Here are some interesting facts that you may not know:
Supermarket apples can be a year old. 🍎
Sloths can hold their breath longer than dolphins can. 🐬
It’s impossible to hum while holding your nose. 👃
And property insurance policies don't automatically include flood insurance. 💦
Since floods ARE the most common and costly natural disaster AND 20% of the time, they occur in low-risk areas; we thought you would like to know!
The good news is that there's a separate flood policy available, and we can help you put it in place!
Are you ready to talk about it?
If you've had a package 📦 stolen, you're not alone.
Theft from porches and doorways is becoming an increasingly common problem across the U.S. 😨
According to a recent survey by the Illinois-based packing solutions company, Shorr Packaging Corp., nearly one in four adults in the United States report that they have had a package stolen.
If you suspect this has happened to you:
✳️ Check your bushes, garage, or other places where drivers may have left them.
✳️ Check with neighbors to verify that it wasn't delivered to the wrong address.
✳️ View home security footage if you have it.
✳️ Ask the seller of your item about their policy on stolen packages.
✳️ Contact your credit card company. Many offer purchase protection.
To prevent theft:
✳️ Accept deliveries in person.
✳️ Send packages to an alternative location such as an Amazon locker.
✳️ Use a video doorbell to alert you when a package is delivered.
✳️ If the item that you've ordered is expensive, insure it through the retailer.
If you have questions about how your homeowners or renters policy can help a situation like this, let's talk.
1234 accounts for 10.7% of all pins, followed by 1111 and 0000.
Studies show that these three combinations together account for 18.6% of pins.
Wow! 😳
Perhaps it's time to create a PIN that's a bit more unique...
📝 If you are one of our customers, you may be receiving a survey from our corporate offices via email anytime throughout the year.
We hope that you'll be able to grade us with a "10" which means that you're "completely satisfied" with our agency's service.
If you are unable to give us a 10 grade, please contact us.
You'll be given an option to enter the $500 drawing at the completion of the survey. 💰
Here are the complete contest details. 👇
https://s.ripl.com/ftiota
Thank you for being the best part of our agency! 💛
🍫Why is chocolate toxic to dogs?
It contains theobromine and caffeine.
Both of which can speed up the heart rate of a dog's nervous system.
🎃 As we are heading towards Halloween, here's a reminder to keep it out of reach of your four-legged friends.
Over the years, you may have heard the term “10 and 2 driving”. 🚙
This is regarding the position in which you should hold your hands on the steering wheel.
This is typically described in terms of how your hands' placement relates to the numbers on a clock. ⏰
But, the technique for proper hand placement on the steering wheel has changed over the years.
NHTSA now recommends the placement known as “9 and 3”.
The 10 and 2 o’clock position is no longer recommended because it can be dangerous in vehicles with smaller steering wheels equipped with airbags.
Here's a common question.❓
"If someone hits my vehicle while it is parked, what can I do to protect myself?" 🚗
Hopefully, the person responsible left a note. Or there are security cameras 🎥 or witnesses 👀 of the incident.
But if you can't locate the person who caused the damage, it's your auto policy's collision coverage, which will likely cover the loss.
A deductible would apply here.
And, collision coverage is optional, so if you chose not to buy it, you would have to pay for repairs out of pocket.
Uninsured motorist property damage coverage could also pay for damage caused by hit-and-run drivers in states where this type of coverage is available.
If your insurer locates the responsible party for the damage and recovers some or all of the repair costs, you may get a refund of your collision deductible.
Side note: Only 12 percent of all reported hit-and-runs (2016 statistics) were solved, so ensuring you have the coverage to protect yourself makes sense.
🐶 Sure, dogs are considered by many as man's best friend, but that doesn't necessarily include the mailman.📫
In one incident, when a dog bit the mailman, causing an injury...👮
It was a renters insurance policy that paid out for his medical bills.
It's sometimes easy for people to think that they don't have enough "stuff" to justify carrying a renters policy.
Yet, it can protect you from more than you might realize.
Knowing the right questions to ask will help you make informed decisions to serve your best interest in the long-term.
As urban habitats continue to merge upon rural areas, there has been an increase in deer-car collisions.
There are over half a million incidents a year, with a significant number of fatalities.
Experts say it's usually best to brake firm and stay in your lane if you encounter a deer while driving down the road.
Did you know that life insurance can cover things beyond final expenses? I like to think of it as a financial safety net that can provide income, inheritance and more.
ALLSTATE.COM
5 Uses for Life Insurance Benefits | Allstate
Check out these tips to help get your home ready for winter.
BLOG.ALLSTATE.COM
Top 10 Home Repairs to Make Before Winter -- Allstate Blog
To get boat insurance, you need to own a boat...
or car insurance, you need to own a car...
or exotic snake insurance, you need to own an exotic snake.
But, when you own a rental home...you can’t get homeowners insurance. What’s up with that?
If you plan to rent out your entire home to tenants, you'll need landlord insurance to insure the property...
And your tenants will be responsible for insuring their own belongings.
If you’re so inclined, you could post a sign in your home that says “Not Responsible for Lost or Stolen Items.” Your friends and family will think you’re crazy, but you could do that.
Either way, you should have the right policy in place.
SOME home security systems will actually help you qualify for additional discounts on your homeowners policy. 🏠
To get the specifics, let's chat.
Today, we honor all current and former members of the Armed Services.
If you are a veteran, thank you for your service and your sacrifice! 🇺🇸
🔎 Did you know that not every date on food packaging is an expiration date?
According to the USADA, here are some common food label dates you might come across and what they actually mean:
🔵 Best if used by date - Best date for flavor and quality
🔵 Use-by date - The last date that a product is at its highest quality
🔵 Sell-by date - How long the store can display the product
🔵 Closed by date - Indicates time and day the product was packaged
Use these dates as a guideline along with good old common sense.
But if in doubt, throw it out!
"If you can't fly then run, if you can't run then walk, if you can't walk then crawl, but whatever you do, you have to keep moving forward."
-- Martin Luther King, Jr.
Would you like to know the secret for streak-free squeaky clean windows and mirrors? 😊
Well, it’s a solution that you can easily make yourself.
Here's what you'll need.
🔵 1 1/2 cups water
🔵 1 1/2 tablespoons white vinegar
🔵 1 1/2 tablespoons rubbing alcohol
🔵 3 drops peppermint essential oil
If you are in the mode of cleaning and organizing as you head into the New Year, let's take a look at the insurance policies you have with other insurance carriers.
Let's make sure you have the coverage that is right for your current needs and that you aren't paying too much.
Let's face it. Our lives depend a lot on electricity. 🔌
So it's common to rely on power strips to turn one plug into several.
Here are five things to keep in mind when using power strips that can save you a ton of grief:
✳️ Never leave power strips in reach of little ones. Don't assume they should know better.
✳️ Don't plug one power strip into another. It can cause the strips to fail and even catch fire.
✳️ Never use power strips that are rated for indoor use outdoors. They are not made to stand up to water and weather.
✳️ Never place a powerstrip underneath a rug. If you do, it can be a fire hazard.
✳️ Never plug your sump pump into a power strip. Instead, use a GFCI outlet that is above floor level.
Take the time to look at the power strips in your home to ensure you are using them safely! 🏠
🏡 Smoke alarms in your home help play an important role in keeping you and your family safe.
However, they are of no use if they do not have working batteries. 🔋
Experts suggest checking your alarms at least once a month to make sure they are working properly. ✅
Batteries should be replaced every 6 months, and the alarm itself should be replaced once every 10 years.
