #SocialSecurity
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Social Security: By the Numbers
How many credit cards do you have?
WESTCHESTERBENEFIT.COM
Spotting Credit Trouble
If you thought that payouts from life insurance are tax-free in all cases, think again.
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When Life Insurance Becomes Taxable
Do you know how long it may take for your investments to double in value?
WESTCHESTERBENEFIT.COM
The Rule of 72
Even low inflation rates can pose a threat to investment
returns. #inflation #investment
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Inflation and Your Portfolio
A retiree’s #portfolio should reflect the lifestyle choices he or she makes in #retirement. Does yours?
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Does Your Portfolio Fit Your Retirement Lifestyle?
The sooner you begin investing, the longer your money can work for you.
WESTCHESTERBENEFIT.COM
The Cost of Procrastination
Tax time can be a good time to give your household budget a checkup.
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Budget Check Up: Tax Time Is the Right Time
#SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?
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Social Media: #NewestBusinessLiabilityRisk
When you chase the market, it’s easy to fall behind. Develop a sound investment strategy.
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Events on Wall Street
Does your business have a retirement strategy that fits your short, long-term needs?
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Choosing a Retirement Plan that Fits Your Business
Have you used a junk-drawer approach to manage your investments? #InvestmentStrategy
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The Junk Drawer Approach to Investing
There are many factors to consider before tapping retirement money to pay for college.
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Should You Tap Retirement Savings to Fund College?
Are you overpaying your #taxes? Here’s six overlooked #tax #deductions.
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Six Most Overlooked Tax Deductions
The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?
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The Value of Insuring Against Life’s Risks
Could you find acres of diamonds in your own backyard? Watch this video.
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Acres of Diamonds
Do you know the difference between a global mutual fund and an international mutual fund?
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Global and International Funds
Social Security has been a fact of retirement life since 1935. Are you eligible for benefits?
WESTCHESTERBENEFIT.COM
9 Facts About Social Security
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
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Put It in a Letter
Are your investment decisions based on rational analysis or are they driven by emotion? #SmartInvesting
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What Smart Investors Know
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
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Weighing the Benefits of Prepaid Debit Cards
When it comes to investing, you may be your own worst enemy.
WESTCHESTERBENEFIT.COM
Don’t Be Your Own Worst Enemy
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
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The Business Cycle
Is there a role for both active and passive investments in your portfolio?
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The Great Debate Continues: Active vs. Passive
Ever wonder about those free credit scores you get once a year? #creditscore #credit
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The Lowdown on Those Free Credit Scores
Concerned about the social impact of your investments?
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Investing with Your Heart
Worried that inflation may rise in the years ahead? You’re not alone. #TIPS
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TIPS for Inflation
You’ll need to weigh several factors before retiring abroad.
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Thinking of Retiring Abroad?
You face sequence of returns risk. Know what it is? #investing #investmentrisk
WESTCHESTERBENEFIT.COM
The Investment Risk No One’s Ever Heard Of
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
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Life and Death of a Twenty Dollar Bill
Some simple, inexpensive energy-saving tips that may help you save money.
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A Penny Saved is Two Pennies Earned
The savings rate is the government’s estimate of how much U.S. households are saving.
WESTCHESTERBENEFIT.COM
U.S. Personal Savings Rate
Do you have a will? Is it updated?
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When Do You Need a Will?
You’ve heard Medicare Parts A, B, C, & D referenced, but what do they mean—and what do they cover? Find out more here:
WESTCHESTERBENEFIT.COM
Breaking Down the Parts of Medicare
Saving for college doesn’t have to be as complicated as college itself.
WESTCHESTERBENEFIT.COM
Saving for College 101
Can group and private disability policies work together? #DisabilityInsurance
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Can Group, Private Disability Policies Work Together?
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
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Monthly Market Insights | December 2020
Sector investing may present an opportunity — if you do your homework. #investing
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The Utility of Sector Investing
How many credit cards do you have?
WESTCHESTERBENEFIT.COM
Spotting Credit Trouble
How literate are you when it comes to your finances? Brush up with these five basics.
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The Five Basics of Financial Literacy
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
WESTCHESTERBENEFIT.COM
Password Protection Strategies
The SECURE Act changed more than just retirement accounts; it also may affect students and families. Learn more now.
