Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. When evaluating the cost of a loan or line of credit, it is important to understand the difference between the advertised interest rate and the annual percentage rate (APR). Check out the graphic below to learn the difference between the two! 😊

THU, OCT 1 - OCT 15 2020 MSCU Food Drive

SAT, NOV 7 AT 9:00 AM EST MSCU Shred Day 2020

Happy Fall! With the election right around the corner, we'd like to use this opportunity to remind everyone of Connecticut's voter registration deadlines: ☑️In Person: 7 days before Election Day. ☑️By Mail: Postmarked 7 days before Election Day. ☑️Online: 7 days before Election Day. ☑️Election Day Registration: If the voter registration deadline has passed, you can still register to vote in person at a designated Election Day Registration office. To learn more, please visit Connecticut's official state website at: http://ow.ly/v8Oj50Bf8DZ

A home equity loan can be a fantastic way to source extra funds during a falling-rates environment. Tapping into your home’s equity, or the positive difference between what is owed on a home and its current value, will give you the funds you need for a large expense with no additional strings attached. 🏡 BLOG.MSCU.NET What’s the Best Way to Use a Home Equity Loan?

A checking account may be one of the most useful financial accounts you can have and should offer perks worth talking about! Our checking suite offers convenience, security, and personalized perks to fit your lifestyle! Find your fit at www.mscu.net/checking ☕

Open Door Shelter is open 365 days a year. Their kitchen serves three meals a day, every day of the year, to anyone in need. This translates to over 50,000 meals served monthly. Most of the families and individuals who come to Open Doors arrive with practically nothing, and depend on community donations for food, clothing, and other necessities. Help us support their efforts during our 2020 Food Drive! https://info.mscu.net/fooddrive

We may not be having our ‘Fill the Truck’ event, but we’re still collecting items throughout the month to benefit St. Vincent DePaul Mission of Waterbury! Drop off your donations at our Watertown branch today. 🤗 St. Vincent DePaul Mission of Waterbury October 8 at 10:29 AM · THROW-BACK-THURSDAY: Mutual Security Credit Union's “Fill the Truck” Food Drive was a great success last year. Unfortunately, the COVID 19 pandemic has made it difficult for Mutual Security Credit Union and other supporters from having food drives that would benefit our SVDP Food Pantry. “Thumbs up to everyone at Mutual Security who participated in and contributed to the MSCU 12th Annual Fill-A-Truck Food Drive on Thursday, September 19, 2019. Those shown in the photo are packing the donated food into bags: Mike Augusti, VP of Sales & Service at Mutual Security Credit Union, and CFO, Stephen Osowiecki, left, along with St. Vincent DePaul’s Edwin Rodriguez, Director of Development and Public Relations and Executive Director Gary Beaulieu.”

Our friends at St. Vincent DePaul Mission of Waterbury distributed an equivalent of 77,481 meals in bagged groceries to those in need in the community over the last year. Help us continue their momentum by dropping off your canned goods or non-perishable donations at our Watertown branch (764 Straits Turnpike) throughout the month of October!

Through our Select Employer Group (SEG) program, we give employees a way to take control of their finances by saving two important resources: time and money. Organizations that work with us can enjoy a number of benefits including on-site visits, personalized specials, financial education and more! Learn more about our SEG program at https://www.mscu.net/about/select-employer-groups.

Budgeting doesn’t have to be ‘ruff’ but it’s important to know the difference between needs vs wants! Some things you need — a roof over your head, electricity, gas in your car to get to work or the dog park— and some things you just want, like a new squeaky toy or a T-bone steak dinner. You can fit both into your budget and still set money aside for emergencies if you manage your spending with care. 🐾💸

There's nothing like adventuring off the beaten path with the one you love in the car you love! 💙🚗 Not loving your current car? We can get you pre-approved so you can shop confidently knowing how much you can afford and that you’ve got the best possible financing. Learn more at: http://ow.ly/vHBX50BDg7J

It's not too late to participate in the 2020 Food Drive! Stop by one of our branches with a donation, today!

