Hug your people today. Tell them you love them. You never know when it’s going to be the last time
Enjoy your Independence Day!
REMINDER: you have 2 weeks left for your taxes! If you're a business owner or self-employed, be sure to pay your quarterly taxes too.
Happy Father’s Day!
Thank you all for the responses and feedback from my initial offer. It's been so well received, I am now dedicating time each week solely for pro bono consultations.
30 minute slots are available every Tuesday and Thursday from 3pm to 7pm. For those interested, you can use the link below to view availability and schedule.
These sessions can be for answering questions about the stock market, your finances, or current events. What they won't be are a sales pitch for my services. This time is dedicated to benefiting you.
I hope everyone is safe and staying home to help flatten the curve.
Pro Bono - Matthew G Ricks, MBA, CFP®
This is for you to ask any questions or have any concerns addressed. Whether that’s about the market, something specific to your finances, or even if you need to vent about current events.What won't happen during this meeting is a sales pitch. This time is truly for the sole benefit of helping you...
Pro Bono - Matthew G Ricks, MBA, CFP®
This is for you to ask any questions or have any concerns addressed. Whether that’s about the market, something specific to your finances, or even if you need to vent about current events.What won't happen during this meeting is a sales pitch. This time is truly for the sole benefit of helping you...
See more at
calendly.com
With everything going on these days, COVID-19, the upcoming election, and extreme volatility in the stock market, it's completely understandable to feel overwhelmed or scared. In an effort to help however I can, I am now opening 20 slots for complimentary 30-minute consultations.
This time can be spent answering questions about the stock market, discussing your financial situation, or even if you simply need to vent about current events. You can schedule using the link below.
Please feel free to share with your network as I know there are plenty of people who could use help.
Stay safe out there.
Complimentary consultation - Matthew G Ricks, MBA, CFP®
I know there’s a lot going on these days with COVID-19, the upcoming election, and extreme volatility in the stock market. It can all be overwhelming and confusing so it’s completely understandable if you’re scared or have concerns.This complimentary consultation is for you to have any those
Complimentary consultation - Matthew G Ricks, MBA, CFP®
I know there’s a lot going on these days with COVID-19, the upcoming election, and extreme volatility in the stock market. It can all be overwhelming and confusing so it’s completely understandable if you’re scared or have concerns.This complimentary consultation is for you to have any those
See more at
calendly.com
Matthew Ricks, Certified Financial Planner updated their address.
Today is Election Day. Regardless of your political affiliation or beliefs, it's important all Americans take part in the process.
If you are turned away at the polls, this is what you tell them: “Give me a provisional ballot with a receipt, as is required by law.”
If you already mailed in your ballot, you should confirm that your ballot was accepted as valid. There are links to check all 50 states in this article from CNET.
Make sure your vote is counted!
https://www.cnet.com/how-to/how-do-i-track-my-mail-in-ballot-heres-how-for-every-state-and-d-c/
UPDATE: As of yesterday, I am no longer affiliated with Ameriprise Financial. I eagerly await sharing news of my next venture once the details are finalized. Until then, you can reach me via DM or the contact info listed on this page.
Matthew Ricks, Certified Financial Planner updated their business hours.
Thank you to all the military members & their families. We are forever grateful for your efforts and sacrifices!
Enjoy the day with loved ones, whether that’s in person or virtually. Take the time to reflect on what you have and be thankful. #thanksgiving
Matthew Ricks, Certified Financial Planner updated their phone number.
Matthew Ricks, Certified Financial Planner updated their website address.
Chag Sameach! May you enjoy the Festival of Lights with your loved ones!
Spend time with your loved ones and enjoy the holiday season. We’ve all earned it this year!
Wishing you all a happy and healthy New Year!
#FinancialPlanning #SpecialNeeds #NewYear #HeresTo2021 #Hopeful
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. White text is centered stating “What are you looking forward to in 2021? As we flip the calendar, may the New Year be filled with hope. Happy 2021! Stay safe.” There is a picture of a champagne bottle with the cork popping out on the bottom left and a firework explosion on the bottom right.]