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Lesser Known Provisions of the SECURE Act
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
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Countering Counterfeit Currency
There are many factors to consider before tapping retirement money to pay for college.
WESTCHESTERBENEFIT.COM
Should You Tap Retirement Savings to Fund College?
There are billions in unclaimed dollars in the US. Is some of that yours?
WESTCHESTERBENEFIT.COM
Surprise! You’ve Got Money!
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
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When Markets React
Ready to retire, but not ready to stop working? Check out this video for a fresh way to look at encore career options.
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Encore Careers: Push Your Boundaries
Wall Street has a lot of cliches. How many do you know?
#WallStreet
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16 Wall Street Cliches in 60 Seconds
[Video] Agent Jane Bond wants you to know about the basics of the #bond #market.
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Jane Bond: Infiltrating the Market
When was the last time you paid yourself first?
WESTCHESTERBENEFIT.COM
Pay Yourself First
Currency has been around for a long time. Here’s a quick #history lesson.
WESTCHESTERBENEFIT.COM
The History of Currency
When you choose to take Social Security might impact your retirement income. Find out how. #socialsecurity #retire
WESTCHESTERBENEFIT.COM
Social Security: The $64,000 Question
Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical. [Learn More Now]
WESTCHESTERBENEFIT.COM
The A, B, C, & D of Medicare
What does it actually cost to raise a child? You might be surprised.
WESTCHESTERBENEFIT.COM
The Half Million Dollar Baby
The truth is a little more complicated with these personal finance idioms.
WESTCHESTERBENEFIT.COM
The Latte Lie and Other Myths
Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.
WESTCHESTERBENEFIT.COM
Retiring the 4% Rule
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
WESTCHESTERBENEFIT.COM
When Markets React
Do you know how long it may take for your investments to double in value?
WESTCHESTERBENEFIT.COM
The Rule of 72
The savings rate is the government’s estimate of how much U.S. households are saving.
WESTCHESTERBENEFIT.COM
U.S. Personal Savings Rate
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
WESTCHESTERBENEFIT.COM
The Business Cycle
Secrets of the Temple: How the Federal Reserve works. #FederalReserve
WESTCHESTERBENEFIT.COM
How the Federal Reserve Works
If you’re a business owner and don’t get BOP’ed, you could be making a huge mistake.
WESTCHESTERBENEFIT.COM
Stay Safe with a B.O.P. At Your Back
When you choose to take Social Security might impact your retirement income. Find out how. #socialsecurity #retire
WESTCHESTERBENEFIT.COM
Social Security: The $64,000 Question
Did you know that women control 51% of all personal wealth in the United States?
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Women on the Rise
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
WESTCHESTERBENEFIT.COM
Monthly Market Insights | January 2021
Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.
WESTCHESTERBENEFIT.COM
A Taxing Story: Capital Gains and Losses
Take an inside look into Simplified Employee Pension plans.
WESTCHESTERBENEFIT.COM
Is a SEP-IRA Right for Your Business?
Many people stop being "and-a-half" around age 12. But at age 50, "and-a-half" makes a comeback. #SocialSecurity
WESTCHESTERBENEFIT.COM
Important Birthdays Over 50
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
WESTCHESTERBENEFIT.COM
A Look at Whole Life Insurance
Have a strategy for discussing healthcare with your parents. #AgingParents
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Caring for Aging Parents
Is your retirement portfolio subject to “sequence of returns” danger?
WESTCHESTERBENEFIT.COM
Retirement Income and the Traditional Portfolio
Sector investing may present an opportunity — if you do your homework. #investing
WESTCHESTERBENEFIT.COM
The Utility of Sector Investing
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
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Data Thieves from Outer Space
Are you aware about the recent retirement changes brought about by the SECURE Act? We break down some of the biggest changes for you.
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The SECURE Act
Nobel-prize-winning investment research.
WESTCHESTERBENEFIT.COM
The Ivory Tower Changes Wall Street
College, kids and costs.
WESTCHESTERBENEFIT.COM
Getting a Head Start on College Savings
Attention Estate Executors: Do you know about the Alternate Valuation Date?
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Understanding the Alternate Valuation Date
How prepared are you for retirement?
