Be ready for your next home search with this helpful guide.
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Do you have a house-hunting checklist?
An appraisal is an estimate by a professional appraiser of how much a home is worth. Mortgage lenders require that you get an appraisal before you sign on a loan to buy a home. The appraisal assures the lender that they aren’t lending you more money than the home is worth. CALL ME if you have questions about appraisals or other concerns. I’m here to help you achieve the dream of homeownership! With today’s historically low rates, now is a great time to lock a rate and buy or refi!
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It's never too early -- or too late -- to think about what you'll want in a retirement property.
BLOG.RISMEDIA.COM
8 Tips for Buying a Home for Retirement
Make your space look its best with three different types of wall hangings.
CURBED.COM
How to Hang Pictures, Mirrors, and Plates, According to an Expert
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Are you thinking about making some changes to your home? Get in touch for financing options.
APARTMENTTHERAPY.COM
7 Finishes and Materials That’ll Impact Your Resale Value, According to Experts
This is just one of many methods you can use to save up for a new place.
BUSINESSINSIDER.COM
If you're an aspiring homeowner, use the 30/30/3 rule to figure out what kind of house you can afford
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Make this style work anywhere in your home.
ARCHITECTURALDIGEST.COM
Here’s Everything You Need to Know About Midcentury Design
Take these seven steps to prepare yourself for the home search ahead:
CONSUMERAFFAIRS.COM
7 helpful steps to take when house hunting
Escrow is a neutral third party that handles money for buyers and sellers, such as earnest money, homeowners insurance, and property taxes.
Mortgage rate locks could be an option if you're worried about interest rates rising before you close.
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Do you know about rate locks?
Home maintenance doesn't have to be difficult. Have these nine basics up your sleeve to fix things around the house.
REALSIMPLE.COM
9 Basic Home Maintenance How-tos Everyone Should Know
No matter which material you choose, the most important thing is that it stays consistent throughout your home.
RD.COM
This Is the Absolute Best Flooring for Increasing Home Value
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Keep these six tips in mind when decorating each room in your home.
HOUSEBEAUTIFUL.COM
The Overlooked Element That Makes a Room "Just Look Right"
Reap the benefits of your homeownership by keeping your finances in good shape.
HGTV.COM
Financial Strategizing for New Homeowners
Maybe you consider adjustable-rate mortgages risky, but they may be beneficial for some people. Read more:
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Thinking about purchasing a second home? There are a lot of questions to consider before you make up your mind.
CONSIDERABLE.COM
5 questions to ask yourself before buying a vacation home | Considerable
Get in touch for guidance if you're unsure whether refinancing is the right choice for you.
APARTMENTTHERAPY.COM
5 Things I Had to Google While Refinancing My Home
NEED A HOME LOAN? GETTING STARTED IS EASY—you’ve got several choices!
Have you factored closing costs into your homebuying budget?
READYNEST.COM
Who pays closing costs when you purchase a home? | Readynest
You can gain a lot from your home equity. Read this for ways to increase your stake in your property.
DAVIDMILNE.MYHOMEHQ.BIZ
5 Tips for Building Equity
Academy Mortgage is proud to serve our nation’s military personnel and Veterans by providing affordable mortgage solutions and supporting military-related organizations. It is our privilege to deliver the dream of homeownership to these individuals and families who have sacrificed so much to protect our country and our freedoms. Our total VA Loan production in 2019 and collective involvement with nationwide programs to benefit and enhance the lives of military families are the reasons why Academy was named a Best Military Lender by NMP Magazine for 2020. With Veterans Day on the horizon, we also want to thank our military team members and their families for your selfless service and sacrifice.
Having an inventory of your belongings for insurance purposes is an essential part of being a homeowner.
OTBD.IT
Your Guide for Making a Home Inventory and Why You Need One
This is one way to create a separated space in your home, whether it's for a home office, an exercise area or another purpose.
THESPRUCE.COM
How to Build a Temporary Wall Inside Your Home
Thinking of redecorating your home? Use these interior designers' tips to create the perfect living space.
VERANDA.COM
6 Common Decorating Mistakes And How To Avoid Them, According to Top Interior Designers
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Appraisals are a must when you're buying or refinancing a home. Learn more about them here:
FOOL.COM
How Much Does a Home Appraisal Cost?