I've started my own firm! Haystack Financial Planning is a firm focused on serving the special needs community. I'm excited to get the new firm launched and be on the lookout for more things to come in 2021!
#SpecialNeeds #FinancialPlanning #Fiduciary #FeeOnly
“I don't have a lot of money to invest so you probably don't want to work with me.” This is something I hear quite a bit and is absolutely wrong. It is a myth perpetrated from the days of brokers calling you out of the phone book to sell you individual stocks or products.
Yes, financial planning does have to do with money however a financial plan can benefit you whether you are living paycheck-to-paycheck or you have more money than you or your children will ever spend in their lifetimes.
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #FinancialGoals #MoneyTips #Goals #Financial #FinancialMyths #Myths
[Image description: Gold border and white background with the Haystack Financial Planning logo in the bottom right corner. There is a blue banner at the top with the word “myth” in gold text. Below this on the left is an image of a text exchange talking about finances. Next to that on the right are the words “financial planning is only for those with a lot of money” in gold text.]
Turning the calendar to January means reviewing & possibly adjusting your retirement contributions. The limits have not changed from 2020 but I bet your financial situation has.
The maximum contribution to a traditional or Roth IRA remains $6,000 while for a 401(k) it is $19,500. If you have a solo 401(k) or are a participant in a SEP IRA, the limit is $57,000. However, there are some caveats to these where it’s worth consulting with a professional.
Remember the IRS only considers your age at the end of the year. If you will turn 50 at some point during 2021, you can start your catch-up contribution now. There’s no need to make a big lump sum contribution after your birthday. For a traditional or Roth IRA you can add an additional $1,000 and for a 401(k) an additional $6,500.
Again these are the maximum you can contribute to your retirement account. Please don't let these stop you from contributing. Whether it's $100 or the maximum, the important thing is that you get started!
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Retirement #Contributions #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #FinancialGoals #MoneyTips #Goals #Financial #Savings
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. There is a table sharing the 2021 IRS contribution limits for retirement accounts and the over 50 catch-up amounts.]
Any good plan needs a team to help make it work. This typical includes family, friends, doctors, therapists, teachers, caregivers, and more. That’s even before we get to other professionals like financial planners, estate attorneys, and accountants. Who you surround yourself can have a tremendous impact on your well-being. Make sure you do proper due diligence and check that they are putting your interests first.
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #BuildYourTeam #Team
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. White text reads “who’s on your team?” above a black and white photo of a volleyball team holding hands.]
No matter what you’re trying to achieve, it all starts with believing in yourself. When you get down or have doubts, remember that no journey is a straight path to success. Encountering failure is an opportunity to learn and grow (as all the gurus are quick to point out).
Take the time to reflect (bad pun alert!) and practice some self-care as a way to recharge before pressing Onward to Greatness (h/t @dasarteyarnway).
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #FinancialGoals #SelfCare #Wellness #Confidence #BelieveInYourself
[Image description: Young child kissing their reflection in a mirror while smiling.]
I am excited (and really nervous) to share my very first blog post. In it, you’ll learn more about me and what you can expect from my posts. Please feel free to let me know what you think. Your feedback is important to ensure that these are useful and helpful.
You can read it here:
https://haystackfp.com/blog/2021/19/01/please-allow-me-to-introduce-myself
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #BlogPost #AboutMe
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. There is a bullhorn depicted to be shouting the words ”My very first blog post is up!” in white text. Further down the image also in white text is “You can read it by heading to the linktree in my profile or use the link below.”]
I thought these two quotes by Dr. King were just as, if not more, prevalent today to us as a people and as a country. It is sad that we are still dealing with the same injustices almost 60 years after his death. We can do better. For all our sakes.