WESTCHESTERBENEFIT.COM
The Pre-Retirement Checklist
How much do you know about stocks?
WESTCHESTERBENEFIT.COM
How Stocks Work
Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.
WESTCHESTERBENEFIT.COM
Medicare Advantage 101
Social Security: Retirement's main source of income or monthly bonus? You decide. #SocialSecurity
WESTCHESTERBENEFIT.COM
Perception vs. Reality
Lifestyle inflation can be the enemy of wealth building.
WESTCHESTERBENEFIT.COM
Keeping Up with the Joneses
If you’re 65 or older, you may need to enroll in Medicare. We’ll help you sort through the basics to determine if you qualify. Read more here:
WESTCHESTERBENEFIT.COM
Medicare At 65+
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
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What Our Kids Can Teach us About Saving Money
Just entering retirement? Here's what you need to know.
WESTCHESTERBENEFIT.COM
9 Facts About Retirement
Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar
WESTCHESTERBENEFIT.COM
Buying vs. Leasing a Car
When are you taking your #SocialSecurity benefits? Considering the timing can help maximize your benefit.
WESTCHESTERBENEFIT.COM
A Fruitful Retirement: Social Security Benefit
How much could you receive from Social Security? Here’s what to expect. #socialsecurity #retirement
WESTCHESTERBENEFIT.COM
Social Security Benefits: How Much Will I Receive
Saving for college doesn’t have to be as complicated as college itself.
WESTCHESTERBENEFIT.COM
Saving for College 101
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
WESTCHESTERBENEFIT.COM
Weighing the Benefits of Prepaid Debit Cards
Over age 50? You may be able to catch-up on retirement.
WESTCHESTERBENEFIT.COM
Catch-Up Contributions
Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:
WESTCHESTERBENEFIT.COM
Prescription Drug Benefits Under Medicare (Part D)
Have you used a junk-drawer approach to manage your investments? #InvestmentStrategy
WESTCHESTERBENEFIT.COM
The Junk Drawer Approach to Investing
You've allocated your assets; you just may not realize it yet. #AssetAllocation
WESTCHESTERBENEFIT.COM
Asset Allocation
Facing divorce? Don't overlook changes to your insurance coverage. #divorce #insurance
WESTCHESTERBENEFIT.COM
What You Should Do About Insurance Following a Divorce
When was the last time you checked your credit score? #CreditScore
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How Does Your Credit Score Compare?
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
WESTCHESTERBENEFIT.COM
Monthly Market Insights | February 2021
Long-term care: three words many people hope they'll never need.
WESTCHESTERBENEFIT.COM
Understanding Long-Term Care
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
MYF.MG
A Look at Whole Life Insurance
When it comes to investing, you may be your own worst enemy.
WESTCHESTERBENEFIT.COM
Don’t Be Your Own Worst Enemy
It can be difficult to know what to ask when you’re new to Medicare. We have a handy list of questions—and answers—to help you get started. Learn more here:
WESTCHESTERBENEFIT.COM
Questions to Ask About Medicare
You make your own investment decisions, but how familiar are you with the products? Take our short quiz.
WESTCHESTERBENEFIT.COM
What’s Your Investment IQ?
Currency has been around for a long time. Here’s a quick #history lesson.
WESTCHESTERBENEFIT.COM
The History of Currency
Never get stuck with the check again after watching this.
WESTCHESTERBENEFIT.COM
No Cash, No Checks, No Problem
Social Security has been a fact of retirement since 1935; how much do you really know about it? #SocialSecurity
WESTCHESTERBENEFIT.COM
Social Security: By the Numbers
Your financial future is calling. Develop a strategy for your investments today.
WESTCHESTERBENEFIT.COM
The Cost of Procrastination
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
WESTCHESTERBENEFIT.COM
When Special Care Is Needed: The Special Needs Trust
Childhood attitudes and habits can determine your child's health in his or her adult years.
WESTCHESTERBENEFIT.COM
Raising Healthy Children
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
WESTCHESTERBENEFIT.COM
Countering Counterfeit Currency
Ever wonder about those free credit scores you get once a year? #creditscore #credit
WESTCHESTERBENEFIT.COM
The Lowdown on Those Free Credit Scores
When it comes to investing, you may be your own worst enemy.