I am here to find the best solution for you! Check out our programs below and let's get started!
https://academymortgage.com/homebuyer-education/first-time-homebuyer/which-loan-program-is-right-for-you
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We all make mistakes, but you might want to read about some of these renovation errors before you start working on your own home improvements.
APARTMENTTHERAPY.COM
6 Reddit Stories of Home Improvement Mistakes—and How to Fix Them
Do you know the key differences between a home equity loan, a cash-out refinance and a home equity line of credit? Reach out with any questions.
FORBES.COM
HELOC and Home Equity Loans Vs. Cash-Out Refinance
The Federal Housing Finance Agency announced that it has raised the 2021 conforming loan limits for Fannie Mae and Freddie Mac to $548,250. This will be the maximum loan limit amount in the majority of the U.S., but some higher-cost counties will in-turn have higher limits. The increase in loan limits (nearly 7.5% from 2020) is evidence of a growing housing market, and the change will help home buyers keep up with market demands.
These four tips could help you create better spending and saving habits.
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Use these nine tips to make each room in your home look its best.
THESPRUCE.COM
9 Tips to Beautify Any Room in Your Home
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Is your home ready for winter? If not, now is the time to do these checkups.
BLOG.RISMEDIA.COM
Preparing Your Home to Stand Against the Cold, Snow and Ice of Winter
You don't need to make huge changes to increase your savings.
THEBALANCE.COM
8 Ways to Trim Your Household Expenses
If your silverware is spotted with rust, try this method for removing it.
HUNKER.COM
How to Remove Rust Stains From Utensils Cleaned in the Dishwasher | Hunker
Real estate has been successful for most of 2020. Read three reasons why:
BUILDERONLINE.COM
Today’s Unbelievably Good Housing Market, Explained
HOMEBUYERS: WHY CHOOSE ACADEMY MORTGAGE? Why do family, friends, and Realtors recommend Academy to buyers wanting a great home loan and service? We close loans on time. We communicate regularly throughout the loan process. Academy has been serving homebuyers for over 30 years—now in 49 states! But we’re also a local, direct lender that knows the local market, and all processing, underwriting, and funding are handled locally. CALL ME today to find out how we can help you achieve the dream of homeownership!
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Stay comfortable at home with chairs, sectionals and even bean bags.
HOUSEBEAUTIFUL.COM
16 of the Most Nap-Worthy Couches and Chairs You Can Buy Online
If any of these noises seem familiar, you may want to call in a professional.
BOBVILA.COM
7 House Sounds You Never Want to Ignore
Do you think of homeownership as a way to build wealth?
READYNEST.COM
Move-up homebuyer turns moxie into money | Readynest
Using money gifted from loved ones is a common way to add to your homebuying funds.
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A Popular Down Payment Option
No matter what needs to be done around the house, you want to be sure you can find a professional you trust.
FAMILYHANDYMAN.COM
The 6 Best Ways to Find a Handyman
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What are the Do's and Don'ts of a loan approval?! Check them out below!
https://academymortgage.com/homebuyer-education/mortgage-process/tips-for-a-simple-loan-approval
Ready to give your home a new look? Here's what's expected to trend for the next year -- or more.
HUNKER.COM
The Decor Styles You'll See Everywhere in 2021, According to Modsy | Hunker
Reach out if you need assistance with your home loan.
MAGAZINE.REALTOR
Millennials Underestimate Down Payment Needs
Using money gifted from loved ones is a common way to add to your homebuying funds.
DAVIDMILNE.MYHOMEHQ.BIZ
A Popular Down Payment Option
No matter what needs to be done around the house, you want to be sure you can find a professional you trust.
FAMILYHANDYMAN.COM
The 6 Best Ways to Find a Handyman
Did you know that your bathroom could have an effect on your home's value? Learn more:
BLOG.RISMEDIA.COM
4 Ways Your Bathroom Can Impact the Value of Your Home
Learn the proper way to wash and dry your plush comforter to give it a longer lifetime.
ORGANIZED-HOME.COM
Domestic Science: How to Wash a Down Comforter - The Organized Home
Your homebuying must-haves and wishlist can be used strategically to find the right fit, even if it isn't perfect.
