Our compassionate services help clients find debt relief for their financial struggles. LAWYERSFORCHRIST.COM North Carolina's Trusted Bankruptcy Firm

We wish everyone a great and safe Labor Day, enjoy with family and friends.

Our team has helped thousands of clients use bankruptcy to reach effective debt solutions. LAWYERSFORCHRIST.COM North Carolina Bankruptcy Lawyers

There are two popular bankruptcy options that work for most filers. LAWYERSFORCHRIST.COM Which Bankruptcy Is Best For Me?

There is a lot of misinformation floating around about Chapter 7 bankruptcy; here are 3 myths to avoid. LAWYERSFORCHRIST.COM Don’t Fall For These Misconceptions

"And for the support of this Declaration, with a firm reliance on the protection of Divine Providence, we mutually pledge to each other Our Lives, our Fortunes and our sacred Honor." The last few words of the Declaration of Independence say a lot about the Founding Fathers and why we have today, THE UNITED STATES OF AMERICA. HAPPY 4TH OF JULY.

These 3 signs can indicate habits that are too expensive for a person's bank account. LAWYERSFORCHRIST.COM When Are People Living Past Their Means?

3 factors that can help pet owners hold onto their animals when considering bankruptcy. LAWYERSFORCHRIST.COM Will I Lose My Pets In Bankruptcy?

Are you dealing with harassment from a debt collector? https://bit.ly/3nTkxpw LAWYERSFORCHRIST.COM Are you dealing with harassment from a debt collector? | Gillespie & Murphy, P.A.

Keeping a handle on payments could get a little easier when filing for relief. LAWYERSFORCHRIST.COM Can Bankruptcy Help Homeowners?

We wish a Happy Veteran's Day to all who have served and are serving. You deserve the honor for your sacrifice and service.

Understanding the Chapter 7 means test https://bit.ly/3eRIA4U LAWYERSFORCHRIST.COM Understanding the Chapter 7 means test | Gillespie & Murphy, P.A.

“Don’t allow your political position ruin your spiritual disposition.” God, man/woman, then country! Rome fell at its highest and Christ died in humiliation, but remember which of the two rose to rule in the Highest! In the end we are human and created equal for community and communion. Communication is reactive and proactive. Proactively reduce your propensity to negatively react. Common sense, love, and respect should always rule above bigotry and hatred. God is sovereign in all things let's pray for HIS guidance as we move forward.

How bankruptcy can help if you are facing home foreclosure https://bit.ly/3k1ElEC LAWYERSFORCHRIST.COM How bankruptcy can help if you are facing home foreclosure | Gillespie & Murphy, P.A.

What can you keep if you file for North Carolina bankruptcy? https://bit.ly/2YZ9dgN LAWYERSFORCHRIST.COM What can you keep if you file for North Carolina bankruptcy? | Gillespie & Murphy, P.A.

We are living in difficult times. The pandemic has created uncertainty. Many are struggling financially and while others are doing ok because of government stimulus and other assistance. The concern is the future. Bankruptcy should not be entered into lightly and is often the last option anyone wants to consider. There are factors and questions to be asked to determine if bankruptcy is a viable option. • Are you having to use retirement accounts or savings to pay bills and living expenses? • Are you having to use credit cards on a regular basis to pay living expenses? • Are you only able to make the minimum payment on your credit cards, so the balances are never going down? • Are you behind on your mortgage, your rent, your car payment or other secured debt? • Are you taking cash advances on credit cards or transferring balances from one card to another to try to stay ahead? • Are late fees and interest increasing on your debts thereby increasing the balances even though you're attempting to make payments. • Are you taking out loans or home equity lines to pay credit cards or other debts? • Are you being threatened with legal action to collect debts or being threatened with foreclosure or threatened with repossession? It is a good idea too examine your overall financial health by asking these questions. If you answered yes to two or more, it may be time to consider options before things get worse. Bankruptcy is a difficult subject to discuss but it is worth discussing just like any other financial discussion so that all options can be considered so the best option can be chosen. Having more knowledge concerning options allows you to make the best decision. Bankruptcy can help with the following: • Stop a foreclosure and help reorganize to catch up payments that have been missed. • Stop a repossession and help reorganize to catch up payments that have been missed and may allow for the retrieval of a vehicle that has been repossessed. • Stop debt collection efforts, stop creditor harassment and phone calls so that you can live in peace without the threat of legal action. • Avoid judgments from being entered against you and eliminate judgments that may have already been entered. • Eliminate unsecured debt such as medical bills, credit cards and personal loans. • Protect your property while eliminating certain debt or reorganizing certain debt so that you have more money available to pay living expenses. THERE IS HOPE, THERE IS A SOLUTION.

What do you know about sidestepping foreclosure? https://bit.ly/3tgrl3Y LAWYERSFORCHRIST.COM What do you know about sidestepping foreclosure? | Gillespie & Murphy, P.A.

What are your duties in Chapter 13 bankruptcy? https://bit.ly/38Ysk0n LAWYERSFORCHRIST.COM What are your duties in Chapter 13 bankruptcy? | Gillespie & Murphy, P.A.

What if I have income but make too much to qualify for Chapter 7? https://bit.ly/3oFbuZN LAWYERSFORCHRIST.COM What if I have income but make too much to qualify for Chapter 7? | Gillespie & Murphy, P.A.

What is mortgage forbearance? https://bit.ly/3niSm2y LAWYERSFORCHRIST.COM What is mortgage forbearance? | Gillespie & Murphy, P.A.