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Equality #MLK #MLKday #Injustice #Peace #Togetherness
[Image description: White background with Haystack Financial Planning logo in the bottom right corner. There are 2 quotes from Rev. Dr. Martin Luther King, Jr. in black text. The first one is: "In the end, we will remember not the words of our enemies, but the silence of our friends." with silence bolded and in gold font. The second quote is: "The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy." with challenge and controversy bolded and in gold font.]
I like to say financial planning is a marriage of Art and Science. The science consists of technical skills like cash flow analysis, time value of money, portfolio allocation, benefits analysis, etc. The art aspect of financial planning is where the real value lies. It is marrying the technical to the personal and emotional pieces of your life.
You can have a solid technical plan that meets all your goals and objectives however that does not matter if it is not aligned with your beliefs and lifestyle. More than likely, you won't be excited about it and probably won’t follow through with it.
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #FinancialGoals
[Image description: Navy blue background with the Haystack Financial Planning logo in the bottom right corner. The quote “Real Financial Planning is the process of aligning someone's use of capital with what is important to them. That is it. Everything else is a distraction.” by Carl Richards appears in gold text.]
Glad to share how Haystack Financial Planning came about and why we're proud to serve the special needs community. The article requires a log-in so I'll share a brief snippet...
One in four adults in the U.S. — or 61 million people — have disabilities that affect their daily lives, according to the Centers for Disease Control and Prevention. Ricks points out that the figure goes up significantly when including people of all ages, caretakers, and family members.
“It's not a small community by any means,” Ricks says, estimating from studies he’s reviewed in preparing to start Haystack. “There are firms that focus on that community, but certainly not enough for 110 million people."
#specialneeds #financialplanning #specialneedsplanning
FINANCIAL-PLANNING.COM
Ex-Ameriprise advisor launches special-needs focused indie practice
Business owners, self-employed individuals, 1099 workers - be sure to pay your quarterly estimated taxes by tomorrow! Friday, January 15th is the deadline to pay the estimates for the 4th quarter of 2020.
#FinancialPlanning #SpecialNeeds #SpecialNeedsPlanning #Disability #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #FinancialGoals #Taxes #Deadlines #TaxDeadline #EstimatedTaxes #BusinessOwners #SelfEmployed
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. “Reminder” is at the top in navy blue text. A picture of a stack of dollar bills and a sack of money is in the bottom left. There is white text that reads “January 15th is the Q4 quarterly estimated tax deadline.” in the middle with “That’s tomorrow!!” below it and to the right.]
The debut of Three "Wise" Guys is now on the blog! My good friends Mike Kelly and Simon Tryzna joined me for a @sptguy33 style roundtable to discuss $GME. What happened, the potential impacts, and who really loses in all this.
You can read it here: https://haystackfp.com/blog/2021/01/27/three-wise-guys-on-gamestop
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #StockMarket #Stocks #Volatility #Trading
[Image description: Black background with black & white photos of Matt, Mike, and Simon. Their names are above their respective picture in white font. Centered on the image in larger white font is Three “Wise” Guys On with A #FinTwit Collaboration in a smaller white font below. At the bottom is their respective Twitter handles: @MatthewRicks_, @the_MikeKelly, and @SimonTryzna.]
The recent news of Reddit traders causing extreme price movements in certain stocks and potentially “taking down” hedge funds is another in a long line of events. While the details may change, the overarching theme repeats itself over and over. Maybe some of your friends, family, or colleagues are taking part and making money from it. The FOMO would be strong and you feel like you “lost” money. I get it. We’re all human and struggle with those feelings.
This classic sketch by @behaviorgap reminds us that time in the market is more important than timing the market. If you’re feeling antsy, reach out to your advisor or planner and have a conversation. Reviewing your plan can be re-assuring and maybe there are other reasons to make adjustments.
