Seniors (over 62) can access the equity in their homes that they worked so hard for as tax free cash or an equity line. My goal is always for the client to gain a deep understanding of the different opportunities reverse mortgages provide: No more house payments An increasing line of credit (LOC) Extra cash flow for life A lump sum payment Depending on your age and the amount of equity in your home, you can choose from the list above, and in some loans you even have the option to mix and match and even change the plan later. Reverse mortgages are not for everyone. When you call Brandon Webb, he will listen carefully to your goals, financial needs, and long term expectations. Then he will be able to determine whether a reverse mortgage is the wisest approach for your situation.