As corporate governance protocols broaden and statute laws change, the exposure of employee benefit plans, pension plans, and plan sponsors to fiduciary and pension litigation is growing.
Fiduciary liability insurance has a vital role in protecting against claims that result from a breach in fiduciary duty or the duties of financial responsibility from one party to another. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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When you have two parties working together, there may be miscommunications, misunderstandings, and forgotten services. Errors and omissions, or Professional Liability Insurance or Malpractice Insurance, protects your business against lawsuits and accusations that you have misled your client and caused harm to them or their business.
Errors and omissions insurance can cover you if you neglect, miscommunicate, or misinform a client when you perform a service. Communication with your clients and your insurance services will help protect you should any problem arise. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Special Events coverage provides temporary coverage for a special occasion. This coverage is often used for weddings, festivals, conventions, athletic events, etc. Event Liability coverage may help protect you if you’re found responsible for property damage or an injury during your event Examples of special event claims are:
✔️ Someone slipping and falling on the dance floor
✔️ The band damages the walls to the venue while they are setting up
✔️ Someone walks by and trips over the equipment you left out while setting up for the event
Choosing to get special event insurance is the best thing you could do to cover yourself if a worst-case scenario becomes your reality. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Homeowners insurance secures your home, your family, and your money from any accidents in your home. This policy could cover any risks at home and accidents arising inside the household.
Risk Managers LLC personal insurance services in Salt Lake City, UT has in its Homeowner insurance claims for property damage, injury to others, liability defense costs, and medical expenses for injuries to others. Risk Managers LLC is keen on helping you allot your money where it should be and not on unexpected medical bills and household repairs. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Every business owner would want to take preventive actions to safeguard the business from outside risks, any litigations, or natural disasters. But threats to the company can also come from inside your business.
In the era of advanced technological enhancements, Fidelity Bonds can give your business the coverage it needs to protect against losses due to employee dishonesty. Safeguard your business against risks caused by theft or fraudulent activities by employees. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Even at this age and time, after all the advancements in medicine, technology, and health care, many people do not have health insurance. A lot of things can happen, and one event can turn everything upside down. That’s why we must always prepare for whatever happens.
Health insurance is not cheap, and that’s a fact, but the cost of getting sick at this time is far more expensive. There are also numerous benefits to having health insurance. If you feel uncertain about what kind of health insurance you need to get or what plan will be beneficial for you, some experts can help you assess and manage risks to get the best fit for you.
Risk Managers provide an honest, unbiased assessment and help you to put your mind at ease. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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A personal umbrella policy is an extra layer of protection that goes above the standard homeowners and auto insurance liability limits. It provides higher limits and far better coverage and pays legal defense costs you may incur after exhausted basic insurance policy limits.
An umbrella policy can be useful to help protect your assets from larger claims and lawsuits. To have an umbrella policy, you should have the other insurance policies, such as car or homeowner’s insurance. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Risk Managers LLC
October 9 at 3:00 PM ·
It's no surprise that liquor is one of the highest providers of profit margin for restaurants. Selling alcohol is an excellent way to increase profit in a challenging and competitive industry.
The most significant hesitancy about serving liquor in your restaurant is that you will be opening yourself up to potential litigation. Liquor lawsuits are common and can be expensive. Any establishment that has anything to do with liquor's purchase or use is open to litigation concerning liquor abuse. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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It's no surprise that liquor is one of the highest providers of profit margin for restaurants. Selling alcohol is an excellent way to increase profit in a challenging and competitive industry.
The most significant hesitancy about serving liquor in your restaurant is that you will be opening yourself up to potential litigation. Liquor lawsuits are common and can be expensive. Any establishment that has anything to do with liquor's purchase or use is open to litigation concerning liquor abuse. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Most people understand the benefits of having life insurance: Your family gets the money if you die unexpectedly, and you get the reassurance of knowing they’ll have resources to help carry on without you.
Life insurance can give you financial confidence that your family will have financial stability in your absence. You want to protect yourself financially as you age, and the best way to do that is to start saving yesterday. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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A number of lawsuits filed by employees against their employers have been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Employment Practices Liability Insurance offers protection and defense for claims arising from the employment process. Examples of EPLI Claims are:
✖️ Wrongful Termination
✖️ Discrimination (based on sex, race, age, disability, etc.)
✖️ Sexual Harassment
✖️ Failure to promote
✖️ Failure to hire
✖️ Invasion of privacy
In addition to purchasing insurance protection for these kinds of claims, a business can also do many things to lower their risk of potential lawsuits. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs! #riskmanagers #insurance #policy #lifeinsurancebasics #lifeinsurance #homeinsurance
Buying insurance is essential as it ensures that you are financially secure in facing any problem in life. Insurances cover you for the most unexpected things that happen around us. No matter how much we’re earning or how much we have saved, your financial position can be dented, and all our cold, hard-earned money will be gone.
Having insurance gives you financial security and also peace of mind. No amount of money can replace your peace of mind. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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If you cause a car accident, you may be held responsible for costs associated with it, including legal fees, the injured person's medical expenses, or their lost income if their injuries leave them unable to work. CAR INSURANCE OFFERS FINANCIAL PROTECTION for future accidents.