Stock prices are out of your control. Continuing to save towards specific goals and understanding what you’re working towards is well within your control. Remember to focus on that.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #StockMarket #Stocks #Volatility #Trading
[Image description: Image of a repeated bell curve with the label “greed/buy” near the peak and “fear/sell” at the trough. “...repeat until broke!” is at the end on the right side of the graph. Centered under the image is “It's different this time...” in gold font. The Haystack Financial Planning logo is in the bottom right corner.]
Norman Greenbaum wrote “Spirit in the Sky” in 1969. He owns 50% of the publishing rights which means he gets about $10,000 every time the song is used in a movie, TV show, or ad. According to IMDB, the song has been used 90 times as part of the soundtrack in movies and TV shows. It’s been used in dozens of major ads and the video game “Rock Band 2”.
By my estimation, Greenbaum has made over $2,000,000 and counting from other people using his song. This does not include any other monies or royalties from touring, performing, record sales, etc. It also does not include any money made from the different artists, at least 14 by my internet sleuthing, covering the song.
So what does this have to do with financial planning? EVERYTHING. Presumably, the song will still be used after Norman passes. Does he have proper estate planning? We’ve seen multiple artists have no will or clear estate plan in place (e.g. Prince & Aretha Franklin) which means years of legal battles for their heirs. Are the royalties paid to an LLC, S Corp, or to him personally? That impacts his taxes. We could then talk about attorney costs for protecting his intellectual property. Lots and lots of different planning aspects are at play.
Shout out to the latest @RadioGaGaPodcast episode on “Spirit in the Sky” for inspiring this post & for some of the information used within. Check out Justine’s other episodes if you’re interested in learning more about other songs, artists, and albums!
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #MusicPublishing #OneHitWonder #SpiritInTheSky #Sountracks #Music
[Image description: Cover of the “Spirit in the Sky” single featuring a picture of Norman Greenbaum with an American flag backdrop on the right. The text “Norman Greenbaum Spirit in the Sky and Milk Cow” appears on the left side of the image.]
I mean do I need to say anything else? The Hall of Famer, 13 time World Series champion (!!!), & all-time great @yankees catcher nailed it.
The last 11 months have been a great reminder that even if we do not know exactly where we are going or what the future holds (and let’s face it not many of us do) having a plan to help navigate through challenges can be beneficial.
The beauty of a financial plan is that it changes along with your life. New job? Time to update your income! New house? Time to adjust the mortgage information! A new addition to the family? Get that 529 account set-up and start those contributions!
Also don’t feel like you have to tackle every aspect of your finances at once. That can be overwhelming. Find your biggest “pain point” and start there. Then build on that. The key is to just get started.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #YogiBerra #YogiBerraQuotes
[Image description: Navy blue background with the Haystack Financial Planning logo in the bottom right corner. The quote “If you don’t know where you are going, you’ll end up someplace else.” by Yogi Berra appears in gold text.
My wife and I are in tears right now listening to this. Partly laughing. Mostly commiserating. What a great idea by The New York Times to allow an outlet for these mothers.
#Parenting #PandemicParenting
https://www.nytimes.com/interactive/2021/02/04/parenting/working-moms-coronavirus.html
NYTIMES.COM
The Primal Scream
Matthew Ricks, Certified Financial Planner updated their business hours.
Yesterday was about fun in the snow. Today was a lesson on good deeds. Big boy helped me clear the crosswalks on our corner as they do not get taken care of by the @MTA. Navigating the corner quickly becomes a hazard and requires you to climb over piles of snow and ice. We made sure the curb was cleared so it was accessible for everyone.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #SnowDay #LifeLessons
[Image description: Young boy dressed in a snowsuit shoveling a NYC sidewalk]
Spent today with my 2 boys. We had fun watching the snowfall from the window and then later heading outside to play in it. It was the first time for the little man and he had a mixed reaction. Big boy had a blast as always. Thankful for these moments with them.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #SnowDay #FamilyTime #Family
[Image description: First picture is of a toddler and young boy. They are standing in a window looking out at a NYC street and the snowfall. Second picture is of an adult man playing in the snow with a toddler and young boy]
Language matters. How you refer to someone matters. I want to respect everyone and know that this can be a sensitive issue. Please feel free to openly share your preference when we speak.