Life happens. For the expected and unexpected expenses we all face, our Personal Loans can help you afford whatever you need. https://www.mscu.net/borrow/personal✨

Whether they're scary, funny, cute or unique - Halloween costumes seem to get more and more creative each year! What's the best costume you've ever seen? 🎃

Together, we can make all the difference to hundreds of families experiencing hunger. Please consider bringing in non-perishable food donations to any of our community branches throughout the month to help support our local pantries. 🤗https://info.mscu.net/fooddrive

We're proud to support such a great event that's designed to help elevate local breast cancer programs right in our community! 💟 STAR 99.9 FM October 15 at 3:12 PM · Join us for our #StarPinktober with Nuvance Health happening Thursday, October 29 at 7pm. Performances from Ava Max Gabby Barrett Lukas Graham The Head and the Heart and more. 💗 RSVP to our Star 99.9 Nuvance Health Pinktober to watch it live! (Powered by Mutual Security Credit Union)

Are you ready to stretch those financial fitness muscles? We hope so, because it’s time to get financially fit! 💪 BLOG.MSCU.NET The Importance of Being Financially Fit

Over the weekend we gathered together to help pack and distribute Thanksgiving meals to over 150 families in need this holiday. Now more than ever it is important to give back to your community. Thank you Apostolic Worship Center for having us participate in your Thanksgiving Food Drive! 🦃❤️

Though celebrations may look different this year, we'd love to hear what your favorite Thanksgiving dish is! A.) The turkey - aka the main event! 🍗 B.) Stuffing! 🍞😃 C.) Mashed Potatoes 🥔🍠 D.) Pie 🥧 E.) Wild card - tell us in the comments!

Don’t be the next victim of a debt-collection scam. Here’s all you need to know! 🔒 BLOG.MSCU.NET Beware of Debt-Collection Scams

Increased demands and decreased opportunities for fundraising have left many of our local food pantries looking for extra support in keeping their shelves stocked. We'd like to thank everyone who donated to our food drive last month and encourage everyone to keep the momentum going by supporting your local food bank year round. 💙

The past few months have been challenging for many of us in more ways than one. As a silver lining, we’re pleased to announce our facilitation in distributing $100,000 in grant funds to 12 Connecticut nonprofits that have experienced hardships during COVID-19. These funds will help sustain the important work they're doing in our community plus increase their efforts in areas such as food distribution, shelter, and emergency programming all while following COVID-19 CDC Guidelines with their ability to purchase necessary PPE thanks to the grant funds. Learn more about our announcement at: https://blog.mscu.net/covid-relief-grants-awarded-to-ct-nonprofits

Adam's House November 12 at 9:08 AM · RSVP Now at www.adamshousect.org Huge thanks to our amazing sponsors who will match tickets dollar for dollar up to $5700 yourcbdstoremilfordct Connecticut Basement Systems OEM Controls, Inc. Mutual Security Credit Union South St Self Storage Masquerade Couture Aesthetics Nutmeg State Networking Group. Valley Community Foundation Milestone Terpenes Lincoln Tech The Whelk STAR 99.9 FM & Finance IQ #GivingTuesday

Did you know Rev. Dr. Martin Luther King Jr. improvised the most historic part of his “I Have a Dream” speech? Check out these four little-known facts about African American history, along with a list of fun ways to commemorate black history and culture. BLOG.MSCU.NET 4 Incredible Facts in Honor of Black History Month

Let’s be honest: life can be complicated. Most hardworking folks have enough to think about before even considering their long-term financial goals. That’s why a financial professional can be such a great help. BLOG.MSCU.NET Why Should You Work With a Financial Professional?

From checking your account balance and making transfers, to depositing checks via the Mobile Deposit service, our mobile app helps you easily manage your money on-the-go. 📱

Don’t get scammed! Here’s all you need to know about coronavirus vaccine scams and how to avoid them. ⚠️ BLOG.MSCU.NET Beware Coronavirus Vaccine Scams

Our employees are sharing what they love about MSCU, but we want to hear what you love too! Let us know in the comments. ❤️

Black history is rich, diverse, and, unfortunately, often painful. Use this list of ideas and activities to enrich your knowledge of Black culture and history this February. ✨ BLOG.MSCU.NET 28 Ways to Celebrate Black History Month