When you have the proper car insurance coverage in place, you can go beyond fulfilling a legal requirement. A car insurance policy may help protect your vehicle, your wallet, and even offer peace of mind. At Risk managers, we give you peace of mind, for wherever the road takes you. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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If someone gets hurt at your event, you have to cancel last-minute, or your materials get damaged. What would that mean for your event? When things go wrong, insurance will cover you, meaning you don’t have to worry about unexpected bills and can keep on running.
All event organizers must understand what insurance cover is available to meet any legal or contractual requirements and protect a valuable investment should problems arise. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs! 💜
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Business Insurance – Nobody wants it, but everyone needs it! It's essential to have business insurance because the financial consequences of a potential mishap could easily wipe out a small business's assets.
Having proper business insurance, small business owners can achieve peace of mind and focus their attention on operating a productive, profitable, and personally rewarding business for years to come. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Today, the reality of being sued and inundated with lawsuits is far more prevalent for business owners then years past. Lawsuits are damaging for the business, no matter the outcome. They are financially burdensome and slanderous.
Having adequate insurance coverage in place is a priority. Be sure to get enough coverage, because some lawsuits can cost upwards of over a million dollars, which will devastate not only your business but your life as well. It’s always better to prepare for the worst. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Landlords purchase insurance to protect their property and cover their liability. Tenants should do the same. A renter’s insurance policy can protect a tenant’s possessions and offers liability coverage in the event of an accident or other disaster.
By having renter’s insurance, your possessions have the added protection once it is lost, stolen, or damaged by natural forces. Having added protection can reduce bankruptcy on your end as a renter. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs! 💜
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According to research, since COVID-19, the US FBI reported a 300% increase in reported cybercrimes! As if a pandemic wasn’t scary enough, hackers leveraged the opportunity to attack vulnerable networks as office work moved to personal homes. Any business can fall victim to a cyberattack.
In today’s electronic world, cyber attack insurance is a new and necessary protection for your business. It's time to insure against cyber attacks! Find a policy that provides coverage against cyberattacks and gives limits to cover the post-breach expenses. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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No one knows what the future hold for us. But one thing’s for sure, we don’t want our families suffering while we’re gone. Prepare yourself for the future, and buy life insurance!
You don’t buy life insurance because you are going to die, but because those you love are going to live. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Driving race cars is risky. Not having life insurance is riskier. Specialty Auto Insurance provides the same coverage types as in the standard auto insurance policies, with a few extra benefits unique to your specialty vehicles. These policies can be purchased for several vehicles, including:
🏎️ Hot Rods & Modified Vehicles
🏎️ Antique and Classic Cars
🏎️ Collectibles
🏎️ Custom-Built Cars
🏎️ Race Cars
🏎️ Show Cars
Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Life insurance gives you peace of mind that your spouse and your children are financially stable after your passing. Life insurance also helps with funeral costs and your business, if you own one.
Life insurance offers you Long-term Savings, which will give huge benefit later; feel allowed to inquire. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Adjusting your finances and expenses may not be easy, but the benefits you will reap from having health insurance far outweigh the cost. It does not only protect you, but it also protects your family.
This insurance is one of the essential coverage that a person can get, especially these days. Aside from getting your medical expenses covered, many benefits come with health insurance. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Owning a small business is a dream for many people. While owning a small business can be a great way to work and earn a living, there are risks involved. One way to help mitigate some risks is to have commercial insurance in place.
Commercial insurance offers complete coverage for physical property damage like a building or any element inside their building. It will also offer coverage for income that occurs for a business due to damage happening in their property. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Every business owner wants to safeguard their business from outside risks, but these risks can also come from inside your business. Fidelity bonds protect the company from theft, dishonesty, forgery, fraudulent, or any employee's criminal activities.
Many states mandate businesses to buy Fidelity bonds before providing a business license to them. But it is the responsibility of every business to have Fidelity bond coverage their businesses. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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There is nothing wrong with asking for a little help.
If you or anyone you know is struggling to get reasources, check out this Facebook page.
What we can’t do alone, we can do together! ❤️
https://www.facebook.com/groups/covid19mutualaidslc/?ref=share
The stresses of life can weigh heavy on our daily. Below are ways that could help you recharge you that you may not think about.
"You cannot always control what goes on outside. But you can always control what goes on inside." Wayne Dyer
We hope everyone has an amazing new month! Please let us know if we can ever help with your insurance.
🚨PSA🚨
This is a reminder that Moab is only 3.5 hours from Salt Lake City. Escape for the weekend and take advantage of what our beautiful state has to offer.
Reach out to us if you need recommendations on weekend trips or if you need any help on anything insurance related
Are you the bread-winner of the family? What if something bad were to happen to you, will your family be living the same life they are right now? Not only can life insurance help cover your final expenses — it can also provide your family with a financial safety net by helping to replace your income or serving as an inheritance for a loved one.
Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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Starting a business is tough, that’s why you need to have it covered by Commercial Property Insurance. Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft, and vandalism.
If this happens and you have commercial property insurance, all you need to do is file the incident report and other requirements to your insurance firm and wait for it to be approved. Once approved, the insurance can now start helping you repair the damages. Feel free to contact us or send us a message through our website at www.riskman1.com for all your insurance solution needs!
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