Thanks to @intimately.co for the inspiration.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Language #Identity #RespectOthers
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. Centered on the page is white text that reads ”person-first or identity-first?”]
Whiskey tasting with some members of @theadvisorgc. Fun time with great people while learning a lot about barrels, the process, & requirements for each type.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner
[Image description: Six small bottles of whiskey arranged in a V shape with a white mug in the middle. The mug has the @theadvisorgc logo on it.]
Tax preparation services can now be a part of your relationship with Haystack Financial Planning!
This new service is entirely optional. However, clients that utilize the team at XYTS can have the fee incorporated into their current pricing. XYTS can handle your tax preparation and filing services while Haystack Financial Planning continues to help with your tax planning needs.
If you’re interested in these services or want more information, send a message, email, or comment below.
Photo by @kelly_sikkema on @unsplash
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Taxes #TaxPreparation #TaxPreparation
[Image description: White background with the Haystack Financial Planning logo in the bottom right corner. Centered at the top is the word “Announcement:” in navy text and below that “Tax preparation services are now available” in gold text. A picture of a person with their tax return paperwork strewn in front of them is on the middle right. On the bottom left with a navy rectangle background the text “I've partnered with XY Tax Solutions (XYTS) to provide tax preparation to clients as part of the financial planning relationship.” appears in white text. The XYTS logo is in the bottom right corner next to the Haystack Financial Planning logo.]
Happy new year to all those celebrating today! May the year of the Ox bring you health and happiness.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #LunarNewYear #YearOfTheOx
[Image description: Gold border and white background with the Haystack Financial Planning logo in the bottom right corner. There is a gold Ox in the middle of the image and 20 and 21 on either side in red font with gold circles around them. “Year of the Ox” and “Happy Chinese New Year” are above the picture of the Ox while below it is “may you be prosperous and happy” all in red font.]
Using disabled or specials needs when referring to a person is, well, personal. Some have a defined preference for one or the other while others feel they are interchangeable. The key is to be respectful of their choice and to not project your own views onto them.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Terminology #WordsMatter
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. Vertically centered on the image with the text color alternating between navy and white on each line are the words “Which term to use: Disability or Special Needs.”]
If the focus is only on your investments, you’re missing a big part of your finances. Financial planning incorporates cash flow, insurance, investments, tax planning, estate planning, and more. There absolutely will be times where one area is a priority or more important however ignoring one aspect completely typically does not lead to financial success. Be sure you’re working with a professional that can guide you through all these areas.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner
[Image description: Gold border and white background with the Haystack Financial Planning logo in the bottom right corner. There is a navy banner at the top with the word “myth” in gold text. Below are the words “Financial planning is only about your investments” in navy text.]
The 2nd edition of Three "Wise" Guys with Mike Kelly and Simon Tryzna is now up! We talk about crypto, blockchain, and the potential impacts.
Visit the link below to read it.
https://haystackfp.com/blog/2021/02/25/three-wise-guys-on-cryptoassets
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Crypto #Blockchain #Bitcoin #Cryptocurrency
[Image description: Black background with black & white photos of Matt, Mike, and Simon. Their names are above their respective picture in white font. Centered on the image in larger white font is Three “Wise” Guys On with A #FinTwit Collaboration in a smaller white font below. At the bottom is their respective Twitter handles: @MatthewRicks_, @the_MikeKelly, and @SimonTryzna.]
Today was our first indoor family outing in over a year. Only fitting it was the @amnh & visiting the dinosaurs. We even ran into friends we haven’t seen in months!