APARTMENTTHERAPY.COM
One Realtor’s “85 Percent Rule” Will Help You Decide Which House to Buy
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What are the Do's and Don'ts of a loan approval?! Check them out below!
https://academymortgage.com/homebuyer-education/mortgage-process/tips-for-a-simple-loan-approval
Ready to give your home a new look? Here's what's expected to trend for the next year -- or more.
HUNKER.COM
The Decor Styles You'll See Everywhere in 2021, According to Modsy | Hunker
If it’s time for a new home in the new year, or maybe just a new mortgage payment, give me a call!
Find out how certain credit checks can affect your score.
THEBALANCE.COM
What’s the Difference Between a Hard and Soft Credit Inquiry?
You could improve your finances and build wealth with these four tips:
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Make 2021 a Great Financial Year
Did you know that your bathroom could have an effect on your home's value? Learn more:
BLOG.RISMEDIA.COM
4 Ways Your Bathroom Can Impact the Value of Your Home
Learn the proper way to wash and dry your plush comforter to give it a longer lifetime.
ORGANIZED-HOME.COM
Domestic Science: How to Wash a Down Comforter - The Organized Home
Your homebuying must-haves and wishlist can be used strategically to find the right fit, even if it isn't perfect.
APARTMENTTHERAPY.COM
One Realtor’s “85 Percent Rule” Will Help You Decide Which House to Buy
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Rising home equity and falling interest rates are two of the factors leading to the success of the housing market in the past year.
MAGAZINE.REALTOR
3 Trends Driving Hyperactivity in the Real Estate Market
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BREAKING NEWS: The Federal Housing Administration (FHA) has announced that individuals classified under DACA who are legally permitted to work in the U.S. are now eligible to apply for an FHA mortgage. Contact me today for more information.
Trying to limit screen time? Make sure the kids don't get bored with these creative and fun ideas.
MARTHASTEWART.COM
Indoor Activities Guaranteed to Keep the Kids Busy at Home This Winter
If it’s time for a new home in the new year, or maybe just a new mortgage payment, give me a call!
Once you're done with the basics, here are some other ways to make the space look and feel better.
LIFEHACK.ORG
10 Small Changes To Make Your House Feel Like A Home
Are you buying a new place this year? Use these tips to help you adjust to the changes.
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Make Your New House Feel Like Home
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Rising home equity and falling interest rates are two of the factors leading to the success of the housing market in the past year.
MAGAZINE.REALTOR
3 Trends Driving Hyperactivity in the Real Estate Market
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BREAKING NEWS: The Federal Housing Administration (FHA) has announced that individuals classified under DACA who are legally permitted to work in the U.S. are now eligible to apply for an FHA mortgage. Contact me today for more information.
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
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Do you have questions about getting a mortgage? Reach out to learn about the process from start to finish.
BLOG.RISMEDIA.COM
Know How and When to Apply for Home Loans in 2021
Once you're done with the basics, here are some other ways to make the space look and feel better.
LIFEHACK.ORG
10 Small Changes To Make Your House Feel Like A Home
Are you buying a new place this year? Use these tips to help you adjust to the changes.
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Make Your New House Feel Like Home
Don't be left out -- get emails about home loans, homeownership and more straight to your inbox.
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Homeownership comes with its share of perks. Read about five financial advantages you could get this tax season.
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How Homeowners Can Claim Tax Benefits
That's right, you can! And it's a great way to keep some cash in your pocket while still putting a sizable amount down on a new home. Got questions? I'm here for you!
Your house can collect dirt and dust pretty quickly. Make sure it stays looking nice by sticking to a regular cleaning schedule.
BOBVILA.COM
10 Cleaning Chores You Should Be Doing Every Month
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
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Do you have questions about getting a mortgage? Reach out to learn about the process from start to finish.
BLOG.RISMEDIA.COM
Know How and When to Apply for Home Loans in 2021
If you can live with an undesirable home feature for at least one year, you may realize that it's not a deal breaker after all.
APARTMENTTHERAPY.COM
The One Question You Need to Ask Yourself Before Buying a House
Are you aware of how and when you can deduct your property taxes?
INVESTOPEDIA.COM
Don't Miss Out on Property Tax Deductions
Homeownership comes with its share of perks. Read about five financial advantages you could get this tax season.
