The greatest compliment my clients and friends can give me is a personal referral. If someone you know needs assistance with Financial Planning, Investing, Retirement Planning, or Insurance, please have them follow the attached link and send me an email to set up an appointment.
https://www.ameripriseadvisors.com/michael.faro/
AMERIPRISEADVISORS.COM
Ameriprise Advisor
When determining how much to save for your future, it’s important to know what your spending will look like once you retire. What’s one expense you won’t miss when you enter retirement?
KIPLINGER.COM
10 Things You'll Spend Less on in Retirement | Kiplinger
Pumpkin spice-flavored treats. Fall activities. The leaves turning. What’s your favorite part of fall?
What makes my team at Ameriprise different? Our clients have their goals posted online and can adjust them in real time to reflect different hypotheticals. (What if I want to retire two years early? Can I afford to purchase a vacation home? Etc.)
My clients don't invest to beat a benchmark and they don't try to chase the hottest new stock. Instead, they invest to achieve their goals. If you want to take the first step, click the attached link and spend three minutes reviewing your own goals.
https://www.ameriprise.com/spotlight/confident-retirement-check/
AMERIPRISE.COM
Take the 3-Minute Confident Retirement® check | Ameriprise Financial
Track your progress toward your financial goals, check your investments, and connect with me through Ameriprise’s secure digital tools.
"Do it Yourself" Investors (especially those utilizing index funds) have had a great run for the last 11 years. But 2020 has been a very different experience, and the future looks uncertain. This is the perfect time to consider the value of professional financial advice, and I welcome you to contact me for a discussion.
https://www.ameripriseadvisors.com/michael.faro/
AMERIPRISEADVISORS.COM
Ameriprise Advisor
October is National Cyber Security Awareness Month. This month and every month, it’s important to be alert and aware of threats to your investments and personal information.
AMERIPRISE.COM
5 types of fraud to watch out for
Together, we can track your progress and update your strategies as circumstances change. Let's work to keep you moving toward your goals, in any market conditions.
Regularly rebalancing your long-term investments can help keep your risk tolerance and asset allocation aligned and keep you on track to your goals.
National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?
Is maxing out your 401(k) enough? For high earners, only saving up to the annual IRS contribution limit may not be enough to meet spending needs in retirement.
FORBES.COM
Here’s What Maxing Out Your 401(k) Could Get You In Retirement
Wishing you a safe, fun and spooky Halloween!
Don’t forget to set your clocks back this weekend. What will you do with your extra hour?
Reduce your expenses, focus on your total portfolio, and other tips for boosting retirement income in the era of low interest rates.
KIPLINGER.COM
Boost Your Retirement Income in 3 Steps | Kiplinger
This Veteran’s Day, we express our gratitude to all the men and women who’ve served in the U.S. Armed Forces. Thank you for your service.
Learn how we can help you achieve your financial goals, today and tomorrow. Reach out today to schedule your complimentary initial consultation.
Distributing your assets among three tax categories can help you keep more money in your pocket. I can help with smart tax diversification strategies to benefit you in retirement.
AMERIPRISEADVISORS.COM
Find a Financial Advisor who is right for you | Ameriprise Financial
Happy Thanksgiving! While 2020 has been a challenging year, it’s also shown us how much we still have to be grateful for. What are you thankful for?
Life insurance solutions can do more than provide income to loved ones when you pass away. Let's discuss how you can use life insurance to help you achieve some unexpected financial goals.
AMERIPRISEADVISORS.COM
Insurance solutions later in life
As the US equity markets hit new highs, have you considered asset protection strategies? Many investments offer downside protection, and depending on your circumstances they may make sense as part of an overall wealth management strategy. Please contact me to discuss further...
Running out of money in retirement is a scary prospect – but can be avoided. Here are a few things you can do to help your savings last as long as possible.
USATODAY.COM
More than 40% of Social Security beneficiaries worry they'll outlive their savings. How to avoid that fate
Best wishes for a peaceful holiday season.
Happy New Year! So long, 2020.
While money is an important piece, setting your goals and finding your purpose are key steps toward feeling confident and happy in retirement.
KIPLINGER.COM
Money Can’t Buy Happiness: 4 Secrets to a Happy Retirement | Kiplinger
What are your financial goals for 2021? Together, we can work towards achieving your priorities for this year and beyond.
Being organized can save you time and money. What are you doing to get better organized this month?
Today and every day, we respectfully honor the legacy of Rev. Martin Luther King, Jr.
What are your wellness goals for the new year?
In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life.
MARKETWATCH.COM
You should have a purpose in retirement, too
2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.
Get the personalized advice you need to envision and build a confident financial future.
Required minimum distributions from retirement accounts were waived for 2020 but resume in 2021. Let’s connect on the best RMD strategy for your situation.
MONEY.USNEWS.COM
Start Planning for Your 2021 RMDs Now
From family to taxes, there are numerous factors to consider when planning where to live in retirement. What’s at the top of your location wish list?
MONEY.USNEWS.COM
The Most Tax-Friendly States to Retire
It’s appropriate that National Time Management Month is the shortest month of the year. This February, let’s find time to talk.
Even the most successful professionals benefit from professional financial advice. Let’s talk.
Wishing you a lovely Valentine’s Day!
Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan.
USATODAY.COM
Balance is key: 3 ways to get your retirement savings back on track
I’m thrilled to announce that I have received the Ameriprise Client Experience Award. This status is earned through demonstrated excellence in client service. While it’s my name on this award, it would not have been possible without the continued trust of my clients and without a team that’s dedicated to providing the best possible service. Thank you for your loyalty! https://www.ameripriseadvisors.com/michael.faro/
AMERIPRISEADVISORS.COM
Michael C. Faro - Financial Advisor in New York, NY | Ameriprise Financial
From health care to hobbies, spending habits can change in retirement. Together, we can review your portfolio and determine how much you need to save for a fulfilling retirement.
KIPLINGER.COM
10 Things You'll Spend More on in Retirement | Kiplinger
Yield on the U.S. 10-year Treasury note reached its highest level since January 2020. Chief Market Strategist David Joy explains what stocks expect.
NEWSROOM.AMERIPRISE.COM
Stocks Take the Rise in Bond Yields in Stride | Ameriprise Newsroom
Together, we can work to envision your ideal financial future – and build it.
Bond-yield adjustments continue while expectations are rising for revenue and earnings growth. Chief Market Strategist David Joy sums up conditions.
NEWSROOM.AMERIPRISE.COM
On the Cusp of An Economic Boom: What Does it Mean for Investors? | Ameriprise Newsroom
Clients have spoken about their experience working with us and we are delighted with the results. Please visit our website to see our most recent Client Satisfaction Rating. Thank you to those who have given feedback already; those who haven’t and wish to, please sign into your Ameriprise account and add your feedback via the “Submit a review” button in the “My Advisor” tab. Hearing from you helps us continue to improve the experience we provide to clients. As always, we appreciate your business.
https://www.ameripriseadvisors.com/michael.faro
AMERIPRISEADVISORS.COM
Michael C. Faro - Financial Advisor in New York, NY | Ameriprise Financial
Spring has sprung! What are you hoping to accomplish this season?