We were very nervous what it would be like and if we would feel comfortable. Good news is that everyone was wearing masks and (for the most part) was conscious about distance. Ideally there would have been less people in the museum. Overall it was a fun afternoon.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Family #Dinosaur #Triceratops #Fossil #FamilyTime
[Image description: Matt and his 4 year old son wearing masks in front of a triceratops skeleton]
Big day in our house as both boys made the move to bigger beds. Oldest was “so happy” while his little brother does not seem to be a fan based on his resistance to bedtime.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Family #Kids #GrowingBoys
[Image description: There are two images. The first is off a 4-year old sitting in a twin bed. The second of a 16-month old sitting in a crib.]
I’ve seen this and similarly worded posts circulating around Instagram and Facebook lately. What a profound message.
That’s it. That’s the post. Not going to try and relate it to financial planning.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Family #Parenting #Parent #Children
[Image description: White background with the Haystack Financial Planning logo in the bottom right corner. In navy text is “Every parent plans to raise their child for about 18 years, set them free for 30 years, and then hope they come back to help them face the final years of their own life. A special needs parent can sometimes plan to raise their child for 65 years and while doing so also has to prepare for the other 20 or so after they themselves are gone.”]
Today was our first indoor family outing in over a year. Only fitting it was the @amnh & visiting the dinosaurs. We even ran into friends we haven’t seen in months!
We were very nervous what it would be like and if we would feel comfortable. Good news is that everyone was wearing masks and (for the most part) was conscious about distance. Ideally there would have been less people in the museum. Overall it was a fun afternoon.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Family #Dinosaur #Triceratops #Fossil #FamilyTime
[Image description: Matt and his 4 year old son wearing masks in front of a triceratops skeleton]
Had a great conversation on planning for disabled & special needs individuals with some fellow advisors. Give it a listen at the link below.
https://haystackfp.com/blog/2021/03/18/xypn-radio-episode-299
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Podcast #XYPN
[Image description: White background with the Haystack Financial Planning logo in the bottom right corner. At the top is “Haystack in the media” in navy font sandwiched between two gold lines with diamond shapes on the end above and below. An outline of a microphone is in gold on the left side of the image. On the right is “XYPN Radio Episode 299” in white font surrounded by a navy circle.]
Happy Saint Patrick’s Day!
Luck, hope, and prayer are definitely not the holy trinity of financial planning!
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #StPatricksDay #StPattysDay #SaintPatrick #LuckOfTheIrish
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. A green shamrock is on the left next to “Happy St. Patrick's Day!” in green font. “Please don't count on the "luck of the Irish" to take care of your financial future!” is centered towards the bottom in white font.]
My latest blog post is now live. I take a look at what it was like buying a car in the early days of COVID-19.
Visit the link below to give it a read.
https://haystackfp.com/blog/2021/03/15/baby-you-can-drive-my-car
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #BlogPost #CarBuying #Budgeting #Family #Pandemic #COVID19
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. At the top of the image are the words “New blog post is up! Visit the link to read a bit about the car buying experience” in white text. Below that is a picture of a mom and child eating ice cream in the trunk of a station wagon.]
Big day in our house as both boys made the move to bigger beds. Oldest was “so happy” while his little brother does not seem to be a fan based on his resistance to bedtime.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Family #Kids #GrowingBoys
[Image description: There are two images. The first is off a 4-year old sitting in a twin bed. The second of a 16-month old sitting in a crib.]
I’ve seen this and similarly worded posts circulating around Instagram and Facebook lately. What a profound message.
That’s it. That’s the post. Not going to try and relate it to financial planning.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Family #Parenting #Parent #Children
[Image description: White background with the Haystack Financial Planning logo in the bottom right corner. In navy text is “Every parent plans to raise their child for about 18 years, set them free for 30 years, and then hope they come back to help them face the final years of their own life. A special needs parent can sometimes plan to raise their child for 65 years and while doing so also has to prepare for the other 20 or so after they themselves are gone.”]