DAVIDMILNE.MYHOMEHQ.BIZ
How Homeowners Can Claim Tax Benefits
That's right, you can! And it's a great way to keep some cash in your pocket while still putting a sizable amount down on a new home. Got questions? I'm here for you!
Your house can collect dirt and dust pretty quickly. Make sure it stays looking nice by sticking to a regular cleaning schedule.
BOBVILA.COM
10 Cleaning Chores You Should Be Doing Every Month
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
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Making updates around your home can get you a better price when you decide to sell.
MARTHASTEWART.COM
Five Renovations That Can Increase the Selling Price of Your Home
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If you can live with an undesirable home feature for at least one year, you may realize that it's not a deal breaker after all.
APARTMENTTHERAPY.COM
The One Question You Need to Ask Yourself Before Buying a House
Are you aware of how and when you can deduct your property taxes?
INVESTOPEDIA.COM
Don't Miss Out on Property Tax Deductions
Updating your kitchen doesn't have to mean a lot of work. See what a difference small changes can make:
APARTMENTTHERAPY.COM
Before and After: A Two Week, $900 Redo Gives a Dated Kitchen a New Life
You probably spend a lot of time in your kitchen. Keep these 2021 looks in mind when you update the space.
DAVIDMILNE.MYHOMEHQ.BIZ
Kitchen Trends to Inspire You
Find out what an inspection can reveal -- as well as whether it's ever OK to skip one.
READYNEST.COM
How to put a home inspection to work for you
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Do you think you could benefit from co-buying a home?
REALSIMPLE.COM
How This Mom Saved Big Money By Buying a Home With Her Dad
Updating your kitchen doesn't have to mean a lot of work. See what a difference small changes can make:
APARTMENTTHERAPY.COM
Before and After: A Two Week, $900 Redo Gives a Dated Kitchen a New Life
You probably spend a lot of time in your kitchen. Keep these 2021 looks in mind when you update the space.
DAVIDMILNE.MYHOMEHQ.BIZ
Kitchen Trends to Inspire You
Click to see an infographic explaining how your credit score is calculated.
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What's behind your credit score?
By the time you reach 65 years of age, 83% of your retirement will come from your home equity. But do you know how to save money and build wealth with your home purchase?
Let me introduce a virtual platform called Homebot. This online tool has a dynamic dashboard that will allow you to watch the value of your home grow by providing you with a monthly digest that will breakdown the net worth of your home. I am inviting you to give Homebot a try. Call me today to get started!
Here's what you need to know to get some stuff done around the house.
HUNKER.COM
6 Easy Home Repair Hacks Everyone Should Know | Hunker
Find out what an inspection can reveal -- as well as whether it's ever OK to skip one.
READYNEST.COM
How to put a home inspection to work for you
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Do you think you could benefit from co-buying a home?
REALSIMPLE.COM
How This Mom Saved Big Money By Buying a Home With Her Dad
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Are you thinking of updating any of the rooms around your home? Take inspiration from any (or all) of these styles.
HGTV.COM
The Top 2021 Home Trends
Find out where you should aim for your credit score to be -- and how to get it there.
EXPERIAN.COM
What Is a Good Credit Score?
Click to see an infographic explaining how your credit score is calculated.
DAVIDMILNE.MYHOMEHQ.BIZ
What's behind your credit score?
By the time you reach 65 years of age, 83% of your retirement will come from your home equity. But do you know how to save money and build wealth with your home purchase?
Let me introduce a virtual platform called Homebot. This online tool has a dynamic dashboard that will allow you to watch the value of your home grow by providing you with a monthly digest that will breakdown the net worth of your home. I am inviting you to give Homebot a try. Call me today to get started!
If you want to find out about home financing and homeownership, don't miss out on this twice-monthly newsletter.
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When it comes to your family's home, one size definitely does not fit all.
BLOG.RISMEDIA.COM
How to Decide on the Ideal Home Size for You
To amortize is to pay off a mortgage gradually by periodic payments of principal and interest. The amortization term is the time required to pay off the loan; for example, for a 30-year fixed-rate mortgage, the amortization term is 360 months. An amortization schedule gives a breakdown of monthly payments into principal and interest.
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Are you thinking of updating any of the rooms around your home? Take inspiration from any (or all) of these styles.
HGTV.COM
The Top 2021 Home Trends