WESTCHESTERBENEFIT.COM
Don’t Be Your Own Worst Enemy
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
WESTCHESTERBENEFIT.COM
Life and Death of a Twenty Dollar Bill
Should gold be a part of your diversified portfolio?
WESTCHESTERBENEFIT.COM
Should I Invest in Gold?
Do you know the difference between a global mutual fund and an international mutual fund?
WESTCHESTERBENEFIT.COM
Global and International Funds
The sooner you begin investing, the longer your money can work for you.
WESTCHESTERBENEFIT.COM
The Cost of Procrastination
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
WESTCHESTERBENEFIT.COM
The Long Run: Women and Retirement
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
WESTCHESTERBENEFIT.COM
How to Make the Tax Code Work for You
Have you used a junk-drawer approach to manage your investments? #InvestmentStrategy
WESTCHESTERBENEFIT.COM
The Junk Drawer Approach to Investing
Here are 4 unexpected locations that make great places to #raise your #family.
WESTCHESTERBENEFIT.COM
Four Great, Unexpected Places to Raise a Family
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
WESTCHESTERBENEFIT.COM
Insuring Your Business Against Cyber Liability
Take an inside look into Simplified Employee Pension plans.
WESTCHESTERBENEFIT.COM
Is a SEP-IRA Right for Your Business?
“Old age is no place for sissies,” said actress Bette Davis. #LifeInsurance
WESTCHESTERBENEFIT.COM
Planning for the Expected
Lifestyle inflation can be the enemy of wealth building.
WESTCHESTERBENEFIT.COM
Keeping Up with the Joneses
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
WESTCHESTERBENEFIT.COM
Monthly Market Insights | March 2021
You face sequence of returns risk. Know what it is? #investing #investmentrisk
WESTCHESTERBENEFIT.COM
The Investment Risk No One’s Ever Heard Of
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
WESTCHESTERBENEFIT.COM
Social Security: Five Facts You Need to Know
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
WESTCHESTERBENEFIT.COM
Understanding the Basics of Medigap Policies
Many retirees have discovered the benefits of a retirement spent in the great outdoors. Are you ready to do the same?
WESTCHESTERBENEFIT.COM
Retiring Wild: National Parks and You
The CPI has shown low inflation since '09. Are your prices rising faster than the average? #Inflation
WESTCHESTERBENEFIT.COM
Inflation & Your Money
What does it actually cost to raise a child? You might be surprised.
WESTCHESTERBENEFIT.COM
The Half Million Dollar Baby
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
WESTCHESTERBENEFIT.COM
Insuring Your Business Against Cyber Liability
Children with special needs may need ongoing help after their parents are gone.
WESTCHESTERBENEFIT.COM
4 Steps to Protecting a Child with Disabilities
Tax time can be a good time to give your household budget a checkup.
WESTCHESTERBENEFIT.COM
Budget Check Up: Tax Time Is the Right Time
Saving for college doesn’t have to be as complicated as college itself.
WESTCHESTERBENEFIT.COM
Saving for College 101
Social Security has been a fact of retirement life since 1935. Are you eligible for benefits?
WESTCHESTERBENEFIT.COM
9 Facts About Social Security
What would happen to your loved ones if you were gone? Make financial preparations today.
WESTCHESTERBENEFIT.COM
Variable Universal Life Insurance
There are ways to protect your business in the event of your death or the death of a partner.
WESTCHESTERBENEFIT.COM
Insuring Your Business With a Buy/Sell Agreement
Age Trend: Stay up to date on the ins and outs of when to start receiving Social Security benefits.
WESTCHESTERBENEFIT.COM
When Should You Take Social Security
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
WESTCHESTERBENEFIT.COM
Understanding the SECURE Act
Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.
WESTCHESTERBENEFIT.COM
A Taxing Story: Capital Gains and Losses
It’s possible to avoid these classic #retirement traps, with a little preparation.
WESTCHESTERBENEFIT.COM
Retirement Traps to Avoid
Three important questions to consider before you start taking #SocialSecurity.
WESTCHESTERBENEFIT.COM
Three Key Questions to Answer Before Taking Social Security
Over age 50? You may be able to catch-up on retirement.
WESTCHESTERBENEFIT.COM
Catch-Up Contributions