Had a great conversation on planning for disabled & special needs individuals with some fellow advisors. Give it a listen at the link below.
https://haystackfp.com/blog/2021/03/18/xypn-radio-episode-299
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Podcast #XYPN
[Image description: White background with the Haystack Financial Planning logo in the bottom right corner. At the top is “Haystack in the media” in navy font sandwiched between two gold lines with diamond shapes on the end above and below. An outline of a microphone is in gold on the left side of the image. On the right is “XYPN Radio Episode 299” in white font surrounded by a navy circle.]
Remembering all those who served their country until the end.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #MemorialDay #MemorialDay2021 #Remember
[Image description: Image is a blue and red striped background with white stars at the very top and very bottom. There is a blue square outlined in white in the center with the words “This Memorial Day, Wishing you a peaceful and blessed day with your loved ones.” in white font.]
Today is the tax deadline! Get those returns filed!!
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Taxes #TaxDay2021 #TaxSeason
[Image description: White background with the Haystack Financial Planning logo in the bottom right corner. Across the top are paint brushstrokes of gold and navy. “May you have good returns this tax season” is centered in navy font and “Happy tax day” is at the bottom in gold font.]
Happy Mother’s Day to all the moms out there!
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #MothersDay2021 #MothersDay #Moms
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. A white circle is centered on the image with a border of pink flowers. In the circle is the text “To all the moms out there, Happy Mother’s Day! One day is not enough to celebrate everything that you do!” in navy font]
You have 2 weeks left to file your taxes! Congrats to those who have already filed and let the mad dash begin to the finish for everyone else.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Taxes #TaxDay2021 #TaxSeason
[Image description: Navy background with the Haystack Financial Planning logo in the bottom right corner. There is a gold band across the top and a clipboard icon in a white circle centered on that. The text “Don't Forget! Tax Day is MAY 17, 2020” is in gold font. At the bottom is a white rectangle with “You have two weeks left to file!” in navy font.]
It was extremely fun to chat with @beyourowndamnguru on the #NewSkool podcast. Give it a listen at the link below or from the LinkTree in my profile.
https://haystackfp.com/blog/2021/4/7/the-new-skool-episode-11
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Podcast #NewSkool #Media
[Image description: Image description: White background with the Haystack Financial Planning logo in the bottom right corner. At the top is “Haystack in the media” in navy font sandwiched between two gold lines with diamond shapes on the end above and below. An outline of a microphone is in gold on the left side of the image. On the right is “The New Skool Episode 11” in white font surrounded by a navy circle.]
I got my vaccine shot today. The operation at the @javitscenter was very impressive. I had the shot (Johnson & Johnson in case you were interested) in my arm in under 15 minutes & was out the door in less than 30 minutes after the observation period.
A big thank you to all those working there. They were incredibly helpful & pleasant to interact with. It was very easy to navigate my way through. If you live in New York & Javits is convenient for you it's worth it. Highly suggest going there.
Remember, it's important to others who are vulnerable that we get vaccinated. There are many disabled and special needs individuals who cannot leave their homes until the virus is under control. Getting the vaccine is not only about you, but it's also about controling the spread and ensuring that EVERYONE in our society can safely stop isolating and sheltering at home.
#SpecialNeeds #SpecialNeedsPlanning #SpecialNeedsFamilies #SpecialNeedsCommunity #Disability #DisabilityServices #DisabilityCommunity #Disabled #DisabledCommunity #FinancialPlanning #Finance #PersonalFinance #FinancialAdvisor #FinancialPlanner #Pandemic #WearYourDamnMask #COVID19
[Image description: Gold background with the Haystack Financial Planning logo in the bottom right corner. Centered at the top is the text "Doing my part" in white font. Below that is a picture of a round New York vaccination sticker that has the words "I got my vaccination at the Javits Center" arched around the top and bottom edges. In the center is an image of an arm flexing with a band-aid and the words "Vaccinate New York." The words "remember think of more than yourself" in white font are at the bottom.]
